Update 3/4/25: Offer is back at this link. (ht DDG) The offer doesn’t always show; for me it showed in Safari regular browsing, but not in Chrome and not in Safari private browsing. (Update: multiple readers in the comments report getting approved for the double points offer, and yet they see the $200 signup bonus offer showing in their login after approval. Apparently there is a tracking error with this offer; hopefully it will get resolved.)
Update 1/4/24: Chase affiliates are saying that this offer is ending soon
The Offer
Chase is offering a brand new signup bonus on the Chase Freedom Unlimited card:
- Signup for the Chase Freedom Unlimited card and Chase will match all cash back earned after your first 12 months of spending.
The card also offers 0% intro APR for 15 months from account opening on purchases and balance transfers. After the intro period, a variable APR of 20.49% – 29.24%. Balance transfer fee applies.
The Fine Print
- This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months. (Editor’s note: If you have the OG Freedom or Freedom Flex cards you should still be eligible for the Unlimited card and for this signup offer.)
- Only Cash Back rewards earned by making purchases, including through other bonus offers, are eligible for this bonus. Statement credits and Cash Back rewards moved into your account through the Ultimate Rewards Combine Points feature or any other transfer are ineligible.
- (“Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.)
- Cash Back rewards must be earned by the end of your 12th monthly billing cycle to be included in the bonus. Please note that in some cases Cash Back rewards will not be earned until a billing cycle that occurs after the one in which a purchase is made, in particular when purchases are made near the end of a billing cycle. As a result, Cash Back rewards earned on some purchases made during your first 12 monthly billing cycles may not be eligible to be included in the bonus.
- Please allow 6 to 8 weeks from the end of your 12th monthly billing cycle for bonus Cash Back rewards to post to your account.
- To receive your bonus, your account must be open and not in default at the time of fulfillment. See your Rewards Program Agreement for more details about earning Cash Back rewards.
- 5/24 applies to the Freedom Unlimited card
Card Details
- No annual fee
- Card earns the following points rates:
- 5% on Travel purchased through Chase Ultimate Rewards (10% for the first year with this offer)
- 5% on Lyft through March 2025 (10% for the first year with this offer)
- 3% on Dining (6% for the first year with this offer)
- 3% on Drugstore (6% for the first year with this offer)
- 1.5% unlimited cash back (3% for the first year with this offer)
Our Verdict
This is an amazing offer for someone who has a lot of spend, especially for someone who spends a lot on Dining and Drugstores since you’ll earn unlimited 6x on Dining/Drugstores and unlimited 3x everywhere. It would be sweet if this offer becomes available via referrer link which would let you help a friend get a bonus along the way.
Unclear whether shopping portal earnings or referrer earnings will get doubled at year-end. The fine print is clear that cash back earned through bonus offers will be doubled, but cashback earned through statement credits will not be doubled. Based on the verbiage I believe portal and referral cashbacck would be doubled, but we’ll have to find out more. (I’m not sure how it ended up working 5 years ago when this offer was around.)
Note, someone with limited annual spend will do better signing up for the standard offer which gives $200 back after $500 spend + 5% cashback on Grocery/Gas during the first year, up to $12,000.
Check out these Things To Know About Chase Credit Cards before applying.
