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Drew$$
Drew$$

I tried closing my account by sending an online message. I got this response.

“You may close your account by visiting your local M&T branch or by mail. To process this request, your signature is required and bringing the account to a zero balance will not automatically close it.

If you are unable to visit an M&T Bank branch, please send your signed request to the following address. If your balance is over $1,000.00, your request must be notarized.

M&T Bank
PO Box 1258
Buffalo, NY 14240

If your account has been open less than 180 days, we will assess a $50.00 account closing fee.”

009
009

For my location in PA, this offer seems to be $150/$250. Do brokerage account transfers work as DD? I was planning to transfer from my Fidelity brokerage account. Any recent data points?

MD
MD

Ditto for Philadelphia, PA 19103. Was hoping for the $200 offer for the EZChoice but only saw $150.

Bertrand
Bertrand

Offer still not available in NYC.

Has anyone in a non-bonus eligible area tried to open this in branch in an area that is bonus eligible? I doubt this would work as I believe previous DPs suggest they are screening eligibility based on home address, but any DPs would be appreciated.

jimmy
jimmy

Same question! I am not sure if doing a zip code work around works either.

Bertrand
Bertrand
Tony
Tony

If EZChoice Checking gets top bonus, then isn’t this M&T the simpliest bonus offer ever? Is $250 currently top bonus (NY)?

Orin
Orin

I had no issues with this bank when I did their bonus summer of 2020. And I was OOS.

Gadget - Bank Bonus Geek

The game changed in fall 2020… but feel free to find out for yourself. Things that magically stop working could change back, but unlikely.

Orin
Orin

Still have another five months until I clear the 12 months since last bonus

jay
jay

I have just gone through a nightmare with this shitty bank, would never do business with them. I was tricked twice, shame on me. Opened an account using promo code from here, did direct deposits, after about 4 months, no bonus, called and was told that I was not targeted, so I was not eligible for the bonus, closed my account and was charged $50. Fast rewind, I received mailer offering me $400 to open both saving and checking with $20000 deposit on both accounts, thought why not, since I got targeted offer ( physical mail) I would at least get back $50 account closure fee from last time. Opened both accounts online without issue, went to my local branch and deposited $25000, since they have suspended all bank to bank ACH transfers. I am not making up this, they have suspended external transfer for a while, not sure if this ‘s still the case ? After they got my deposit, I found that the funds were not available after two weeks, called customer service, no idea, went to the branch, no idea. after almost one month, I was still unable to use my money, after many times ( hours) calling, I was told that I need to provide identity verification via “Docusign”, then the ordeal began, I tried each and every way to unload my DL, use cell phone, computer, scanner etc,. but after uploading the photo, it always gave error messages, after tried several times everyday for a week, I gave up, after another round of calls, was told that I could go to a branch, went to branch , they copied my DL, went home and wait, nothing, after another two weeks wait, still unable to move a penny of my deposit, I called again, they asked me to go to a branch, said that they would upload the ID for me there, went to the branch, the fourth time, the staff used my cell phone to upload my DL ( same as what I did a hundred times before) , same error message. At that time, I was totally exhausted and decided to close the account, as they don’t have any other solutions at all, then I was told that I would be charged $50, because the account was opened less than 6 months. I was really wordless. When I complained that it was not my… Read more »

Youreafool
Youreafool

Sounds like you didn’t verify your identity, and now you’re trying to blame the bank for your foolishness.

Also, this didn’t happen. At least not in the way you wrote about. There are obvious contradictions in the story. You may be angry at yourself, but don’t make stuff up.

jay
jay

There ‘s no way for me to be verified, they used Docusign, but the system have glitches and always gave error message, even the staff at the branch couldn’t make it. Also your comment is foolish, as you presume that what I told was not true, but I told 100% what I experienced. I am not sure if you have any connection with this shitty bank, so your comment is discounted, There ‘s nothing whatsoever what I did the whole process, this bank is incompetent at all, as they cannot fix simple problem to help their customers. I wrote this just to help my fellow DOC readers, there ‘s no point and benefit for me to spend time to make up story. If you don’t believe what I said, just shut up and get lost.

Tony
Tony

top post of the 2020-2021 fake Pandemic year

Knockdown CCP!
Knockdown CCP!

Couldn’t agree more! The US government tried to use the lies of the epidemic to achieve the purpose of his centralized rule.

Knockdown CCP!
Knockdown CCP!

I opened a bank account in 2020 with M&T. I made a transaction from Santander bank to trigger the bonus. I got the $ 250 bonus right after the transaction been posted. Actually one of the two banks is on the left side of the road and the other is on the right. A few weeks later, M&T bank locked my bank to bank transfer. M&T bank asked for my PNC bank statement. I didn’t want to provide anything. Because my PNC bank account has been verified. Then I asked them to close my account with a $0 balance. M&T bank wouldn’t close it until I pay $25. I filed a case with CFBP. The bank called me the next day and helped me to close the account. M&T bank app does not support bank-to-bank transfer. Such A terrible bank in the U.S.

Drew$$
Drew$$

I opened an account back in October and received a bonus then. I recently sent a secure message asking for the account to be closed. I received a message saying that I would have to go to a branch or mail a letter in order for my account to be closed.

It said that the letter would have be notarized if my account balance was greater than $1,000. If my account has been open less than 180 days, they will assess a $50 account closing fee.

Gadget - Bank Bonus Geek

Wait a couple of days and SM again. This is common. Make sure you are well over 180 days. IME, it’s not 180 days and is actually 6 months to the day, plus one. But they won’t tell you that.

Julian
Julian

I wonder how the eligibility works. I live in CT and when I entered my zip it took away the bonus, but left the ability to apply for an account. There’s a few M&T banks within a few miles of my house so it doesn’t make sense that I’m not eligible in my mind, but who knows.

Alex
Alex

did anyone get an email after opening this account to upload a picture of license/passport through docusign?

Jay
Jay

Another DP for Keybank push counting as DD for M&T. “DD” on 3/9, bonus posted 4/1.
Thanks DoC