Posted by William Charles on August 17, 2019
Bank Account Bonuses no image

Published on August 17th, 2019 | by William Charles


[GA only] Delta Community Credit Union $200 Checking Bonus – Direct Deposit Not Required

Offer at a glance

  • Maximum bonus amount: $200
  • Availability: Must live or work in metro Atlanta. Can also be a member of eligible association or employee of eligible company
  • Direct deposit required: No
  • Additional requirements: Maintain $500 balance and make 5 debit card transactions of $5+
  • Hard/soft pull: Hard pull
  • ChexSystems: Unknown
  • Credit card funding: Unknown
  • Monthly fees: None
  • Early account termination fee: Unknown
  • Household limit: None
  • Expiration date: September 30th, 2019

The Offer

Direct link to offer

  • Delta Community Credit Union is offering a bonus of $200 when you open a new checking & savings account and complete the following requirements:
    • Make 5 debit card transactions (minimum $5 per transaction) within 60 days of account opening
    • Maintain a minimum average balance of $500 for 60 days after account opening

The Fine Print

  • Applicant must be eligible and qualify for membership.
  • To obtain the $200 bonus, (1) open a consumer Savings and Checking Account between July 19, 2019 and September 30, 2019 by visiting or presenting the invitation code when opening account at a Delta Community branch (offer not valid if not redeemed by one of these two methods), (2) make a deposit of at least $500 to Checking Account within 60 days of Checking Account opening, (3) maintain an average balance of $500 for the first 60 days of Checking Account opening – this amount can be aggregate between Savings, Checking or Money Market Accounts, and (4) make a minimum of five (5) Debit Card transactions at a minimum of $5.00 per transaction within the first 60 days of Checking Account opening.
  • To receive bonus, account must be in good standing, with deposit balances above zero dollars, any applicable loan payments current, and all accounts in compliance with any other terms, conditions and governing requirements.
  • Bonuses earned through this promotion are subject to IRS reporting.
  • The bonus will be deposited to the Checking Account within 60 days after deposit and transaction requirements are met.
  • Offer is valid for first-time Delta Community members only, is not transferable, and cannot be combined with other offers.
  • Offer may only be redeemed once per member.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

They offer a free checking account with no monthly fees to worry about.

Early Account Termination Fee

I wasn’t able to find any early account termination fee in their fee schedule.

Our Verdict

Unfortunately this is a hard pull so won’t be worth doing for most people. Because it’s a hard pull I won’t be adding this to our list of the best checking account bonuses.

Hat tip to reader Mckay

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Thank you for the post. That’d be a very good offer if it was not hard pull.


My DPs are few years old, but FWIW:
1. I opened from very far OOS.
2. They pull EQ.


Why is a HP not good? Does it affect 5/24 status?


I don’t mind the HP, this is absolutely worth $200 to me


Instant approval, NO CC funding

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