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CK9
CK9

From T&C: “Live, work or be enrolled in post-secondary educational institutions in the lower peninsula of Michigan.”

killdozer
killdozer

Will be pushing / pulling 1k from ally to consumers every month. Will see if it posts as DD.

cam
cam

How strict are mega HISA banks where they require monthly DD to meet he HISA bonus? Most are small credit unions and I am “guessing” not as attentive in disqualifying certain ACH types such as bank transfers compared to larger banks where people churn bank bonuses.

I plan on using Ally bank recurring transfers every month to push / pull from banks like this. Do you think I would have problems this way?

MFa
MFa

I contacted the customer service representative, and they confirmed that membership requires a hard credit pull from all three credit agencies.

Eric
Eric

What qualifies as a debit transaction? Does anyone know? (does reloading your Amazon account 50 cents count for example?)

Superchurn
Superchurn

strange that they would offer a MI only account when their other nation-wide account offers basically the same rate with very similar requirements.

that being said, when i was taking advantage of the nationwide account, they counted any ACH as a DD and didn’t seem to care about buying $500 VGCs to meet $1000/month visa spend, so the requirements were pretty easy to meet

Otto
Otto

I don’t believe the other Consumers you are talking about is affiliated at all. They just have similar names.

RoamingRedPanda
RoamingRedPanda

Superchurn Re-read Will’s first line and check out the URLs in both articles – the “Consumers Credit Union” you’re thinking of is headquartered in Illinois. This one is headquartered in Michigan. The account qualification requirements and geofencing are different because the one Will highlighted here is at a completely different Credit Union whose membership is only open to Michigan. They share the same name, but they are completely unrelated otherwise

Superchurn
Superchurn

wow, i totally missed the “other” in there haha.. that is super confusing that they’re named the same thing

RoamingRedPanda
RoamingRedPanda

Completely threw me for a loop when I was looking to join the one in Illinois a year ago 🙂

Otto
Otto

I contacted them a couple months back and they confirmed that membership requires a hard pull. I didn’t ask which bureau though.