Offer at a glance
- Maximum bonus amount:Â $300
- Availability:Â VA, Looks like all it’s actually available nationwide with a membership to The American Consumer Council (free to join)
- Direct deposit required:Â Yes, $500+
- Additional requirements:Â See below
- Hard/soft pull: Soft pull
- ChexSystems: Unknown, sensitive
- Credit card funding: Up to $500
- Monthly fees:Â None
- Early account termination fee:Â Unknown
- Household limit:Â None listed
- Expiration date:Â Â December 31, 2025
Contents
The Offer
- United States Senate Federal Credit Union is offering a bonus of $300 when you become a member of USSFCU.
- Use promo code BONUS25
- Use your new debit card to make at least 20 purchases of $10 or more within your first six months
- Receive direct deposits totaling $500 or more each month for six consecutive months
The Fine Print
- All requirements must be completed within six months of membership application. If eligible, the $300 bonus will be deposited into your USSFCU Primary Savings Account within 30–60 days of completing all requirements.
- Offer is available to new members only and cannot be combined with other promotions. USSFCU employees, managers, and board members are not eligible. Taxes are the responsibility of the recipient. Terms of this promotion are subject to change and may be modified, suspended, or terminated at any time by USSFCU.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fees to worry about.
Early Account Termination Fee
I wasn’t able to find a fee schedule so unsure if there is any EATF.
Our Verdict
Not as good as when the $500 bonus was offered unfortunately, although the requirements are easier.
Hat tip to ShawntheShawn
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
