Posted by William Charles on August 14, 2015
Credit Cards

Published on August 14th, 2015 | by William Charles


Toyota & Lexus Visa Cards Will Be Issued By Comenity Bank With New Rewards & Additional Benefits


The Toyota Rewards Visa & Lexus Rewards Visa will no longer be issued and maintained by Toyota Financial Services with Comenity Capital Bank taking over this card portfolio. This change over will happen this fall and existing cardholders will receive a new card with a ‘sleek design’, enhanced rewards and additional benefits. All existing unredeemed points will also be transferred over.

toyota rewards

toyota rewards

Current Cards

At the moment these cards earn at the following rates:

  • 5x points on all purchases made at Toyota dealerships
  • 1x points on all other purchases

Final Thoughts

The interesting thing about Comenity bank is that it’s possible to use the shopping cart trick to get their cards without a hard pull being done on your credit report (which also means you can usually get these cards with average credit).

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Ahh, Comenity Bank… I’m sure we will all be able to buy the Lexus of our dreams with their generous $300 credit limits! Hahaha 🙂


Interesting… while Comenity will start folks with low CLs sometimes, their cards seem easy to trigger CLIs.

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