[Update 8/22/18: Looks like the $500 bonus is set to expire on September 20, 2018. (HT reddit)]
The Chase INK Business Unlimited Card is now live. (We wrote about it previously here.)
Direct Link to card application
- $500 sign up bonus after $3,000 in spend within 3 months
- Card earns 1.5% cash back on all purchases
- No annual fee
The INK Cash card is still available, and every indication points to it staying around for applications since they have an image with the three card side-by-side, which indicates it’s entirely intentional. (Chase INK Cash also has a public $500 online bonus currently as well.)
As far as we know, 5/24 DOES apply to this new INK Unlimited card, same as the other INK cards. We’ll try to have a full review up sometime in the next couple of days.
Just a word of caution: seriously, think twice before applying for this card if you’ve been churning cards recently or have high credit balances showing on your credit report recently.
Hat tip to the many readers who let us know
On Chase public website I’m seeing $750 sign up bonus after $7500 in 3 months
Applied today and got denied. Called the business reconsideration line and was told I was denied due to business structure. They said since I’m not registered as a business with secretary of state they couldn’t find any business history.
Applied yesterday instantly denied, 780-ish credit 3/24 + 1/12 ink cash + 1/12 ink preferred under sole prop. Called reconsideration line, after an hour on the phone they were unable to open new account because I already have 2 ink cards plus and short biz history. I suggested to move credit over but they required to close one of my ink cards which I declined.
I was initially denied for this card (740ish score, 4/24). I called the Chase business reconsideration and got the nicest woman on the other end. She told me I was only denied for being a sole proprietorship, which Chase has temporarily frozen approving new credit for due to the increased risk (COVID-19 related economic impacts).
However, I already held an Ink Cash, so I suggested moving credit over from that line and she was able to approve my application by moving some over. Still qualifies for the $500 bonus/intro APR!
Did they ask questions about your biz?
They asked me why I was interested in the new account. I told her that I wanted to separate expenses more clearly so general business would be on the Unlimited, bills on the Cash.
Revenue as well. Nothing intense.
Was just approved for this card and I already hold the other two current INK cards.
I am posting this to thank DoC, without whom I wouldn’t know this was even possible. The $500 bonus will be a huge help, as I have lost all income from my side dog sitting business.
I applied for this card at 3/24(+2 business not reporting) and was declined for having 2 business and 1 personal CHASE cards in the last two years. Total cards did not matter just chase branded cards.
Glad I read this. Got CIP in late 2018 and CIC in March 2019 + CSP in Dec 2017. Was thinking of applying for CIU now but may wait. At 3/24 as well.
Is there a referral link for this card?
was wondering the same
i closed my card and forgot to transfer points i had earned, around 70K on this card. It has been 2 months. Anyway i can get points reinstated? Online messaging did not work!!!! Feeling sad and stupid that i did not transfer them and totally forgot about it.
Next time I bet you’ll think twice before setting your money on fire.
Anyone have a data point on how soon you can get this card a 2nd time with bonus if you’ve had one before. Applied/got card in Jan 2017, cancelled Dec. 2017/Jan. 2018. So, it’s been more than a year but less than 2. I dont see any specific language on this in the terms, but maybe it’s somewhere else?
Also, the one I had was called Chase Ink Plus versus Unlimited. Is that enough differentiation to not worry about bonus time requirements?
What’s the reasoning behind the only recent addition to the Best SUBs Jan 2019? Thanks for all the work you put into this, your site has helped me immensely.
I was hoping to see a higher increased offer at some stage, we haven’t so I think this is as strong as it will get.