Posted by William Charles on February 26, 2019
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Published on February 26th, 2019 | by William Charles

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Samsung Pay Guts Rewards Program Further

Last year Samsung Pay cut the amount of rewards you earned in half, while also making redemptions less valuable. You can now earn a maximum of 3 points per transaction, down from 20 points per transaction (and this was originally 40 points per transaction). Although rewards earned on gift card purchases has actually been slightly increased. The program was almost worthless but now it’s even worse.

Hat tip to reader Jonathan P

 



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vince
vince

only reason to keep this app installed is for when you just happen to not have your wallet with you.

Josh
Josh

Jesus, this is disgusting. Only reason I use it is for security at the gas station because of high skimming in my area.

Kuso29
Kuso29

Everytime i try to use it at the gas station that shows the NFC symbol, it’s always been declined. How did you go about using it at gas stations?

Kenneth Li
Kenneth Li

is this cache creek casino gas mart in california? everytime i use a visa or mastercard on samsung pay, i get declined. but when use with American Express, it approved. so try to use American express !

Barry
Barry

I buy discounted gift cards for gas on eBay. About once a month they sell them at a 5% discount for Exxon-Mobil, Speedway, BP, Chevron or Texaco. The prices are all the same in my area so it doesn’t matter where I buy gas. This pretty much eliminates the worry of skimming unless the thief can drain my gift card before I do.

Sevillada
Sevillada

I use it mostly to have my cards handy and not carry all of them

Steve

They even make it difficult to do that, with a limit of 10 cards.

Sa
Sa

The only real reason for me is Altitude reserve

Jeremy
Jeremy

+1

Jason
Jason

On my S7, I’ve had weird NFC issues with Google Pay. Samsung Pay has been a lot more consistent for me. Further gutting the rewards program definitely sucks, but it’s still better than Google Pay overall, IMO…the main thing Google Pay has going for it over Samsung Pay is that Google Pay seems to have better support from other apps for pulling in your payment info.

Jason
Jason

P.S. Google Pay makes you manually turn on NFC. Samsung Pay will handle toggling it on for you when you go to use one of your payment cards, and toggling it back off for you once you’re done with the payment. It may not seem like a huge deal for me it’s a nice quality of life feature.

Grant
Grant

Yea I just use it for shopping with cards I don’t have in my physical wallet. Definitely no longer going through the hassle of educating merchants anymore.

Kuso29
Kuso29

Especially when merchants say, ‘sorry, we don’t take Apple Pay.’
My response it, ‘sorry, this is Samsung Pay, the world doesn’t revolve around a less technologically advanced company.’

Sa
Sa

Hehe. Agreed

Frank
Frank

LOL the cashiers must love you

Calvin
Calvin

I work as a software engineer. In terms of security, Apple Pay is way more secure than Google/Samsung Pay. Haters gonna hate *shrug*

Ultimate Arsehole

On what basis? They’re all platforms that rely on tokenisation provided by the Schemes.

Rick
Rick

Please elaborate.

Rick
Rick

Yep once had a cashier tell me “sorry sir but these terminals never work with Apple Pay”, and just as she finished the beep of a successful transaction came through. She had a bewildered look on her face, and I told her “well I have a Samsung phone”, and she told me “you’re like the one in a million, everybody here has an iPhone”.

And this was at the dollar store no less LOL

Frank Rizzo
Frank Rizzo

Only two reasons to keep the app installed;

1) my wife can use my CSR without being an authorized user.

2) it can be useful for the Samsung portal to get money back. They actually have good deals there sometimes.

Yoni
Yoni

I haven’t bought GC in Spay since before the devaluation in Jan 2018.

Had to use Card @ IKEA last month cashier so corporate said no more SPay, GPay or Apple pay because of Fraud -which sounds like BS – cause of the hoops to activate in wallet and Biometric requirement on phone.

Honestly if it wasn’t for the on chip Knox secure folder – I would probably be using a different brand phone. Used to be huge fan of Samsung now will only buy Samsung phones and only through Costco (Kiosk). No more appliances, or memory products or computer products.

doc
doc

It’s definitely BS, because the security requirements for setting up and then actually authenticating a point of sale transaction are way higher than pulling out a card than anyone can pay with.

qmc
qmc

But it’s easier for them to match last4 to the receipt to the name to the photo ID to the face in front of them. When I get asked for ID using samsung pay (chase pay 5% quarter), I have to show them the phone, both numbers, the physical card, the photo ID…

That’s about the only thing I can think of.

msb1xr
msb1xr

That 30% best buy deal was fantastic plus they were able to send a check of the balance of the card instead if having to use it.

Sevillada
Sevillada

For the cashback most of the time you pay directly the merchant, but yeah, agree they have good deals…same with discounted gift cards

H Xu
H Xu

not USB Altitude?

emag
emag

Still excellent to have for the Altitude Reserve.

Drew Whitford
Drew Whitford

While this sucks, lets not forget how good discounted gift cards can be. 10-15% off lowes, 5-15% ebay, etc…plus they added cash back portal (remember 40% of bestbuy/walmart). forget the rewards.

Alan
Alan

Don’t remind people not to uninstall. The less those GCs are purchased, the more stays available for the rest of us or better discounts show up.

Abhirup
Abhirup

Will be interesting to see if they bring the redemption options down.

Yoni
Yoni

I doubt they will – Abhirup I imagine that too many people are still sitting on piles of points that were difficult to redeem for anything of value.

And this is Samsung were talking about – which rarely does anything that’s in the favor of its consumers.

So jts honestly a huge Devaluation, it was fun while it lasted and I still do CB offers and occasional GC.

ABHIRUP CHAKRABORTY
ABHIRUP CHAKRABORTY

I know, I for one am sitting like a duck with 20k points 🙁

BDyer
BDyer

Points expire a month at a time when they become 12 months old.

Vudu
Vudu

Still the altitude reserve combined with this rocks

Vudu
Vudu

Still the altitude reserve combined with this rocks

Mark
Mark

I agree that the rewards program is worthless now. I am not sure why they bother to keep it around with it being nearly impossible to generate enough points to actually redeem for anything other than a chance to win something.

However, it is still the best mobile wallet by far. I use it because I don’t carry 10 cards around.

John Doe
John Doe

I absolutely love Samsung Pay and I’ve never really thought of using it for the Rewards as the main reason. It’s just still by far, the best Mobile Pay/Wallet app ever. I used to use Google Pay a lot back then before I upgraded my phone to a Samsung phone that supports Samsung Pay but now, not having to rely on NFC and the fact that Samsung Pay works virtually almost everywhere even on older card reader machines, it’s the main reason for me to keep using it.

I’ve forgotten and left behind my wallet a few times and simply survived because of Samsung Pay. Samsung sure has a lot of junk bloatware apps, but Samsung Pay is their best app ever.

Ann
Ann

Not even worth it anymore….ugh.

Andy B
Andy B

As I’ve said with previous devaluations, I’ll continue to use it even just for the convenience and added security. As stupid as it would be for Samsung to ditch MST, I fear they will eventually stop building it into their phones, and move to relying solely on NFC. I sure AF hope I’m wrong, given the fact so few retailers in an average U.S. location want to shell out for NFC terminals. I’m virtually positive the S10 series have MST, but you’d be hard pressed to find it mentioned in the specs….at least in all the googling I did.

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