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ieatdogfood
ieatdogfood (@guest_1814694)
March 16, 2024 05:12

Be careful and read the fine print carefully since there are many codes out there with varying terms and conditions. They are not the same.

“Bonus offers are not available to anyone that has received a cash bonus credited to a personal M&T checking account within the last 12 months (Refer Friends Program is excluded from this 12-month period), or employees of M&T Bank or any of its affiliates.”

“Bonus offers are not available to existing personal M&T checking account customers, or those whose accounts have been closed within 180 days, employees of M&T Bank or any of its affiliates, or customers who have received a bonus credited to a personal M&T checking account within the last 12 months (Refer Friends Program is excluded from this 12-month period).”

ShawntheShawn👈🏾
ShawntheShawn👈🏾 (@guest_1814769)
March 16, 2024 11:14

I believe the last paragraph used to be in their previous promotions but was removed in recent offers. Maybe they will keep it as it is now, or they will bring the clause back for future offers. Who knows?

ieatdogfood
ieatdogfood (@guest_1814849)
March 16, 2024 13:22

I found the second paragraph terms in a public offer that’s not worth being posted here for only up to $200 bonus. There are actually two different codes for the $200 bonus with two separate terms shown above, which I am actually doing since I was too late for the $400 bonus and I don’t think the $350 is worth doing.

They have different codes for the same bonus but different terms. Shame on the for being misleading.

ShawntheShawn👈🏾
ShawntheShawn👈🏾 (@guest_1815589)
March 17, 2024 22:13

I see. We have been spoiled by the $350/$400/$450 promotions M&T offers so frequently, a $200 offer does not even catch our attention now for most of us, lol.

Dylan
Dylan (@guest_1814691)
March 16, 2024 04:32

I can confirm Skrill also counts as DD. I didn’t have the whole 1000 in fidelity, so I was going to do two transfers through fidelity, but I tried a second from Skrill to push total DDs over $1000, and the $400 bonus came in the next day. I also already had an M&T checking account so I can also confirm no problems getting the Bonus as a current M&T customer.

ieatdogfood
ieatdogfood (@guest_1814760)
March 16, 2024 10:35

As an existing current M&T bank customer, did your new account automatically appear in your online banking/dashboard? I was instant approved with account numbers but it hasn’t appeared. I’ve been out of the game so long, not sure if I should wait or call.

ieatdogfood
ieatdogfood (@guest_1814966)
March 16, 2024 16:42

Nevermind. Had to call and get account manually added to existing log in.

00100100
00100100 (@guest_1814516)
March 15, 2024 19:18

Looks like we finally got updated dates in the fine print for March:
To receive the Premium Checking Bonus (“Premium Bonus”), open a new MyChoice Premium Checking account between 3/1/24 and 3/29/24 and maintain an average monthly balance in the account of at least $10,000 for the months of April and May 2024. If all requirements are met, we’ll credit the Premium Bonus by 6/30/24

But Im also getting “Sorry, but this offer isn’t available in your area.” when clicking Open Online for my zip in multiple browsers/devices – just me? (There are 3 branches within walking distance)

Tony
Tony (@guest_1814663)
March 16, 2024 01:34

you mean someone is doing a difficult $350 offer RIGHT AFTER an easy $400 TK?? I always wondered about these people

00100100
00100100 (@guest_1814938)
March 16, 2024 15:55

Happy to help clear that up for you Tony.. Those of us that did the previous TK offer for $450 weren’t eligible yet, and now Im beyond the 12mo window since my last payout.

shoreman
shoreman (@guest_1815533)
March 17, 2024 19:38

“(There are 3 branches within walking distance)”

What???

00100100
00100100 (@guest_1815587)
March 17, 2024 22:09

Hah yeah, they like to cluster up in their bigger cities. I found a few other NE zipcodes that do work for the $350, but it looks like others in their footprint are still only being given the lower offers – might just do the easier $200 instead

Tony
Tony (@guest_1813626)
March 14, 2024 10:31

DateDescription

nothing yet from TK code offer, except $15.74 charge for checks lol. What’s best timing to dispute $15.74?

03/13/2024CAPITAL ONE TRANSFER$1,000
03/12/2024CAPITAL ONE ACCTVERIFY–$0.61
03/11/2024REAL-TIME CREDIT RECEIVED ON 03/10 /
$0.31
03/11/2024REAL-TIME CREDIT RECEIVED ON 03/10 /
$0.30
03/06/2024
BANK OF AMERICA ONLINE XFR$1,000
03/05/2024DELUXE CHECK CHECK/ACC.–$15.74
02/28/2024
WELLS FARGO IFI DDA TO DDA $1,000

ps
ps (@guest_1813631)
March 14, 2024 10:33

Same charge for me as well and it was mentioned free checks during account opening

Tony
Tony (@guest_1814108)
March 15, 2024 08:35
  ps

called 8007242440 and instantly reversed -$15.74; never discussed bonus, but it showed up on queue lol:

DateDescriptionDebit (-)Credit (+)
03/14/2024
CASH BONUS$400.00
03/14/2024
CHECK VENDOR CHARGE REVERSAL$15.74
03/13/2024
CAPITAL ONE TRANSFER$1,000

BACON
BACON (@guest_1814701)
March 16, 2024 06:08

I had this fixed via SM as well.

