Update 11/1/25: Deal is back, no end date listed. Hat tip to reader snailrock
Offer at a glance
- Maximum bonus amount: $400
- Availability: MI only
- Direct deposit required: No
- Additional requirements: See below
- Hard/soft pull: Soft pull
- ChexSystems: Unknown
- Credit card funding: Up to $5,000
- Monthly fees: None
- Early account termination fee: Unknown
- Household limit: None
- Expiration date: None listed
Contents
The Offer
- 4Front Credit Union is offering a $400 bonus when you open a new checking account with promo code 4Front400 and complete the following requirements for 3 consecutive months:
- Log in to mobile banking at least once
- Deposit $500 or more (direct deposit not required)
- Enroll in e-statements
- Make 15 or more purchases with your 4Front Debit MasterCard
The Fine Print
- Minimum balance to obtain the bonus is $1.00.
- The $400 bonus will be paid the first business day after the qualifying month.
- No open membership within the last 3 months.
- Bonus will be forfeited immediately if the account is not in good standing, account is closed prior to the bonus being paid or if the requirements each month have not been met.
- Limited time only
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fees to worry about
Early Account Termination Fee
I wasn’t able to find a fee schedule so unsure if there is any EATF.
Our Verdict
Really nice bonus as it doesn’t require any direct deposit. Bit annoying that you need to meet the debit card requirement for three months, but still worth doing for $400. We will add this to our list of the best bank account bonuses.
Hat tip to ShawntheShawn
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
