[Expired: This deal has now expired. View current offers here]
Offer at a glance
- Maximum bonus amount: $300
- Availability: Texas only
- Direct deposit required: Yes, $100. Unsure as to what constitutes a direct deposit
- Additional requirements: See below for auto loan requirements
- Hard/soft pull: HARD
- Credit card funding:Â No
- Monthly fees: $0
- Early account termination fee: $0
- Expiration date: May 30th, 2014
The Offer
- Open a new TDECU checking account and add a recurring direct deposit of $100 or more and receive $150
- Receive another $150 if you refinance your auto loan with TDECU
The Fine Print
- Valid Until May 30th, 2014
- TDECU membership required. To join you must live, work or worship in one of the listed zip codes and open the account with a minimum of $5. [TX only]
- Direct deposit must be established within 60 days of account opening
- Bonus will be paid the month after the recurring direct deposit has been established
- To receive the refinance auto loan bonus you must also complete the checking account requirements
- Minimum auto loan refinance is $3,000 to qualify for the promotion
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
All rates & fees can be found here. This account doesn’t have any monthly fees associated with it. There also doesn’t seem to be any early account closure fee associated with this account.
Our Verdict
This is a pretty decent deal, especially if you can refinance your auto loan to pick up the additional $150 and presumably a lower APR on that loan. Unfortunately we’re unsure if opening this account is a hard or soft credit pull and what constitutes a direct deposit.
If I lived in the service area, I’d probably give this deal a go if I could confirm it’s a soft credit pull. Unfortunately I don’t live in the service area so I won’t be taking advantage of this offer. If you do decide to take advantage, let us know in the comments any additional information you find out.
This account has been added to our master list of checking account sign up promotions, due to the limited service area it didn’t make the best of list.
Direct link to offer | Screenshot of offer
This bonus appears to be back until the end of the year. I emailed
William Charles about it but I guess my email got sent to Spam.
Here’s the link:
https://www.tdecu.org/join/?utm_campaign=Incentive%20Campaign&utm_source=email&utm_medium=email&utm_content=Members
I got it, just haven’t had a chance to post yet
Received an update, it’s a hard credit pull to open the account and you cannot fund by credit card.
I guess it was a good thing I don’t live in the approved zip code if it’s a hard pull.
Darn it, offer seems to be available to people living close to Houston and surrounding towna but not in San Antonio. My zip code doesn’t work for this offer or else I would’ve jump on it.
Yup, most of the zip codes are for Houston. Don’t worry, I’ll be adding plenty more deals for those in TX today and tomorrow!
Have you added the other TX deals yet?
Not yet, keep an eye out on this page (https://www.doctorofcredit.com/current-bank-sign-bonuses/) and they’ll be added there and just do ctrl+f “TX” to find the Texas deals.