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Drew$$
Drew$$

I last got a bonus from M&T on Oct 7,2020. I closed my acount in April. The terms say that I should not have had a bonus within the past 12 months.

Should I apply for a new account this month or should I wait until next month? How long have you waited before applying for a new bonus?

Drew$$
Drew$$

I opened a MyChoice Plus account on Oct 8th.
Did DD $555 from Schwab brokerage on Oct 13th.
Bonus of $250 on Oct 15th.

I will send a secure message to request a downgrade to MyChoice checking in order to avoid the monthly fee.

I will close the account in 6 months. In the past I have had to mail a letter in order to close the account.

This is probably the easiest bonus to receive. It only requires one DD. It pays the bonus very quickly.

Drew$$
Drew$$

Correction: I asked to downgrade it to EZChoice.

Tsarinax
Tsarinax

Not available in my zip in CT either, even though we have local branches.

Tony
Tony

Branch Manager in NYC looked at this page, clicked on In-Branch, and said can’t offer it for my zipcode (which coincided with branch’s zipcode too LOL). Said this offer seems to Baltimore, MD only?

ted
ted

Can you still hit these multiple times w/ the different promo codes for difference accounts like a couple years ago or did they finally close that loop hole?

RV
RV

I have gotten this bonus in the past while being Out of State. Now though, all goes well until the last screen, and then it says there is an error. For those that are getting the full way while being Out of State, what do you do differently?

dizzy
dizzy

When I applied it said they couldn’t verify my identity and I have to go in branch. I’ve definitely churned this a few times, though not as heavily as some. Chex = LOL/24. I also have moved since I last applied.
Is it worth going in branch to app this or just forgettaboutit

Aidan
Aidan

How far is your nearest branch? I’d go if doesn’t take more than half an hour to get there

Baked
Baked

does anyone know if this in-branch option is still current ? copied from above –> ($350 – in branch only) Open an M&T MyChoice Premium checking account and receive a sign up bonus of $350 & maintain a $10,000 average daily balance in November & December 2020. Promo code CF. Chuck

Aidan
Aidan

I put in my zip code on the website. No luck.
I went to the branch and asked the bankers and they said they didn’t have this offer

John
John

DP from PA:

7/15/21 – Account opened
7/30/21 – Employer DD
8/2/21 – $250 bonus posted

Currently looking to see if downgrading to an easier fee-free account will be possible, to free up the DDs/cash.

Aidan
Aidan

How did you downgrade? Call or in-branch?

ted
ted

You can SM and request a downgrade

Pat S
Pat S

Were you successful downgrading? I sent SM a few minutes ago!

arihalli
arihalli

Has anyone had any luck trying for this bonus waiting only 11months to reapply? (We are supposed to wait 12 months) thanks

MHS
MHS

DP – Bonus-earning and account-closing data points:
– 7/04/2020 – Account (MyChoice Plus Checking) opened
– 7/10/2020 – Deposited/transferred $2510 into the account from E*Trade
– 7/13/2020 – $250 bonus deposited into account
– 7/21/2021 – Requested that account be closed (over-the-phone).
– 7/21/2021 – Account closed

MP-The-Law
MP-The-Law

Was the ETF charged?

Aidan
Aidan

MP-The-Law He didn’t close the account until after 365 days/1 year so that there won’t be any ETF

MHS
MHS

In general, I keep any accounts open for at least one year. This keeps things simple for the purposes of avoiding early termination fees. It also gives me a good feel for how much I (dis)like the bank, gives the bank a fair chance to earn my business, and allows for an “equitable” exchange.