[Card Discontinued] New Synchrony B&H Payboo Credit Card Review – No Sales Tax On B&H Purchases

Update 12/20/21: Card has been discontinued, see the FAQ here. (ht reader Jon)

The B&H Payboo Credit Card program is being discontinued. Effective 11:59 p.m. EST on January 17, 2022 (“Purchase End Date”), you will not be able to make new purchases with this account, and your account will be closed on approximately April 4, 2022 (“Account Close Date”).

Original Post 5/7/19:

Synchrony and B&H have just launched a new co-branded credit card called ‘B&H payboo card‘. The main selling point of the card is that sales tax on B&H purchases are automatically refunded at check out.

 

Card Basics

• No annual fee
• Sales tax is automatically issued and redeemed directly on your order during check out
• Save the equivalent to the sales tax you pay on every purchase shipped to eligible states
  • The tax-equivalent loyalty reward offer is not valid in Alabama, District of Columbia, Indiana, Iowa, Nebraska, North Dakota, Vermont, West Virginia, and Wyoming. If shipping to these jurisdictions, enter your shipping zip code on the landing page to see your savings
  • The tax-equivalent loyalty reward offer is not available on orders shipped to any jurisdiction that does not require B&H to collect and remit state and/or local sales or use tax (Alaska, Arizona, Arkansas, Colorado, Delaware, Florida, Georgia, Idaho, Kansas, Louisiana, Massachusetts, Montana, Missouri, New Hampshire, New Mexico, Ohio, Oregon, Pennsylvania, Puerto Rico, Rhode Island, Tennessee, Texas, and Virginia, as of May 1, 2019).

Our Verdict

How good this deal is really depends on what state you live in, in some states you’re saving close to 10% whereas others you’re not saving anything. With a lot of B&H purchases you’ll also want to consider what benefits other cards offer (e.g extended warranty and price protection).