JT
JT (@guest_1813573)
March 14, 2024 09:37

Has anyone received $350 bonus for holding 7500 for Jan and Feb?

ShawntheShawn👈🏾
ShawntheShawn👈🏾 (@guest_1813577)
March 14, 2024 09:41
  JT

For this offer, M&T tends to take its time to issue the bonus, so you should be expecting the bonus by the end of this month as promised. JT

JT
JT (@guest_1813599)
March 14, 2024 10:01

Be nice to get this bonus already. The $350 deal is not worth the hassle of tying up the funds for so long. 400 deal is much better.

Tony
Tony (@guest_1813589)
March 14, 2024 09:55
  JT

If “holding 7500” was a requirement to receive $400, can anyone quote such requirement?

JT
JT (@guest_1813966)
March 14, 2024 21:45

Holding 7500 is to waive the monthly fee. For the 400 promo deal just need 1K in DD once bonus hits downgrade to free account to avoid fees. However, the 400 bonus is over. Back to the $350 bonus and holding 10k for 2 months.

JT
JT (@guest_1813593)
March 14, 2024 09:58
  JT

Correction $10k.

Jack
Jack (@guest_1813258)
March 13, 2024 18:24

I decided to try to go for the $400 bonus with the MyChoice Premium Checking account but I didn’t carefully read the fine print about the $24.95 monthly fee and the early termination bonus😓.

Anyway, I had enough employer DDs to trigger the bonus within the first month and they paid the bonus within a few days so I was pretty stoked. I waited out the statement period and lo and behold, they waived the $24.95 fee for me for the first month! I’m sure I didn’t meet their requirements so YMMV.

Anyway, I called in about a week later and asked to product change the account to the fee free account and they accepted! This means I keep the same account number and I don’t have to bug my employer an extra time to stop/change DDs. I also probably won’t be affected by the early closing penalty since I’ll keep the account open for 6 months. If I don’t update this post by the end of August 2024 then you can probably assume that my bonus didn’t get clawed back and I wasn’t affected by the early termination fee.

This is a fantastic $400 bonus if this works for you but of course YMMV.

dizzy
dizzy (@guest_1812755)
March 12, 2024 19:55

Has anyone tried Relay? I have it as “payroll”, been 2 weeks and nothing yet. Haven’t been able to do MTB for a couple years but remember it used to pay out very quickly.

Steven
Steven (@guest_1812486)
March 12, 2024 11:41

If you want to close the account wait until the end of the month. They said I can’t close mine because I have 4 cents of interest pending.

Britt
Britt (@guest_1811832)
March 11, 2024 11:36

Opened Jan 22, real DD posted Feb 15 and Feb 29. Still no bonus- anyone in similar situation?

steven
steven (@guest_1816084)
March 18, 2024 18:13

Feb/23 – Opened account with TK promo code
Mar/12 – DELUXE CHECK CHECK/ACC.–$15.74
Mar/15 – CHECK VENDOR CHARGE REVERSAL $15.74
Mar/15 – real DD $1000+
Mar/18 – No bonus

Larrabeedrill
Larrabeedrill (@guest_1811805)
March 11, 2024 10:30

DP:
Opened on 2/22/24 with code TK
2/23/24 added m&t as external transfer from Laurel Road with trial deposits
2/28: push from Laurel Road.
3/2: Funds bounced and returned to Laurel Road. Reason: account frozen. Lesson learned, you need to activate the debit card and set up your pin first before m&t will allow incoming transfers.

3/7/24: $1,500 push from Laurel Road
3/8/24: $400 Bonus posted.
3/11: called and downgraded account from premium to the free version. No issues.
Will wait until 180 days to close to avoid early termination fee.

One other note: m&t seems very slow to update the account balence. Several day lag When I transfered funds back to Laurel road they had shown up in Laurel road as availible before M&t showed them as withdrawn.

shoreman
shoreman (@guest_1815425)
March 17, 2024 16:02

One other note: m&t seems very slow to update the account balance…”

They ARE slow. In almost every respect, in comparison to peer banks, they’re, as I like to say “a day late and a dollar short.” Well maybe not the ‘dollar short’ part, but definitely a day late on posting transactions, updating balances, etc. Very annoying.

Tony
Tony (@guest_1815442)
March 17, 2024 16:25

fastest bonus payout in history