Posted by William Charles on July 17, 2019
Credit Card Offers

Published on July 17th, 2019 | by William Charles

66

Chase Starbucks 6,500 Bonus Stars Credit Card Offer

Update 7/17/19: They are now sending this offer out via email, with an additional perk of the annual fee being waived the first year. There doesn’t seem to be a public link for this offer, might only be available to those targeted. (ht readers Eric and cnqr) Update: Looks like some people don’t have the annual fee waived.

Update 3/6/19: This offer is now publicly available. Hat tip to reader Feb

[Deal has been sent out again, keep in mind we’re pretty sure the 5/24 rule applies to this card now as well. Making this offer even worse. Hat tip to readers Shadrach & Eric L & John L]

The Offer

Direct Link to offer

  • Chase & Starbucks have increased the sign up bonus on the Starbucks credit card to 6,500 Starbucks stars after $500 in spend within the first 3 months from account opening. You also get  250 stars (2 free drinks) when using the Starbucks Visa card to load your Starbucks card in the app for the first time.

 

Card Details

  • Offer valid until 1/15/2019
  • $49 annual fee is not waived
  • Get instant Gold status on the Starbucks loyalty program which typically takes 300 stars ($150 in spend) to reach
  • Earn 1 star per $4 spent everywhere outside Starbucks (free item after $500 in spend)
  • Earn 1 star per $1 spent on Starbucks purchases only when reloading your Starbucks balance via the app (if you pay directly at Starbucks you’ll earn the regular earn rate of 1/$4). The 1 star per $1 earned on Starbucks app reloads is in addition to the standard 2 stars per dollar earned by Gold members on all purchases. In total, you’ll end up with 3 stars per dollar, but again, the credit card is only adding 1 star extra per dollar.
  • 8 Barista Picks: Curated food or beverage Rewards selected by baristas and automatically loaded to the cardmembers Starbucks Rewards account. These are random picks that get sent to you, not something you can choose. This benefit will load to your account 45 days after becoming a cardmember and will reset each cardmember year. Barista picks expire after 30 days.
  • Read full review here

Our Verdict

When the card first launched it was offering 2,500 stars. Then they boosted it to 4,500 stars and now they are offering 6,500 stars. Current offer is enough for 52 free drinks/food items.  It’s still not worth considering at all due to the fact it looks like this card is subjected to the Chase 5/24 rule. There are also much richer credit card sign up bonuses available as well. It is interesting that Starbucks and Chase seem to becoming increasingly desperate for cardholders on this card. They might have more luck if they removed the annual fee and the 5/24 rule from this card.

Hat tip to readers Eric L, Paul A, Celia, Ian H, Mike L,



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Cliftonmcdnl

i never understood why this card had an annual fee to start with. I imagine the average Starbucks clientele are uneducated about credit cards, and are either 1) scared by them and only use debit or 2) turned off by anything with an annual fee because they’ve been told that’s bad. If it were free, however, they’d be way more likely to sign up and use it regularly. Just think of how many people have store credit cards to save 20% one time. This is my opinion as a twenty-something Starbucks drinker, who also happens to use his Ink Cash to get 5x on Starbucks gift cards 😉

DSP
DSP

Starbucks is probably thinking “If they’re dumb enough to blow $10 for a cup of coffee, they must be dumb enough to pay an annual fee on a worthless credit card with our name stamped on it.”

Celia
Celia

While I still think it’s a crappy card with bad benefits, for $49 (and the $500 spend of course), you get 52 drinks over the course of 6 months. Not too bad for a dedicated Starbucks customer.

erika
erika

And the star points usually have a pretty tight expriation

Toad
Toad

Hmm…I’ll just be over here using my Square Cash Debit card that is loaded $1 at a time with another debit card which gives $0.10 per transaction for effectively ~25-40% off whatever I want at Starbucks. They are going to have one hell of a time trying to top the square debit without any other fancy maneuvering.

Matt
Matt

Just curious, are you doing this in the app or in store? I was reloading for a couple months through Starbucks app and triggering the $1 back but it doesn’t work anymore for me

Clayton Allen
Clayton Allen

You have to hand them the Cash Card and do it that way now.

Stuno
Stuno

I actually mix the physical square debit card with the app. My normal drink is $3.45 @ Starbucks. I buy discounted gift cards online and load those to my account, then with the Starbucks website load a bunch of empty cards with $1.95. Use the Starbucks app to pay for my drink. Since I’m short, I hand over my square cash debit card for the $1.50 difference.

This lets me use a combination of discounted gift cards (usually 10-15% off) and square cash card ($1 off per transaction) and also earns me stars.

Zauch
Zauch

You should consider jobs that pays you well for doing the level of math. Seriously my friend.

