Posted by William Charles on August 9, 2016
Manufactured Spending

Published on August 9th, 2016 | by William Charles


Pay Your Rent Using A Credit Card For Free With RadPad & Android Pay

Update 2: This promotion is now over.

Update: If you’re still seeing a fee when paying, just ignore it. As per this exchange on Twitter:

The Offer

Direct link to offer

  • RadPad has teamed up with Stripe to allow you to pay your rent using a credit card for free when you also use Android Pay.

android pay

The Fine Print

  • Promotion will run through end of 2016

Android Pay Requirements

Not all Android phones will be able to run Android pay, there are a few requirements you should be aware of:

  • Must be running Android 4.4 or higher
  • Must have a NFC compatible phone

Our Verdict

This is a pretty awesome promotion, normally you pay 3.49% for using a credit card with RadPad. The way that Pay With RadPad works is that they send out a physical check to your landlord, so it’ll work with any landlord unlike other rent payment services that require your landlord to opt in. All of these transactions do earn credit card rewards points and do not code as a cash advance either. This is an easy way to increase your credit card spend without fees.

You can read more about RadPad here. You can also read our post about RadPad here. RadPad also has some interesting data found in this blog post.

97 Responses to Pay Your Rent Using A Credit Card For Free With RadPad & Android Pay

  1. My man says:

    Does it work for my landlord abroad in israel

  2. Valuetraveleroz says:

    What about mortgages?

  3. Dan says:

    Til the end of 2016?? Damn. I expect this promotion to be pulled early after its abused

  4. john deere says:

    My rent is $10k a week and I am my own landlord

  5. Daniel says:

    3 “abusive” questions:

    1. Can we pay ourselves?
    2. Can we use to pay a mortgage?
    3. Does the Android phone need to be activated or can you buy a burner for this promo?

  6. CtownBin says:

    If the landlord doesn’t need to opt-in- can I use this to pay ANYONE via a check? Like my wife?

  7. James says:

    To all those with naughty thoughts, RadPad runs a pretty tight ship. They’ll most probably ask to see your ID, lease document etc. They might even refuse a payment if they think the rent is too high for that property. Personal experience.

  8. Andrew says:

    Looks like Chase isn’t playing nice with Android Pay. Have a minimum spends to hit with them. Assuming you have to pay via AP. Mostly likely just use 2% card. Guess there is one benefit to living in a place with high rent.

  9. howard says:

    this is awesome! does it work for any card (like Visa, Mastercard, Amex)?

  10. Joy says:

    what about HOA fees?

    • Chuck says:

      I think there was once a data point in DoC comments somewhere with Radpad allowing HOA. Not positive though.

      • DW says:

        I wrote to Radpad about this and received the following response:

        “Thanks so much for writing in. We were really honored that you wish to use Pay with RadPad to pay your HOA fees. Unfortunately, at this time we are only able to process residential rent payments.

        We have also just updated our FAQ to address this situation, which you can view here:

        Again, we are flattered that you would like to run your HOA payment through us, but at this time we are unable to honor your request.”

        • DW says:

          There’s always the chance that some people have slipped through notice anything in the terms that would allow HOA payment arguments either.

  11. imus says:

    Assuming that i have the right Android device, is there a restriction on which credit cards may be used for Android Pay? or can i use any cards (chase, boa, amex, citi, etc.) for Android pay

  12. VH says:

    Does ATT Access code 3X on this?

  13. guy says:

    What’s a good site for mortgage payments?

  14. joe says:

    I have an iPHone with Verizon can I get an android device (like a tablet) or phone without monthly service and get android pay?

  15. Rick H says:

    Tried setting up a payment via Android Pay and a warning box opened up saying that it would incur the regular 3.49% charge. When does this promotion go live?

  16. sunny morris says:

    I got all set up but it doesn’t clarify that there won’t be a fee. Is there a code or something I need to use?

  17. Billy Bob says:

    I’m a landlord if anyone wants to send me a check with no fees.

  18. Darren says:

    Same warning box for me after paying through RadPad app with Android Pay. No indication that feed will be waived as the app noted that I would have to pay 3.49% for using a CC. Proceeded anyway but really hoping there is no fee or this will be a mess.

  19. Miz says:

    Has anybody managed setting up a payment with 0% fee? Mine gives a 3.49% rate in Android Pay.

  20. david says:

    What is the best CC to use for this. Not interested in opening an new one right now, but might as well get some cashback or miles. Currently more interested in cashback

    • Kev says:

      Do you have any 2% cashback cards?

      Citi Double Cash, Blisspay or even Discover if you’re getting double cash back for the first year. Other than that, I would use for a bonus req.

  21. Eddy Cue says:

    Will this work with an Android tablet? I have a Sony Xperia Z3 (haven’t used it in a while but the specs seem to be compatible with Android Pay)

  22. dmartin says:

    Can this be used for rent payments on my office? Can’t find anything on their site referencing a restriction to residential only…..just seems to be implied.

  23. Rene says:

    Despite all other reports, the App didn’t show a fee for me when using android pay. I do assume it’s a rolling update and not everybody got the update yet.

  24. joe says:

    So if i get a phone compatible with android pay, can I just use it WIFI only, no carrier service and pay my rent via radpad?

  25. YRK says:

    Will android pay work if have samsung pay active on same mobile (S7)
    Dont want any conflicts

    • Eric says:

      Yes, you can have multiple payment services (Andorid Pay / Samsung Pay) enabled on your phone at the same time. You set which is the default but can select either to use.

