The Offer
No direct link to offer, sent out via e-mail. Subject line is ‘<name>, earn up to $50 just for using your card’
- U.S. Bank has sent out an e-mail offering a bonus of up to $50 for using your card from August 1 – September 30. Purchases must be $10+ each. Tiers are as follows:
- Complete 5 transactions and get $10
- Complete 15 transactions and get $25
- Complete 50 transactions and get $50
The Fine Print
- To be eligible for this offer, which runs August 1, 2026, through September 30, 2026, (promotion period), you must enroll by August 31, 2026, and make the required purchases (noted below) during the promotion period. Cardmember can earn a maximum statement credit amount of $50.
- Make 5 transactions of $10 or more each and earn a $10 statement credit.
- Make 15 transactions of $10 or more each and earn a $25 statement credit.
- Make 50 transactions of $10 or more each and earn a $50 statement credit.
- Not all transactions are considered to be Purchases and eligible to earn rewards, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler’s checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items.
- The date that a transaction is made may not be the same date that a transaction posts to your account, and we cannot control when a merchant submits a transaction to be posted to your account. The maximum number of statement credits is one (1), with the highest number of transactions made in the levels above to apply. This offer is not transferable. The statement credit will be applied to your account 1-2 statement billing cycles after the end of the promotion period. Your account must remain open and be in good standing (not past due or over limit) to qualify. This offer may not apply if your credit card changes to a different credit card product before the statement credit is applied. If you have any questions, call Cardmember Service at 800-285-8585.
Our Verdict
Annoying that the transactions need to be $10 each. Should still be worth doing for most people. Remember that many places will let you split a purchase into multiple transactions, although sometimes card issuers won’t count multiples as individual transactions. You can read more about ideas for meeting card transaction requirements here. Many won’t apply due to the $10 minimum.