Midnight
Midnight

I have a debit card that gives $.25 per transaction up to 100 transactions a month ($25)

Ken
Ken

Hey what card is that? I do a lot of small ebay shipping purchases, and that could really help.

K-Man

Same here, wish there was way to add the Square card to Drop or Pei. No way to double dip.

Zauch
Zauch

Is that $0.10 for each debit card is USAA?

calwatch
calwatch

$325 in value at a nickel a star, but I presume they also expire within 6 months? So you would have to claim two drinks or food items in a week? If the card eliminated the star expiration that might make it beneficial.

Mikey
Mikey

Agree with you 100% for all the reasons stated. One other point: Starbucks stars are not that difficult to earn through their promos. I’ve got 10+ rewards just sitting in my account, note to myself to redeem whatever is expiring by each month’s end, and my overall balance remains relatively stable. And all without the credit card.

sevillada
sevillada

“There are also much richer credit card sign up bonuses available as well.”
there may be richer rewards, but not sweeter :shakinghead:

Parts Unknown
Parts Unknown

Sounds great, just drop the AF & 5/24 restriction and I’m in!

Honestly, who has this card? I go to Starbucks all the time, never seen one in the wild.

jd
jd

We normies will never understand the eminence of this wonderful financial product introduced by Chase

james
james

It is hard to get this card considering most people are over 5/24

Pahanin
Pahanin

Got that email offer today too at 12:40pm. Chase never sends me any good news so I would agree they are getting desperate on this card. Especially since they recently denied me a new card under the reason that they recently issued me a new card 4 months ago.

Pahanin
Pahanin

I also go to Starbucks 3-5 days per week. So not sure if that was a factor in getting targeted. If not, I am convinced they are getting desperate on this card.

Deborah
Deborah

For some people, the value is higher than has been mentioned. I use the awards for lunch salads or sandwiches (around $9) so 52 are worth $468, plus a minimum of one more award, depending on where one spends the required $500. With the fee, the value is still > $400. Putting aside the 5/24 problem, is there another card with a bonus worth > $400 after $500 spend? I already get awards through the special promotions (e.g. make five purchases for 125 points or sometimes 200 points, and the purchases can be a $1 item), so not sure I’ll go for this card…but the new salads are terrific, IMHO.

Andrew
Andrew

The return could be HUGE on this if someone values the product. Say you spend $500 on Starbucks. That earns you enough for 52 rewards + the 4 rewards from the extra star on the $500 + 8 rewards for the 1,000 stars you would normally earn for just being a gold member. (Let’s not count those though). That 56 rewards directly related to $500 from the chase card. At a minimum for a small brewed coffee that’s $112 or 22% return. Go for a mid range latte at $5.50/drink and it’s $308 or 61% return. If you’re in a fresh market with sandwiches or salads then it might be closer to $7 or $392 or 78%. You literally can almost double your money with this…. so IF you don’t care about 5/24, or are pretty slow with churning the cards then this is a great bonus. The continued earn is pretty shit though compared to all the bonus stars they hand out for ordering two days in a row or something. It would have been nice to see 1 star / $1 for the first $2500 or $5000 spent each year or something. That would be a ~5% rewards rate, which isn’t unheard of. Even 1 star / $2 wouldn’t be tooooo bad, but 1 star / $4 just seems “cheap”. Also, all this could be devalued in a couple months since it’s rumored the whole star system could be changed… who knows, it could turn out every 100 stars offers a $1 discount from your purchase or something. I can’t imagine it getting any better since the standard gold card program (without any credit card) is already a 3-10% reward program (depending if your free item is a $2 brewed coffee or $7 lunch and you spend $62.5 [2 stars per dollar] to earn it.)

Tommy
Tommy

I could see this being a popular card for Starbucks loyalist that don’t care about churning if they just dropped the annual fee.

Trevor
Trevor

Yup, the annual fee is keeping me away. They should make it 0 AF as long as you qualify for gold.

Eric
Eric

Agree!!!! Why should one consider this card to begin with? $49 annual fee, 3% forex, super lousy rewards. 6500 stars is 52 drinks (approx. $286 and maybe just maybe $520). I rather take $500 cash, maybe 50K transferable valuable points.

Deborah
Deborah

What card is offering $500 cash back for a $500 spend?
This card bonus will buy 52 lunches…not limited to 52 drinks.

WR2
WR2

Enjoy your crap coffee with your crap card then.

Eric
Eric

I would apply for this card, if they were to include: Skip A Line, dedicated & premier Gold counters at Starbucks, gold plated 24K card, and the name of the card is Starbucks Reserve Visa Infinite/Starbucks Reserve World Elite MasterCard.

Denied
Denied

And rental car coverage.

Trevor
Trevor

Free drink delivery too, right?

John O Westcott
John O Westcott

less caffeine might be good for you?

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