Which Online Retailers Earn 3x with Bank of America Cash Rewards?

The Bank of America Cash Rewards card allows you to choose one of 6 categories which earns 3% back on purchases up to $2,500 per quarter. The six categories are: gas, online shopping, dining, travel, drug stores, or home improvement and furnishings. It’s especially interesting since relationship customers get as much as 5.25% back due to the 75% rewards boost.

A lot of people have asked about which online merchants are included in the Online Shopping category. Most regular online retailers should work, e.g. Amazon.com, Walmart.com, Newegg.com, etc., but we won’t know for certain until we hear actual reports on the ground.

Please contribute any data points you have in the comments below. Feel free to add any data points about the other categories as well, but the online shopping category will be the primary focus here.

You can follow along the comments to see what works, or you can use the Comments Search Bar (found direct above the comments) to look up a particular website. I’ll also incorporate any data points found in the comments here into our Payments Workshop which tracks such information across many cards and programs.

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Crandon Barter
Crandon Barter (@guest_2092941)
July 5, 2025 23:09

Paid rent via AppFolio and counted as online shopping for CCR Visa

Eric 🔗
Eric 🔗 (@guest_2093194)
July 6, 2025 12:21

Crandon Barter,

Next time, search in the comments before posting a new DP as I’ve already mentioned that here: #1971914 . 😉

Crandon Barter
Crandon Barter (@guest_2093230)
July 6, 2025 13:04

Already did. Yours said mastercard which is why I posted mine.

Eric 🔗
Eric 🔗 (@guest_2093195)
July 6, 2025 12:22

Technically, I wrote that a CCR MC works but I think that you get my point.

Eric 🔗
Eric 🔗 (@guest_2092503)
July 4, 2025 19:01

I funded my Hustl accounts using my CCR Visa and it qualified for the higher “online” CB rate.

Eric 🔗
Eric 🔗 (@guest_2080432)
June 18, 2025 13:11

I placed a pick-up order on Domino’s website using my CCR MC and it qualified for the higher “online” CB rate.

V
V (@guest_2072141)
June 4, 2025 09:33

7-Eleven order placed through app coded as 3% online shopping.

Yawgoog
Yawgoog (@guest_2071941)
June 3, 2025 22:23

Customized Cash Rewards Visa

Did not count for 3% online shopping:
ExtraSpace.com

R
R (@guest_2064219)
May 20, 2025 11:00

Quarterly tracker now appears on desktop website.
Click on Rewards tab, scroll down to “Important notes about your rewards”, expand, and click on “See spending progress”.

notaddictedtogambling
notaddictedtogambling (@guest_2062987)
May 17, 2025 22:18

Work for me at spree.com, luckyland slots.com and wow vegas .com , no cash advance or foreign transcation fee. I have 3 CCR and use them all on the first day of every quarter on these sites to max it out quick.

Eric 🔗
Eric 🔗 (@guest_2058327)
May 9, 2025 11:08

I funded Fairwinds using my CCR MC and it qualified for the higher “online” CB rate.

Yawgoog
Yawgoog (@guest_2057324)
May 8, 2025 10:16

Customized Cash Rewards Visa

Counted for 3% online shopping:

Bouqs.com
PosterStore.com (Desenio)

mangorunner 🔗
mangorunner 🔗 (@guest_2054052)
May 3, 2025 14:32

Funding Brilliant Bank did NOT count as online shopping.

Other James
Other James (@guest_2054100)
May 3, 2025 16:23

Did it code as a purchase?

mangorunner 🔗
mangorunner 🔗 (@guest_2054205)
May 3, 2025 20:12

Yes, Brilliant Bank DID code as a purchase (but NOT as online shopping).