Posted by Chuck on December 8, 2019
Manufactured Spending

Published on December 8th, 2019 | by Chuck

42

Office Depot/Max: Buy $300 in Mastercard Giftcards & Save $15 Instantly

The Offer

No direct link, check your local store

  • Office Depot/Max are offering a $15 instant discount when you buy $300 in Mastercard gift cards this week.

The Fine Print

  • Valid 12/8/19 – 12/14/19
  • Limit 1 per household/business
  • Discount applied at register
  • Purchase fees may apply
  • Valid in store on Mastercard gift cards only
  • Issued by MetaBank

Our Verdict

The $15 discount more-than-covers the purchase fees. Lots of people like racking up their INK points or another card that offers a bonus at office supply stores. As always, it’ll be store dependent how many times they let you come back during the week.

Hat tip to Drivesabrowntruck



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Mike B
Mike B

What’s the current state of cashing out Mastercards at Walmart? I haven’t tried in a while.

AlertTip
AlertTip

Pretty annoying. This deal is good with Chase Ink to get 5x back and then spend the GC on items that would otherwise be 1/2% cash back. Not really great for manufactured spend.

Bill
Bill

Works fine for me to load bluebird at wmt

kenpet
kenpet

Do you load BB at checkout register or moneycenter? What do you use Bluebird for? What types of payments can be made using Bluebird?

Adam Crane
Adam Crane

you can send money from bluebird directly to your bank account or directly to your credit card to pay off the bill. Or withdraw the money for cash.

kenpet
kenpet

Thank you so much. How easy is it to load BB at Walmart using MC GC or Visa GC? MO purchase using these GC cards is becoming difficult.

stan dav
stan dav

Loads fine to BB

Dick Bupkiss
Dick Bupkiss

PSA: Be careful not to drain cards all the way down to zero…these are MasterCards and the recent issue may still be happening.

ctj
ctj

is that for any purpose, or just for buying MOs?

Joe
Joe

Could you tell us more?
If the face value of the mastercard GC is $200, what is the maximum amount of money order I can purchase Money order at Walmart? $199 MO+0.88 fee or $199.12 + 0.88 fee?

escot
escot

Why do you presume he’s accurate here? I’ve bought tens of thousands of these cards — and always liquidated them to the last penny. Never had a this particular problem. (though to be blunt, have not tried liquidating MCGC’s at Wmt in years — when far, far easier elsewhere) Mr. Bpkiss shows up frequently though touting this warning, so presume it happened to him…. a link to the detailed run-down would be helpful.

Dick Bupkiss
Dick Bupkiss

Oh, ye of little faith…

You need not look very far:
“Issue With Mastercard Giftcards (Not Authorized, Funds Then Drained)”

https://www.doctorofcredit.com/issue-with-mastercard-giftcards-not-authorized-funds-then-drained/

raekwon
raekwon

**sighs and heads down to OM**

ithrowpoop
ithrowpoop

lol, I feel the same. Just came back from another run as soon as i saw this post. Spot the newbie cashier, pickup 16 cards…Feels like I been doing this forever, but can…not….stop…..addicted…to…GCs….with 5x ink…..

Tim
Tim

Newbies are always trained to get managers approval for gift cards.

ithrowpoop
ithrowpoop

YMMV. That is store-dependent and a matter of training. There are two stores (out of 4) in my area where I found the opposite to be true after years of doing this and maxing two ink cards a year…

Mark
Mark

Does it mean it’s going to be Visa next week?

YoniPDX

PSA
Best way I’ve found to drain these @1% is paying mainly MC categories on Plastiq (i.e. Mortgage/Auto Loan or Lease).

Granted your limited on velocity to Loan payment amounts -but can also pay other categories the accept Visa, utilities or rent (we can pay all utilities with CC no fee but some don’t take Amex – but only Comcast earns 5x with CIC) So it’s a little hassle to enter the card on Plastiq unless you use a laptop/desktop.

dmarti
dmarti

How do you reliably only pay 1% on Plastiq?

calwatch
calwatch

These MCGC generally are 1%, but not all are (i.e., GCM are never 1%).

Doug
Doug

Thank you, works, really nice find here, I really appreciate it. This is worth a net value of $1,200 to me as I have a 0% loan and don’t do the other MS stuff (am curios about more though)

karma
karma

Be careful using Chase Ink at office store only. They are on to us who only do manufactured spend.
I got an email from chase basically saying with email heading that we are concerned about your account and may be in violation of our reward usage. Saying please stop what you are doing and we may close all accounts if this continues or if they seem necessary. So be careful but i have question on what to do?

Yes i only do manufactured spending i.e. buying from staples when Visa/MC are free in 2-3K volume – nothing big that’s it. Anyways, the question is what are possible next preventive steps? Should i call as the email/letter suggests? Wait and do nothing (also don’t buy gift cards again!) and they will let it go or they will shutdown? The goal is to avoid shutdown! Another question is that i have 1.5 Million UR points and will i lose this and/or transfer/cash out? If so what are best options?

DB
DB

Blah blah blah bullcrap blah blah.

Morie
Morie

Send DoC a screenshot of this email to verify what you’re saying cause I’ve literally never seen a DP of this ever.

Frugal Nellie
Frugal Nellie

I’ve seen these letters, posted on other blogs.

ithrowpoop
ithrowpoop

I cap my ink 50k category a few years in a row, never seen or heard of such a letter…

escot
escot

really? Having some trouble taking this report seriously. 1.5 million UR points? Reeeaaally?

I’ve been doing about 1-2k monthly levels of such spend via od & staples — for several years — with additional spend mixed in — but marginal. Never did I never see such a warning — or hear of one that was verified.

If you’re not just being a …. so and so, Put up (with a screen shot of the plleged letter to DoC) or…..

karma
karma

hopefully this is genuine skepticism. All things start someday – there is first time for everything!. Unfortunately i dont have option to upload picture that shows the email. Doc – can i send it to you? My intent is to make sure folks in community are aware that rules in this game are constantly changing!

DB
DB

Skip this and wait for the visa instead

Phill
Phill

#truth #hardpass

az
az

Yes, VGC only requires 4.95 fee for 200 and 3.95 fee for 100 everywhere, while MGC requires 6.95 fee for 200.

Joe
Joe

If I buy three $200 MasterCard Gift Cards at OD/OM, whether the check out system will apply two $15 instant discounts?
Thanks.

az
az

No.

ELI
ELI

ideas on how to cash out these mastercard $20 gc? my local Walmart does not allow MO purchases with prepaid cards

ELI
ELI

my local office max only allows a max of $400/ day and local Walmart does not allow “cash out” option of money orders 🙁

stan dav
stan dav

Any issues ms-ing on amex Simply Cash ?

Morie
Morie

Yeah, read up on what Level III data is. Chase DGAF but Amex is known to.

Joe
Joe

A few weeks ago, I use my Amex Simply Cash BIZ card buy three $200 VISA GC at staples, all got 5% cashback.
Anything changed recently?
Or OD/OM send Level III data but Staples only send Level I or II data?

Thanks.

Captainsave
Captainsave

Its shows ur buying giftcards and with amex even if u get the 5% amex can clawback it whenever they want

raekwon
raekwon

I’ve never had an issue.

Jan B
Jan B

Thanks for the post, DOC! Got a new CC on its way in the mail. Will plan to start with this…

b
b

Will this offer return in 2020? Haven’t seen anything since Dec.

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