Just a friendly reminder that these new rules are now in place. We will remind you of these rules in the future when discussing these cards.
Last month we lead with a story that it was rumored American Express would be limiting who was able to get the sign up bonus on the SPG Luxury card, what was unusual was that they would be looking at what Chase Marriott cards applicants had recently had. This has now been confirmed and it will affect all Chase Marriott & American Express SPG cards. Readers have asked for more details, so here we go:
- These new rules will go into place on August 26th, 2018
- Chase & American Express won’t talk directly, they will be going through Marriott to check for eligiblity
Contents
Rules
Please note when we refer to the Marriott Premier Business card, this includes the Premier Plus business card (Premier Business cards will become Premier Plus).
Chase Cards
I assume the Chase 5/24 rules will still apply and that you’ll also be restricted to receiving the bonus once per 24 month period.
Marriott Rewards Premier Plus
- Currently have or have had any of the following cards in the last 30 days: SPG personal card
- Have acquired any of the following American Express cards in the last 90 days:
- SPG Luxury
- SPG Business
- Have received a welcome or upgrade offer on any of the following American Express cards in the last 24 months
- SPG Luxury
- SPG Business
Marriott Rewards Premier Business
- Currently have or have had any of the following cards in the last 30 days: SPG personal card
- Have acquired any of the following American Express cards in the last 90 days:
- SPG Luxury
- SPG Business
- Have received a welcome or upgrade offer on any of the following American express cards in the last 24 months
- SPG Luxury
- SPG Business
Ritz-Carlton
No longer being offered
American Express Cards
In addition to the rules listed below, I presume that the once per lifetime rule still applies as well.
SPG Luxury
You’re ineligible if any of the following are true:
- Currently have or have had any of the following cards in the last 30 days: Ritz-Carlton Rewards Credit Card from JP Morgan
- Have acquired any of the following Chase cards in the last 90 days:
- Marriott Rewards Premier Plus
- Marriott Rewards Premier
- Marriott Rewards Premier Business
- Have received a welcome or upgrade offer on any of the following Chase cards in the last 24 months
- Marriott Rewards Premier Plus
- Marriott Rewards Premier
- Marriott Rewards Premier Business
SPG Personal
- Have or have had any of the following Chase cards in the last 30 days:
- Marriott Rewards Premier Plus
- Marriott Rewards Premier
- Marriott Rewards ($45 annual fee card)
- Marriott Rewards Premier Business
- Ritz personal
SPG Business
- Currently have or have had any of the following cards in the last 30 days:
- Marriott Rewards Premier Business
- Marriott Rewards Business ($45 annual fee card)
- Have acquired any of the following Chase cards in the last 90 days:
- Marriott Rewards Premier Plus
- Marriott Rewards Premier
- Have received a welcome offer for any of the following cards from Chase in last 24 months:
- Marriott Rewards Premier Plus
- Marriott Rewards Premier
Our Verdict
Obviously bad news for churners. Marriott personal cards were already out for most readers due to the 5/24 rule, and most readers would have also already received the sign up bonus on the SPG cards previously as well. Main downside is the restrictions on the Luxury card and Marriott business card.
Hat tip to VFTW for the card specific rules
