Posted by William Charles on November 24, 2014
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Published on November 24th, 2014 | by William Charles

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What’s A Blogpost Or Tool Which You Wish Existed But Doesn’t?

On this blog I write content that I find useful and also content that I think I’d find useful. Sometimes I hit the mark and the posts are extremely popular and other times they fall flat on their faces. One thing I’ve noticed is that most of my popular posts have come from readers that have requested the topic be covered.

I thought it’d be a good idea to ask you, the reader what is something you wish a blogger would cover that hasn’t been covered? I’m also able to code, so if you have a tool request then please also share those. As an added incentive, if I use your idea I’ll send you a small token of my appreciation in the form of a $5 Amazon gift certificate.

Here are some posts which have been recommended by readers in the past:

Leave your suggestions in the comments. Hopefully you guys come up with some great post ideas that we can cover on this blog. I’m also looking forward to doing some coding again, so don’t forget about the tool requests as well.



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Jonathan
Jonathan

southwest fare watcher. be notified when 0rices drop on flights youve selec5ed or booked.

Andy
Andy

-How about a complete post on bumpage, for all us hardcore churners out there. Maybe one about freezing your accounts as well?

Jdebt
Jdebt

I would love an app/website that you could enter the exact days you want to travel, departure city, and the amount of points/cash you are willing to spend. It would then tell you every destination available within those parameters.

Dave
Dave

MileWise.com did that. Unfortunately the airlines didn’t play nice in allowing them access to the award inventory info. Which is the key, because a list of how much things cost, but that ultimately have no availability that day is not helpful.

ColinC

Being new to this country and having wasted a few inquiries just because of “Insufficient Credit History”
I wish there was a tool that would tell us the minimum history required for cards or even better if we were we would be approved. Of course this would be complete fantasy because CC companies would never divulge their true criteria, exceptions are made, etc but one can dream. Credit card application databases are spotty at best and almost never include the oldest credit line information.

I do think it would be of immense value if cards could be categorized into 0 Months history, 6 Months history, 1 year history, 2 year history minimum. So those of us with new credit know not to even bother if we have 0 or near 0 chance. For example you’d have a chance with 0 Months on Discover IT but it’d be impossible for US Bank Cash+ with anything less than 1 year.

Liz
Liz

I feel like you’ve just teased us with a few posts about rewards checking accounts. You’ve opened my eyes to their existence and I find a few when I search but any new info you wanted to write about this topic would be much appreciated.

I would also love to hear your thoughts about getting an EIN. What are there advantages and risks to our credit scores and security? As always, thanks for all the useful info.

Paul
Paul

I’m also interested in rewards checking accounts. I know there’s at least one at 3%, but making 10 or more debit transactions a month gives me pause. I’ve seen suggestions to buy Amazon gift cards at $0.50 each, one per transaction, but that seems like something that would be seen as abusive by the bank, potentially cutting off that method (they could add in a minimum dollar amount, for example). I’ve also, numerous times, had my credit cards numbers used by criminals. With a credit card, not such a big deal to fix. With a debit card, it’s a different level of hassle to clean up.

Paul
Paul

I’ve seen a few posts about using prepaid cards with attached savings accounts, like Mango and Union Plus. The interest rates are better than just about anything else out there now. I’d like to see a post outlining the best way to use these cards as a saving vehicle. What is holding me back is the feeling that my money is significantly less flexible with these accounts. With a normal savings account, I can simply transfer the money to a bank account at any time, and do whatever with it. With these cards, it appears that the only ways to get the money back is via ATM withdrawal (with a fee, and probably daily limit), or by using the card directly to make a purchase. To avoid a fee, UP wants a load of $500 every month, it appears, meaning that I’d need to spend the load each month to keep the balance under $5K. Is this practical? Just eat the fee, knowing it’s still the best interest rate for the cash?

Paul Taylor
Paul Taylor

In looking at your post on Mango, I see you have it categorized as a rewards checking account… I see how you might classify it that way, but there’s no real “checking” component to these. It really seems like a different class.

Robert
Robert

I like a post on how to know for sure if a store qualifies for Small business Saturday or not. Last year for example, on AMEX small business map, Olive Garden was on the list. I went and bought a $10 gift card and it didn’t qualify as I was very suspicious it wouldn’t but i wanted to give it a try since it was on their map.

I also wonder if small business on that are not on the map qualify.

I feel like the map isn’t always updated correctly so I would appreciate a post with better requirements and experience then what they have on their webpage

Thanks

Dave
Dave

I want more info and updates on online shopping deals and coupon offers. What’s out there is so messy.

And continue more on checking intro deals and limited time high yield savings for people willing to do some work.

El Turk
El Turk

A bit ambitious, maybe, but I think it’d be incredible if there were something that displayed portal payouts (like cashback monitor) but allowed you to search by item, rather than by store.

The Ultimate Rewards ball used to allow item searches, but it doesn’t seem to anymore.

Luke1977
Luke1977

Yes this would be great.

Anything more that’s cash payout related is up my alley and why I visit. Not interested in fake currencies like travel points.

A notation of all-time highs for checking intro cash deals or reward checking rates when you publish the latest deals would be useful too.

Liz
Liz

I would also like to learn about the smaller credit bureaus. Are IDA and ARS the only second tier ones? I’m calling them second tier credit bureaus but they seem like borderline data brokers. I’m just wondering what other entities that I’ve never heard of can affect my credit. Thanks.

Sebastian
Sebastian

I’d appreciate a list of cards that include annual travel credits and what qualifies. I believe Amex platinum comes with one. As an example, Wells Fargo World Propel provides a $100 ‘airline incidentals’ credit. They reimbursed me for my taxes/fees on a recent SW award flight.

Mike
Mike

A would like to see a running timeline of when I can apply for cards and get the bonuses. Each issuer has so many different rules on waiting times.

Scott
Scott

I would like a post on the best way to get to 20/30 transactions using the Amex Everyday (Preferred) products without incurring much expense or headache.

I tried pumping gas 10 cents at a time but that freaked the pumps out. I tried buying postage stamps one at a time, but I actually don’t send any mail ever.

You’re a creative guy. I challenge you to come up with 15 ways!

Ny
Ny

Some of the bank account bonus posts contain info on how to get the no-cost or low-cost spend on cards just bump up transaction counts. Some of those ways include amazon GCs (they start at 50c, try not to reply on this 100% as you may be suspended; going to the grocery store and buying each item as self checkout separately, if there is no line behind you; gas station coffee (if that’s your thing), if you got Amazon local during the promotional period…).

Vadim
Vadim

I wish there would be an easier way to search for an article on your site.
“Search” function is good, but it lack advanced searching criteria and sometimes a phrase is too common and returns too many results. I can see you also categorize posts via tag, but it’s not enough.
For example I search almost half an hour for an article about time period credit card issuers allows to refund an annual fee and still couldn’t find it.

Ny
Ny

I think a post on EMV cards and their capabilities (online vs offline approvals, DCC, different advice codes etc)) would be a good post, seeing as how Chase has now started replacing most of their cards with chips. I think this could be helpful when it comes to people traveling and using their cards abroad.

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