The Offer
- State Farm Homeowners policy owners can get 3 years of ting fire prevention with sensor.
The Fine Print
- Available in AL, AZ, AR, CA, CO, CT, DC, FL, GA, HI, ID, IL, IN, IA, KY, ME, MA, MS, MO, MT, NV, NH, OH, OK, PA, RI, SC, TX, UT, VT, VA, WA and WV.
Our Verdict
No idea how useful this freebie is. Basically it connects via a smart plug to check for faults home’s electrical network.
Hat tip to SD
My Ting unit arrived yesterday, and it was easy to get it running with the app and the good instructions. Seems like a good idea to me. Thanks for posting this!
We are currently only supporting: AR, AZ, CA, CO, CT, FL, ID, IL, KY, ME, MA, MT, NH, OH, OK, RI, TX, UT, WV, GA, IA, MS, SC, DC, MO, VA, VT, PA, HI, NV, IN, AL, WA.
State Farm has joined the 24/7 data collection bandwagon with their insurance policy holders. I’m not convinced they are thinking of my best interests.
Honestly, I think I’m on State Farm’s side of this one. They are not thinking of your best interests, they are thinking of their own. It just happens that the insurance policy means you share the same interests here: If the house burns down they’d have to pay for it.
It’s sort of like health insurance companies fulling paying for your yearly physical.
From my side, checking for wiring faults is not the same thing as three years of continuous data monitoring. Have you signed up for their 24/7 auto/driving data collection system?
No, but that one will affect your rates. This one specifically says it will not.
Also, I’m a racer so I drive harder than most people (statistically). Even though it’s perfectly safe because of my car choice, aggressive maintenance, and constant training, their data collection won’t see it that way.
If they want to watch voltage fluctuation to try and predict my house burning down as well as pay for someone to come take a look if they find something then I’m willing to give it a shot.
the State Farm driving shouldnt negatively impact your rates, they say it wont raise them. Since I’ve downloaded it I’ve consistently saved like 35% on both cars
What kind of data can they get from your electrical system that your electric company isn’t getting?
Small voltage fluctuations are localized events (your whole city doesn’t get dim when your A/C kicks on, just you. At the house level the electric company is just watching overall wattage to know what to bill you. They also don’t monitor anything on your ground.
Trying to figure out exactly what a “non-tenant homeowners” policy is. I -think- it means homeowners without a tenant rider, meaning if you rent the place out then the renters are not covered.