The Bank of America Cash Rewards card allows you to choose one of 6 categories which earns 3% back on purchases up to $2,500 per quarter. The six categories are: gas, online shopping, dining, travel, drug stores, or home improvement and furnishings. It’s especially interesting since relationship customers get as much as 5.25% back due to the 75% rewards boost.
A lot of people have asked about which online merchants are included in the Online Shopping category. Most regular online retailers should work, e.g. Amazon.com, Walmart.com, Newegg.com, etc., but we won’t know for certain until we hear actual reports on the ground.
Please contribute any data points you have in the comments below. Feel free to add any data points about the other categories as well, but the online shopping category will be the primary focus here.
You can follow along the comments to see what works, or you can use the Comments Search Bar (found direct above the comments) to look up a particular website. I’ll also incorporate any data points found in the comments here into our Payments Workshop which tracks such information across many cards and programs.
Paid rent via AppFolio and counted as online shopping for CCR Visa
Next time, search in the comments before posting a new DP as I’ve already mentioned that here: #1971914 . 😉
Already did. Yours said mastercard which is why I posted mine.
Technically, I wrote that a CCR MC works but I think that you get my point.
I funded my Hustl accounts using my CCR Visa and it qualified for the higher “online” CB rate.
I placed a pick-up order on Domino’s website using my CCR MC and it qualified for the higher “online” CB rate.
7-Eleven order placed through app coded as 3% online shopping.
Customized Cash Rewards Visa
Did not count for 3% online shopping:
ExtraSpace.com
Quarterly tracker now appears on desktop website.
Click on Rewards tab, scroll down to “Important notes about your rewards”, expand, and click on “See spending progress”.
Work for me at spree.com, luckyland slots.com and wow vegas .com , no cash advance or foreign transcation fee. I have 3 CCR and use them all on the first day of every quarter on these sites to max it out quick.
I funded Fairwinds using my CCR MC and it qualified for the higher “online” CB rate.
Customized Cash Rewards Visa
Counted for 3% online shopping:
Bouqs.com
PosterStore.com (Desenio)
Funding Brilliant Bank did NOT count as online shopping.
Did it code as a purchase?
Yes, Brilliant Bank DID code as a purchase (but NOT as online shopping).