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SA
SA

I already did 15 debit card transactions this month (few days back and all settled now), however, my account still shows 0.25% interest. I used Venmo for transactions. Is it normal or do Venmo transactions not work?

Eric

I’m not sure if that really means anything. I just logged into my account and it shows 3.0082% and I have not met the requirements yet for this statement.

This is my 1st full statement so it’s possible that it just shows the interest rate that was earned on the previous statement.

Is this your 1st statement?

SA
SA

Eric This is my second statement period.

JesC
JesC

Can anyone confirm if cash app works to meet the requirements?

Eric

Chuck,

Bank of Missouri did not pull my Chex when I opened my account in May.

Eric

I just noticed that I only have a $500 transfer limit per day. For any of you that have had the account for a while, does that transfer limit increase at some point? If so, when and to how much?

Eric

I just applied for this account and it appears that I was approved. Plaid didn’t work for the opening funding so I needed to use micro-deposits. I need to wait for those to post to my external account to finalize the account opening.

It was a huge hassle to apply due to the system being very sensitive on the document upload screen.

As I mentioned before, I was told by a rep that the requirements are waived for the 1st statement. I was told that the statements end on the 2nd Wednesday of every month so my 1st period will not be long at all.

Eric

Chuck,

You spelled “Missouri” wrong in the title and the URL. That’s why it didn’t show up near the top of the search results when I searched for the post.

H
H

Amazon reloads aren’t working for me…

MikeSauce

What do you mean by that? As in you cant charge the card or you arent earning interest from using them as the purchase requirement?

H
H

Sorry I should have been more clear. I meant the latter – that I’m not earning interest from using them to meet the debit requirements.

MikeSauce

Interesting i would complain to customer service about that…

Any other dps on this from anyone else?

I’m using amazon as well for the requirements and i’m wondering about this lol….

MikeSauce

Yo my statement hit and my amazon reloads worked for meeting the requirements…..

Evergreen
Evergreen

Same problem during online application. Successful linking via Plaid (correct balance of external bank account is shown). When I was trying to initiate ACH transfer to fund the account, an error showed up “The ACH transaction can not be processed without an account number” . But there is no place to manually input an account number or switch to use a different external bank. Does anyone know how to get around?

GoodLuck
GoodLuck

This has been my second billing cycle. They’re giving me 3% interest rate even if I haven’t completed the spending req.

Acid Bath
Acid Bath

They did that the first month for me too.

H
H

So they told me they were doing it but then I saw it was adjusted when I logged into my online account — as in they told me I was getting the 3% rate in an email but then when I checked the interest rate quoted on my account on the website portal it said 0.25%.

MikeSauce

WTF IS THIS BANK? THEY HAVE A 500$ TRANSFER LIMIT LMAO BRB IN 6 YEARS ILL GET 15K$ IN HERE LOL……

NOW I GOTTA FIND A WAY TO SNEAK CASH INTO THERE BANK JUST TO GET THE INTEREST LOLS XD

WHAT A JOKE.

Ian
Ian

Push from another bank