[GA only] Delta Community Credit Union $200 Checking Bonus – Direct Deposit Not Required
Offer at a glance
- Maximum bonus amount: $200
- Availability: Must live or work in metro Atlanta. Can also be a member of eligible association or employee of eligible company
- Direct deposit required: No
- Additional requirements: Maintain $500 balance and make 5 debit card transactions of $5+
- Hard/soft pull: Hard pull
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: None
- Early account termination fee: Unknown
- Household limit: None
- Expiration date: September 30th, 2019
Contents
The Offer
- Delta Community Credit Union is offering a bonus of $200 when you open a new checking & savings account and complete the following requirements:
- Make 5 debit card transactions (minimum $5 per transaction) within 60 days of account opening
- Maintain a minimum average balance of $500 for 60 days after account opening
The Fine Print
- Applicant must be eligible and qualify for membership.
- To obtain the $200 bonus, (1) open a consumer Savings and Checking Account between July 19, 2019 and September 30, 2019 by visiting DeltaCommunityCU.com/Welcome200 or presenting the invitation code when opening account at a Delta Community branch (offer not valid if not redeemed by one of these two methods), (2) make a deposit of at least $500 to Checking Account within 60 days of Checking Account opening, (3) maintain an average balance of $500 for the first 60 days of Checking Account opening – this amount can be aggregate between Savings, Checking or Money Market Accounts, and (4) make a minimum of five (5) Debit Card transactions at a minimum of $5.00 per transaction within the first 60 days of Checking Account opening.
- To receive bonus, account must be in good standing, with deposit balances above zero dollars, any applicable loan payments current, and all accounts in compliance with any other terms, conditions and governing requirements.
- Bonuses earned through this promotion are subject to IRS reporting.
- The bonus will be deposited to the Checking Account within 60 days after deposit and transaction requirements are met.
- Offer is valid for first-time Delta Community members only, is not transferable, and cannot be combined with other offers.
- Offer may only be redeemed once per member.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
They offer a free checking account with no monthly fees to worry about.
Early Account Termination Fee
I wasn’t able to find any early account termination fee in their fee schedule.
Our Verdict
Unfortunately this is a hard pull so won’t be worth doing for most people. Because it’s a hard pull I won’t be adding this to our list of the best checking account bonuses.
Hat tip to reader Mckay
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
Related Posts
[AZ only] Credit Union West $100 Checking Bonus – No Requirements →
[MN, In Branch only] Bank of Elk River $500 Business Checking Bonus →
SoFi Money 2.25% Account $50 Referral Bonus + $100 for Referrer →
[MD, DC & VA only] Sandy Spring Bank $150 Checking Bonus →
Latest
-
[Targeted] New Round Of American Express Marriott Bonvoy Brilliant Upgrade Offers September 17th | by -
‘The Club’ Lounge To Open In Buffalo Niagara International Airport (BUF) In ‘September 24th’ September 17th | by -
[Targeted] American Express Business Platinum 75,000 Pre-Approved Offer – No Lifetime Language September 17th | by -
Publix Increases Money Order Fee To $0.99 September 17th | by -
[Targeted] 10,000 Membership Rewards Points For Enrolling In Pay Over Time September 17th | by
-
Popular Posts
-
Best Bank Account Bonuses For September, 2019 -
View Your Pre-Approved & Pre-Qualified Credit Card Offers (Updated For 2019) -
Best Current Credit Card Sign Up Bonuses & Offers For September, 2019 -
Best High Yield Savings Accounts – up to 5% APY -
List Of Methods Banks Count As Direct Deposits -
Shopping Cart Trick 2019 – Get Credit Cards Without The Hard Pull -
Bank Accounts That Can Be Funded With A Credit Card -
Comenity Bank Credit Cards 2019: A List, Best Cards & Easiest Cards To Get Approved For -
Chase 5/24 Rule Explained In Detail – Everything You Need To Know (Updated For 2019) -
Chase $600 Checking + Savings Bonus
-
Support the site
You can help support this site by using our links to Amazon & eBay.
As an Amazon Associate I earn from qualifying purchases. Keep in mind that if you do use our links, you won’t be able to earn cash back/miles/points from shopping portals.
In the interests of our readers you can find out what shopping portal is offering the best rates on eBay here & Amazon here.
Thank you for the post. That’d be a very good offer if it was not hard pull.
My DPs are few years old, but FWIW:
1. I opened from very far OOS.
2. They pull EQ.
Why is a HP not good? Does it affect 5/24 status?
No, but can make it more difficult to get approved for other cards.
I’d love to hear a bit more about this. Is the belief that certain CC issuers have a separate metric purely for inquiries, independent of the applicant’s FICO score? For example, if you have more than 15 EQ inquiries (say) then the issuer would decline the app, even if the person had an 800 score? Or is the worry simply that inquiries can lower your general score?
Inquiries do affect FICO scores, but not by much, especially since they are often spread over three different bureaus (excepting outliers like Cap One and mortgage inquiries).
Definitely not being argumentative — interested in learning more about what the concern might be.
Yes, some issuers will deny based on too many recent applications for credit (hard inquiries). Less of an issue now with all the other card issuer imposed rules.
I don’t mind the HP, this is absolutely worth $200 to me
Instant approval, NO CC funding