The Offer
Spark Cash link | Spark Cash Plus link
- Capital One Spark Cash business card ($95 fee, waived first year) is offering a signup bonus of $1,000 + $250 travel credit after spending $10,000 within the first 3 months.
- Capital One Spark Cash Plus business card ($150 fee) is offering a signup bonus of $2,000 + $500 travel credit after spending $30,000 within the first 3 months. (Also, earn an additional $2,000 cash bonus for every $500,000 spent in the first year.)

Card Details
Spark Cash:
- $95 annual fee, waived for the first year
- 2% cashback on all purchases
- Card earns cashback; if you have a different points-earning Capital One card (such as the Venture or Spark Miles), you’ll be able to transfer over the cash back into miles
Spark Cash Plus:
- $150 annual fee not waived
- Card earns 2% cash back on all purchases
- Earn 5% on hotels, vacations, and car rentals booked through Capital One Business Travel
-
Get your $150 annual fee refunded every year you spend at least $150,000
- Card earns cashback; if you have a different points-earning Capital One card (such as the Venture or Spark Miles), you’ll be able to transfer over the cash back into miles which could be more valuable
Our Verdict
We saw similar bonuses to these $1k/$2k, but now they’ve added the $250/$500 travel credit which is nice bump. It’s possible these offers will show up via referral links as well – some people are seeing a massive referrer bonus from Capital One.
The Spark Card card does get reported to the credit bureaus while the Spark Cash Plus version does not get reported. Capital One pulls all 3 bureaus on applications. Check out these Things To Know about Capital One Credit Cards.

