Offer at a glance
- Maximum bonus amount:Â $300
- Availability: Must be New Mexico resident. OOS doesn’t work
- Direct deposit required:Â Yes
- Additional requirements:Â See below
- Hard/soft pull:Â Soft pull
- ChexSystems: Unknown
- Credit card funding: Up To $105
- Monthly fees:Â None
- Early account termination fee: $5, 3 months
- Household limit:Â None listed
- Expiration date:Â 12/31/2025
Contents
The Offer
- Del Norte Credit Union is offering a $300 bonus when you open a new checking account and complete the following requirements:
- Direct deposit
- eStatements
- Register for online banking.
The Fine Print
- iSWITCHED offer valid until 12/31/2025.
- One time $300 reward will be automatically deposited into your account at 90 days from account opening date, as long as requirements are met.
- One reward per social security number will be paid. $5 minimum deposit is required to open membership.
- Discounts available on any consumer loan with full payroll deposit and automatic payments on that loan, subject to loan approval and availability.
- One match per family up to $50 during the first year only for Holiday Savings Club and Youth Savings account.
- Mortgage appraisal fee discount will be offered one time only. Rewards are subject to IRS reporting.
- Consult your tax advisor regarding tax obligations.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
Free 4 me has no monthly fees to worry about.
Early Account Termination Fee
There is a $5 fee if closed within 3 months of account opening according to the fee schedule.
Our Verdict
Doesn’t look like any minimum for the direct deposit requirement, worth doing if you live in New Mexico I think. Will be added to our best bank bonus page.
Hat tip to ShawntheShawn
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- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
