Offer at a glance
- Maximum bonus amount: $250
- Availability: MO and IL)
- Direct deposit required: No
- Additional requirements: Use promo code
- Hard/soft pull: Hard pull
- ChexSystems: Unknown
- Credit card funding: Up to $500o
- Monthly fees: None
- Early account termination fee: Unknown
- Household limit: One
- Expiration date: 9/30
Contents
The Offer
- Vantage Credit Union is offering a $250 bonus when you open a new checking account and complete the following requirements:
- Use promo code LN132CK
The Fine Print
- To receive a $250 bonus, open a new Vantage Credit Union (VCU) checking account as the primary owner during the offer dates of April 1, 2025 – June 30, 2025 and provide promo code LN132CK on the account application.
- Promo code is required and must be listed on the application to be eligible for this offer. Bonus is subject to IRS reporting and will be deposited into the new checking account by September 30, 2025.
- Checking account must be open with a balance of zero or more and in good standing without any court orders pending against the account at the time of the bonus deposit in order to receive the bonus.
- Offer is valid only for new checking accounts.
- Individuals who are the primary owner on an open VCU checking account or one that has closed within 12 months prior to opening new checking account in conjunction with this offer are not eligible to receive the bonus.
- Eligibility for this offer will be verified prior to providing the bonus.
- One offer per household.
- Cannot be combined with any other checking account offer.
- No minimum balance on checking account required for bonus.
- Federally insured by NCUA.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fees to worry about
Early Account Termination Fee
I wasn’t able to find a fee schedule so unsure if there is any EATF.
Our Verdict
Bonus doesn’t seem to have any requirements other than using the promo code.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
Thanks. Now I can’t unsee it. 🤣
Do you also see [PA & OH] S&T Bank and automatically think Oh Sh*t Bank?
Nope, maybe if it was SH&T.
Fixed for you
Much appreciated! I hope it reflects the change in the new comment emails as well. Bad spacing and kerning really trigger me for some reason lol
Anyone approved yet?
“Individual persons or their immediate family members who
1) currently work for, or
2) are retired from, the United States Government—including all branches of the US Military”
Still waiting…
It’s a hard pull, so I don’t know if there are a lot of takers here. Although, there aren’t any requirements besides opening the account with a promo code… so maybe it’s a wash? 🤷♂️
FYI….this is a hard pull
$5000 credit card funding used Visa WF
Hard pull transunion
Chex pulled
OOS pending
expecting a denial incoming
Good luck. I applied on 6/19 after seeing the comment on the “Contact Us” page. OOS, but should qualify with the retired from US Military eligibility.
The app is still pending. Reached out on 6/24 and was told the app is still under review.
let us know
Asked for proof of address for St. Louis, I said I don’t live in St. Louis. Replied unfortunately we are unable to process your request.
chex pull
hard pull transunion
also has referral $50 for both side, can someone refer me, thanks!
If HUSTL is an arm of Vantage, wondering if having an account there would allow me to open this one OOS…
That’s a different CU, Vantage West
Rick you’re everywhere lol
Ah, thanks. Too many names that all sound the same. But now I want a pickle…
Expiration is 9/30 not 6/30/25
Very limited IL (https://www.vcu.com/join) membership availability.
Appears to be Chex sensitive