Posted by William Charles on April 19, 2018
Credit Card Offers

Published on April 19th, 2018 | by William Charles


[Expired] Chase Freedom Unlimited – 3% Cash Back On All Purchases For First Year – Not Targeted

This deal has expired and is no longer available. If anybody finds a working link then let us know in the comments below.

Reposting as there is now a direct link to the offer.

The Offer

Direct link to offer

  • Chase is offering some users a sign up bonus of 3% cash back on all purchases on the Chase Freedom Unlimited for the first year. There is no sign up bonus on this card, but you do get $25 (2,500 Chase UR) when you add an authorized user and make your first purchase.
  • Card also comes with a 0% introductory APR on purchases and balance transfers for the first 15 months (3% BT fee still applies)

Card Details

  • No annual fee
  • Card earns 1.5% cash back on all purchases after first year
  • Full review

[Read: Chase Freedom Vs Chase Freedom Unlimited – Which Card Is Better?]


Our Verdict

Standard bonus on this card is $150. You’d need to spend $10,000 on this card to make up the difference of no sign up bonus, even more when you compare it to a 2% cash back card. The great thing about this offer is that this card actually earns Chase Ultimate Rewards points and as long as you have a premium Chase card (Chase Sapphire Preferred, Reserve or Ink Preferred) then you can transfer the points to travel partners. 3x flexible points on all purchases is absolutely insane, even if it is only for the first year. The other thing to keep in mind is that with the Chase Sapphire Preferred points are worth 1.25¢ when redeeming them via the Chase travel portal and you get 1.5¢ in value if you have the Chase Sapphire Reserve.

Discover it Miles also offers the same bonus, but the points can’t be transferred to travel partners.

Unfortunately most of the people that would be best able to take advantage of this offer won’t be eligible due to the Chase 5/24 rule. Read these things everybody should know about Chase cards here.

Hat tip to reader @waitlistno1


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Do you get a targeted email for this or is it a banner ad on your chase account?

My God, that’s outstanding. I just got the card in February. Here’s hoping I can be matched.

Let us know how that goes because I got mine in December…

I had to go to retention to get them to attempt to give it to me as the outsourced person claimed it was impossible. They were unaware of this promotion and I have them the direct link.

He mentioned since I got another promotion prior they probably can’t add it and I should have my wife apply to get the promotion.

I see the offer on the browser I login frequently (not incognito). I went incognito on Chrome and still see 3% first year. Guess this is a standard offer now?

Dang, Tried 3 diff. browsers but no 3%. Still getting the 1.5%

Update: Finally worked On mobile.

Unlimited 3UR on all purchases is pretty goddamn amazing. My wife and I both drop under 5/24 next month, hopefully no issues pulling up the offer in a couple weeks

You might need to spend 23k per year to get the same bonus with the $300 offer. Or around 12k compared to the $150 public offer which only requires $500 in spending. You can put the 11.5k extra spending on three or four other cards to get better value than just $150/ 15000 UR points…

You clearly don’t see the angle here. Some of us can “spend” $10k per day easily.

and promptly get shut down

You’re new here, aren’t you?

Chase is fairly sensitive to this, no?

I’d probably shoot for 10k/mo to mitigate shutdown risk.

but looks like they took away signup bonus away

Wow. That’s at bare minimum 4.3% uncapped for a year, combined with CSR.

Chase just stopped me and miss from applying other cards until one of us is under 5/24 ( that’d be next month for miss ;] ).

How are the points calculated if you transfer to a CSR card? In the first year, is 3% cashback = 1/2/3 UR points? I’m hoping 3% CB = 3 UR points in year 1, and 1.5% cashback = 1.5 UR points year 2+? Thanks!

I think p-o-ed SPG Amex members just found a place to move their spending.

I think Chase knew some of us were looking for a new home and might be considering the CFU. Very smart of Chase.

Only thing that sucks is that it’s not showing up in my referral link! Would love to pass this on to other people, but now I can’t even get the referral points.

Mmm, I got this card in January 2018. Would I still be qualified? 🙁

I can’t believe it, I’m actually at 3/24 right now by 1 month!! I hope this sticks around for a few weeks.
What about people getting completely shut down after being approved for a new card? I currently have CSR, IHG, Freedom, Ink Cash, & Marriott Bus. I’m afraid applying for another will push me over the edge…

read reddit more. u will see DP there. its all about your x/6 x/12 x/24. if ur hitting other banks hard, forget it. you will look like a risk. just please dont use the phrase “bust out score” like a n00b. thats all reddittors can talk about for the past 6 months…

Rebekka Alexander
Rebekka Alexander

Haha, thanks! After posting this I read around and did see the x/6, x/12 triggers. Thanks.

Last night I sent a SM to lower the credit line on my Freedom. I’ll wait a few days and then apply for this. Will let everyone know how it turns out.

DP: On 4/23 I lowered the CL on my Freedom by $10k. On 4/26 I applied for the FU 3x all spending. Got the 30 days email. Checked the automated status line throughout the weekend, always cited the 30 days. Checked my online login this morning and the FU is there with a $21k limit!

I was at 3/24 before I applied. Now fingers crossed I don’t randomly get shut down. I don’t seem to meet that criteria though…

I loaded the regular Chase FU page and first saw the regular offer, hit reload a few times, and this came up. This wasn’t in my offer in the account log-in.

I’m well over 5/24 but have a regular Freedom, I wonder if they’ll allow a PC into this offer?

This is a signup bonus, I doubt you can “PC into it”

Probably true. I fall under 5/24 in a few months, but I’m worried about how much abuse I would inflict on this card at the local mall 🙂

No bonus remember.

I get 5x on all purchases anyway from milking the OD/OM VGC deal last week buying VGCs below face value at 5x and using them for normal spend. I probably have enough until OD/OM runs another deal.

Plus I am working on SPG minimum spends.

Most would still probably be better off downgrading CSP/CSR to this and reapplying for CSP/CSR if eligible.

Can you have 2 FU cards?

I was only able to hold 2 CFU cards by PC’ing a CSP into it.

I’m also wondering this. My current (and only) FU card was a PC from CSP ~18 months ago so I never received a sign up bonus on FU.

Can you do unlimited bill pay on this or it is capped at 10K per month in WM?

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