NRA Complete Rewards Visa Card Review – 5% Cashback On Gas & Sporting Good Stores + $40 Sign Up Bonus [Discontinued]

Update: This card is no longer accepting new sign ups.

I know that this is going to be a controversial post, but NRA offers the complete rewards Visa card and it offers 5% cash back in two categories with no caps so it’s worth a look.

Card At A Glance

• No annual fee
• $40 statement credit after first purchase
• Card earns at the following rates:
  • 5% cash back on gas purchases
    • “Gas Purchases” are Net Purchases made at any merchant whose MCC is classified by the payment card industry as “Service Stations” (MCC 5541) or “Automated Fuel Dispensers” (MCC 5542)
  • 5% cash back on sporting goods store purchases
    • “Sporting Goods Store Purchases” are Net Purchases made at any merchant whose MCC is classified by the payment card industry as “Sporting Goods” (MCC 5941)
  • 1% cash back on all other purchases
• Card is issued by First National Bank of Omaha (FNBO)
• Cash back is redeemable in denominations of $25, $50, $100, and $250 $25, $50, $100, and $250

Our Verdict

FNBO is sensitive to too many inquiries so most readers won’t be eligible. The card also provides support for the NRA, you can read more about the financials of how these co-branded/affinity programs work here. 5% cash back on gas is the best that is offered but there is a few other cards that also offers this. As far as I know 5% cash back on sporting good store purchases is also the best offered. 1% cash back on all other purchases isn’t worth considering as you can get 2%+ cash back on all purchases. I’m not interested in moderating a conversation about the NRA, so it would be nice if readers just stick to discussing the card benefits instead.