    • Lrdx says:

      It should. At least I have a setting to select the “default” paying app.

  26. can I use a friend’s android phone (assuming they are not using RadPad)?

  27. HC says:

    So you can’t send the check to yourself and physically take it to the landlord? Asking because my corporate landlord really wants everyone to use ACH through their web system and does not want to deal with paper checks. The last thing I need is for a month’s rent to get charged to my card and then go delinquent on my rent anyway because the landlord claims they never got the check.

    • joe says:

      no you can’t. You have to submit your lease agreement, and the check goes directly to them.

      I usually just request that the check gets delivered 5-6 days earlier than required.

  28. JP says:

    One time I wish I had rent. Lol

  29. Aram says:

    I’m on (jailbrocken) iPhone is there a way? Or can I use a friend’s Android device?
    Need to meet a minimum on my Marriott (Chase) card, are they all excluded?

  30. Den says:

    Can not find android pay in radpad. Radpad just ask to add a credit card… Am I missing something?

  31. Shaun says:

    Nice! My rent just went up 4% this month so this will knock it back down a little.

    I think the greatest benefit for me is that now I can use my paycheck from the 30th of the month instead of the 15th for rent. RadPad usually pulls around the 27th-28th.

  32. pq says:

    Can I can use this to pay my daughter’s room/board (or just room – the costs are separated out) at her university?

  33. EIG says:

    anyone have this error message when paying with Android Pay, “Android Pay is unavailable for this transaction. Please select another payment method” :/

  34. Marc Scott says:

    I’m still trying to figure out how to pay with Android Pay. I just created my AP account but don’t see where I can use that on the RadPad site.

    • pier11 says:

      You need to use RadPad’s Android app to be able to use Android Pay.
      Android Pay will be one of payment options there.

  35. Jason says:

    Bought a Android phone for that

  36. Nate says:

    Got android pay working on a relatively ancient Verizon Samsung Galaxy S3 running 4.4.2, if anyone has one of those lying around or can find one for cheap. Cracked screen devices are going for about $25-30 on eBay.

  37. Jason says:

    I am sending my rent to landlord’s bank with a deposit slip. Can it be done with Radpad?

  38. joe says:

    if you buy an old phone can you just update the OS to android 4.4? like an old samsung galaxy s3 or motox?

  39. Ashker says:

    Back when the fee was 1.99%, I used to earn 3X ThankYou Points on Radpad using my At&t Access more card. Does anyone know who would be the merchant (Android Pay or Radpad) in this case? Would I still earn 3X?

  40. joe says:

    So I haven’t seen the radpad app on android, if you use android pay, can you just do it once and set it for the next 5 months..? would all the payments be fee free? or do you have to resubmit monthly for the payments to count for the no fee radpad?

  41. dougm says:

    Lindsey K. (RadPad)

    Aug 10, 09:15 MST

    Hi Doug,

    Thanks so much for writing in. We were really honored that you wish to use Pay with RadPad to pay your office rent payment. Unfortunately, at this time we are only able to process residential rent payments.

    We have also just updated our FAQ to address this situation, which you can view here:

    Again, we are flattered that you would like to run your commercial lease payment through us, but at this time we are unable to honor your request.

    Thank your for considering us and we wish you the best!


    Experience Team Manager

    Want a quick answer to your Pay with RadPad question?

    Check out our FAQ here:

  42. Vaidy says:

    Can I use my credit card to pay my friend’s rent ?

  43. Jack says:

    Can you split payments on 2 cards?

  44. Jedi says:

    I have used Radpad before, so familar. I have tried the Radpad app on 3 different Samsung phones, S7, S5 and I think the other S5 too, all say same error of “Unfortuately, Radpad has stopped” and shutting down when I click on “Pay Rent.” There is only one RadPad:Apartment Finder App on the Google Playstore and I uninstalled and re-installed it.

    Android Pay is loaded with valid credit card, ATT Access.

    Noone seems to be having same problem on this forum. Any clues what wrong?

  45. joe says:

    So i bought a brand new at&t LG gophone $69.99 (on sale) for this promo as it’ll make me ~10K plus TY points for 5 months. But now I’ve completed the task… are there any more android pay promos out there outside of the uber/1800 flowers deals? Sadly I was not targeted for the Discover promo.

  46. Terri M says:

    Pretty screwed up that Chase is not participating.

  47. Rene says:

    Could be a nice promo, but not worth the hassle: I tried to actually pay my rent, but they didn’t process it. When I asked why they first said my card was declined multiple times (which is untrue), then they suddenly said they couldn’t verify my landlord — which they had verified before and is quite a big shot. Then they stopped responding.

  48. Miles Hustler says:

    They seem to be unable to process AMEX through Androidpay 🙁

    • Harley says:

      Same here.?

    • JLubbz says:

      I had the same issue. Loaded my AMEX SPG card to Android Pay, scheduled rent payment through RadPad app, then got this email from them a few days later:

      “We’re currently experiencing issues processing AMEX credit cards through Android Pay, resulting in rent payments being declined.”

      Bummer! I hope they fix this

    • Andrew says:

      augh, just got that email. My SPG business went through at $5k rent (paying for all my roommates to maximize) yesterday without any issues. I emailed them asking if they could allow me to continue to use my SPG since I want to do 1 more month to get the 10k bonus points.

  49. Max says:

    is the At&T card still earning 3x for paying rent using the radpad andriod pay promo ? Anyone tried this and can confirm ?

  50. Andre says:

    Is this still working?

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