- Universal Pictures Deepens Ties to Peacock Streaming Service in New Movie Deal by WSJ.
- Hawaii has removed the interisland testing requirements.
- Survey sent out regarding the AA cards, possible changes on the horizon.
- Capital One shut down my account and gave me only a half cent per mile by FM.
Deals starting/expiring at the end of today or starting today (view the full deal calendar here):
- M&T Bank $200-$400 Checking Bonus – Available Online [CT, DC, DE, MD, NJ, NY, PA, VA, WV]
- Chase Offer: Join Sam’s Club & Get $10 Back
- Chase Offers/BofA: Get 10% Cashback at Quill (Max $23 Cashback)
- SoFi: Check Your Personal, Student, Home Loan Rate & Get $20
- [YMMV] PayPal: $3 Off $5+ Starbucks
Deals starting/expiring at end of tomorrow:
- [Targeted] AmEx Offer: Kimpton/InterContinental, Spend $250+ & Receive $50 Statement Credit
- Alliant Making Changes To 2.5% Back Card (Cashback Visa Signature)
- Kroger Stores: 4x Fuel Points On Gift Cards, Includes Visa & Mastercard (6/30 – 7/13)
- Food City: Purchase $50/$25 Giftcard & Get $15/$5 Bonus Card (Lowe’s, Macy’s & More)
- U.S. Bank $400 Checking Bonus
Popular posts from yesterday:
Capital One does has weird brain. they recently (mine was just less than a week ago) converted all non-360 Checking to some shitty accounts where all perks/benefits/interest…etc are removed and tack on lots of new fees. they had also removed both account alert and secure msg since a year or two ago with chat mostly unavailable, so you can’t get any notification or question anything regarding your accounts. when I was finally able to get on to a chat session (prime time of prime date?), their rep said removing communication methods is expected/intentional and Capital One has no plan to restore communication methods at least in foreseeable future
all of these look like Capital One has been promoting and encouraging fraud on the checking accounts for years. surprise no one has been complaining or covering these
Thanks, just discovered this as well on an old Capital One account. New ATM fees made it worthless, transferred money out and closed it.
The exact same thing happened to me with Capital One. Some years ago, I had a Capital One 360 account and one day added a couple external accounts for ACH. They didn’t like that (seems so innocuous?) and shut down all my accounts with them. I decided to try last year to re-establish a relationship by opening a Venture card. I was approved, then my card was cancelled a month or so later (unfortunately I didn’t hit the bonus yet, ugh). Seems once they ban you, they ban for life, even though they will still approve you for cards. For anyone in our hobby, I don’t think it’s worth the risk to have a checking account with them. There’s no telling what will set them off.
That’s so weird of them. I have a 360 account with 3 different external banks attached and have experienced no issues… other than the interest rate stinks. I’ve even had to delete one to add another a few times since they cap the number of accounts. Only credit card with them was a Spark one in 2019 that I closed a year later when the annual fee hit. Only used it for the bonus. There’s no rhyme or reason why it works for some people and others get crapped on.
If memory serves me, that’s what I had to do, delete a couple so I could add two. It’s not like I was pushing a lot of volume through the account. I barely used it. Very bizarre. If I were you, I wouldn’t use Capital One for ACH at all.
yep only allow 3 externals allowed for ACH sending…meanwhile my fidelity has like 20
This has nothing to do with having multiple external accts. He explains later in the article that he got a new acct # at BOA, but failed to update it at Capital One before initiating a withdrawal from BOA. I’ve come across 2 posts like this on another site. Apparently, Capital One doesn’t forgive people for forgetting to update their account info. Seems silly to not at least ask the customer what happened.
I had a checking account with them, but I closed the account before long ago. I had multiple accounts connected for ACH and nothing like that happened to me. Weird.
I’ve also added/deleted several ACH connections over the years without any issues. (I used Cap One as a hub for a while.) But you always have to use caution when playing the churning game because churning activity is abnormal and can resemble fraud to a computer algorithm. Opening 20 credit cards and 14 bank accounts across the country is not normal behavior for most people, nor is connecting 12 banks accounts to one another and sending several ACHs every month in a merry-go-round
The comment on the AA card change was deleted, so I can only see the responses. Any idea what the “changes” would be?
I guess cap one missed the memo where you are supposed to make a list of the best known points/miles bloggers and not do anything to upset them.
I guess you think TPG is still a blog
Or… Capital One is just fine with open war on churners.
This should serve as a reminder to all of us to churn n’ burn where practical. When I have more than $100 in points sitting with a bank, I try to find some way to cash them out so there’s nothing the bank can take from me in the event of a shutdown.
I will never understand why companies shut down people for using their products as intended. Buying $10K of Gift cards in one day? Fair enough. But shutting out FT and dare I say stealing his points, is not okay.
Capital One doesn’t seem to recognize travel hackers have next to zero default risk and put thousands of dollars of legitimate transactions on our cards every month because most of us are higher income (things shareholders like to see). Beyond my quicksilver for international travel if Capital one wants to see a place in my wallet long-term, they need to start approving people with better credit scores.
That’s the issue. They don’t want high income earners as they are more likely to pay their balances in full each statement. Instead, CO wants you to carry a balance and pay those high lucrative interest rates to them. That’s their game. They want their CC holders to be of the subprime nature.