[NY & NJ only] Flushing Bank $350 Checking Bonus

Offer at a glance

• Maximum bonus amount: $350
• Availability: NY  & NJ, in branch?
• Direct deposit required: Yes, $500+. Needs to be done three times
• Additional requirements: See below
• Hard/soft pull: Soft
• ChexSystems: Unknown
• Credit card funding: Unknown
• Monthly fees: Unknown
• Early account termination fee: $20 if closed within 90 days
• Expiration date: None listed
• Household limit: One per household
• Expiration date: None listed

The Offer

Direct link to offer

• Flushing Bank is offering a $350 bonus when you open a new complete checking account and complete the following requirements:
  • $10 statement credit for opening a new Complete Checking account (new checking customers only)
  • $40 statement credit for maintaining a three-month average balance of $2,000 for the first three (3) full calendar months after the month of account opening
  • $100 statement credit for a direct deposit of $500 or more occurring within the first six (6) months of account opening (can be done three times for a total of $300)

The Fine Print

• To qualify for the Complete Cash Rewards for consumers (CCR) you must be a new Complete Checking customer. Certain fees, minimum balance requirements, and restrictions may
  apply. New money only. A minimum deposit of $25 is required to open a new Complete Checking account. Existing checking account customers are not eligible. A new checking account is defined as any new checking account that does not have any authorized signatures in common with any other existing Flushing Bank checking account(s). An existing checking customer is defined as anyone who currently has or has had a Flushing Bank checking account within the last 24 months. New money is defined as money not currently on deposit with Flushing Bank. 2) The Complete Cash Rewards (CCR) is limited to one (1) series of reward credits of up to $350 per new Complete Checking account customer. The Complete Cash Rewards for consumers are as follows:
  • $10 statement credit for opening a new Complete Checking account (new checking customers only); account will be credited in the month following account opening.
  • $40 statement credit for maintaining a three-month average balance of $2,000 for the first three (3) full calendar months after the month of account opening; account will be credited on or about the 15th of the subsequent month following the account’s three (3) month anniversary. The minimum three-month average balance to qualify for the Complete Cash Reward is $2,000.
  • $100 statement credit for a direct deposit of $500 or more occurring within the first six (6) months of account opening.
• The account will be credited in the month following the direct deposit.
• There is a limit of three (3) $100 direct deposit reward credits for a maximum of $300.
• Tax refund direct deposits do not qualify.
• A 1099 will be issued. The new Complete Checking account must remain open, active, and in good standing for six months.
• The reward credit(s) will be forfeited if the account is closed prior to six months or prior to receiving the reward credit(s). Other fees and restrictions may apply. The offer is subject to change and termination without prior notice at any time. Speak with a Flushing Bank representative for
  additional details.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

Complete checking has no monthly fees to worry about.

Early Account Termination Fee

According to the fee schedule there is an early account termination fee of $20 if the acocunt is closed within 90 days of account opening.

Our Verdict

Not sure when this deal ends, but flyer was from December 2024 so should still be active. Worth doing if you live near a branch.

Hat tip to bill blass

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