Wells Fargo first introduced free FICO scores to holders of consumer (personal) credit products who used the Wells Fargo Mobile app in March 2016, giving you the FICO score they used to manage your account. For consumer (personal) credit card holders, this is your FICO Bankcard 2.
Over time they’ve expanded access to those enrolled in Wells Fargo Online, and recently expanded eligibility to anyone with a deposit, investment, or retirement account at Wells Fargo. (First data points on Reddit; footnote 1 at this page on Wells Fargo’s website.) As a result, Wells Fargo account holders without a consumer credit product – for example, consumers that just have a checking account – now have access to their FICO 9 score, updated quarterly, for free.
Note that Wells Fargo account holders with a consumer credit product will continue to only receive the score used to manage their account, but will receive their FICO 9 if the credit product is closed.
While the FICO 9 scoring model is not (by my understanding) in wide use yet, it’s still nice to see some more variety in the FICO scores you can obtain for free.
Questions, comments, etc.? Drop them below!
h/t u/yt-nthr-rddtr on Reddit
