The Offer
Regions Bank Cash Rewards Visa | Regions Bank Prestige Visa Signature
- Regions Bank is offering a signup bonus of $200 after spending $1,000 within 90 days on their no-fee Cash Rewards card and on their no-fee Prestige Visa Signature card.
The card also comes with a 0% introductory APR for 12 months on purchases that post in the same period and on balance transfers that post within 60 days of account opening (4% fee for balance transfers). After that, a variable APR between 18.24% – 28.24% variable APR based on your creditworthiness.
Card Details
- Prestige Visa earns: 3% on Dining and Entertainment; 2% on Gas and Grocery; 1% everywhere else
- Cash Rewards Visa: earns 1.5% everywhere
- No annual fee
- No foreign transaction fees
Our Verdict
You may know Regions already for the frequent checking account bonuses they offer. Regions Bank products are available to those in the following states: AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN & TX.
We once posted about a premium card from Regions which had a $125 annual fee; I’m unsure if that card is still around. Their Cash Rewards and Prestige cards have no annual fee and the added benefit of 0% APR on purchases for 12 months. The other card had some obscure deposit requirement, let us know if you bump into any issues like that with these cards; hopefully you can get this card with no strings attached.
Looks like a nice offer with easy spend requirement and will interest a lot of readers. This is a personal card which will affect your 5/24 status, so keep that in mind. We’ll add this to our list of Best Current Credit Card Signup Bonuses.
Hat tip to reader private
Thanks for posting this. The Regions card with the $200 SUB will be my backup option when I run out of more lucrative offers to pursue.
I was pre-approved for a while, but had to wait for better timing for a larger upcoming purchase. Application wouldn’t complete on line though. I had to call the branch and have them process it.
I’m not really doing it for the ongoing rewards. I needed the $200 bump and the 12 months 0% for this bill. Once I get that taken care of, this card might not get used much. But I had run out of other cards to chase, so this was low hanging fruit.
I used to value a HP at $200 when I first started churning. Call me spoiled but I wont get out of bed for anything less that Net $400 between bonus/spend profits…All that to say that if I was still at the beginning of this journey this would be a decent option with the 12 months APR free and bonus
Sorry, but, why is this even a post?
Sorry, but, why is this even a comment?
if not interesting to you, just move on. Last paragraph:
> Looks like a nice offer with easy spend requirement and will interest a lot of readers
I doubt it. The veteran readers here look for much more lucrative offers.
https://apply.regions.com/creditcards/
they have a soft-pull pre-approved tool is prob the only thing worth mentioning in the post I suppose?
Wish I’d have known before I applied XD
Because it’s useful for some people
We like
Chuck dont make him feel unwelcome when he comes about to talk. It is already rare we love u chuck
Application went pending. No surprise if denied, though I have an existing relationship with regions, so we’ll see.
Approved instantly. No other debt on credit reports besides mortgage.
Wow big whoop.
The rewards structure of this card is just meh. But when you combine with no FX fees it might have a place. Overall the card just isn’t that competitive. And we don’t know how hard it is to get approved for a regions bank credit card.