Posted by Chuck on October 16, 2018
Deals

Published on October 16th, 2018 | by Chuck

56

Which Shopping Portal Should You Use for Apple Purchases?

With the new 2018 iPhone releases, a lot of people will be making large Apple purchases soon.

Which shopping portal is best? You can find all the options on Cashbackmonitor:

There is a major difference between the cashback portals and the mileage/bank portals: the cashback portals only offer cashback on things like accessories and reburbished products, not on new iPhones, iPads, Macs, Apple Watchs, AirPods, HomePod and Bose products.

On the other hand, mileage and bank portals DO pay out on new iPhones, iPads, Macs, etc. So for any purchase like that, be sure to use a mileage or bank portal, such as Discover, Chase Ultimate Rewards, Southwest, United, etc.

Unfortunately, the portals have added terms to exclude the new 2018 iPhone releases from earning portal rewards:

 

The terms were not there on September 14th when the devices became available for preorder, but they’ve added the exclusion now. Hopefully, they payout for purchases made before the terms were added.

Interestingly, the Drop app has Apple as a portal option with 2% back in Drop points, and they don’t have the updated terms to exclude the new iPhone. Good chance it’s just an oversight, but I guess it can’t hurt to use Drop if you’re ordering a new iPhone. Update 10/11/18: I now see they added the iPhone XR and Apple Watch 4 exclusions.

 

Update 10/16/18: iPhone XS products are now included on most portals. Only XR and Apple Watch 4 are still excluded.  (Discover still excludes XS.)



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James
James

Or just buy it with an Amex, “drop it in a lake” 2 weeks after purchase and get it for free with purchase protection. Actually make money off it after the portal and cash back payouts.

Ruby
Ruby

This is fraud

James
James

I’ve gotten my X, my 7s, and 7 all from it. Also a MacBook Pro I “lost” at a hotel. Just don’t get carried away with claims and you’ll come out ahead every time.

86
86

Let’s see… “James” has 2 posts in total. Trolling anyone?

Sluce
Sluce

James, that’s insurance fraud, yo. Absolutely 100% illegal and 1000% uncool.

Jem
Jem

Yeah thanks for making sure that gets eliminated so that it won’t be there for legit people. Also getting stuff for free like that is no accomplishment any criminal can do that

BW
BW

You should be ashamed of yourself.

Jeffrey
Jeffrey

You’re the reason we can’t have nice things.

Debit
Debit

This is smart. You should run for president. Tell people how little you pay for things you take and half the country will vote for you.

Hope you are white though.

Beefer
Beefer

Shame they exclude the new iphone. I wonder why they do that. Does apple not pay them for the new iPhone purchases so that trickles down?

William A.
William A.

I guess not much of an incentive to do so, since people will the phone anyway.

Jared
Jared

Apple doesn’t need to pay a commission on these items since people will flock to buy them anyway. They didn’t become 1 (or 2 depending on the day) on the world’s list of most valuable companies by paying out commissions to people buying their products. The amount of money they are able to make on these devices is staggering. They certainly take to heart the phrase, “charge what the market will bear.”

Ozymandias
Ozymandias

I had the same issue with the Chase portal last year when I bought my then-new iPhone X. Did not receive any bonus points.

Ted
Ted

I preordered an XS through Xfinity Mobile. Port in a line and get a $300 prepaid card (through 9/31). I’m switching from AT&T post paid and my monthly bill is going to be less too. Xfinity is a Verizon MVNO.

Leonardc2
Leonardc2

Won’t ink Cash give 5% on Apple purchases from your cellular provider🤥? I realize maybe a bit off topic, but still 5%!!

Yoni
Yoni

It truly is YMMV – $120 down payments on S9+ both from a Corp T-mo store and T-mo authorized distributor ( Costco) normal multiplier – but paying off EIP on S8+ was 5X. Outright purchase of Note 9 thru Costco Kiosk 1X.

The Costco downpayments have showed T-mobile national partner IIRC.

Pat S
Pat S

I believe you have to put in on your plan first then pay it off from your bill which i think could be done easily. If you buy phone outright at store or authorized dealer may not get 5%

Yoni
Yoni

While not a “portal” if you have a Costco membership it’s worth checking out deals/-promos in store or calling kiosk.

Note 9 was $949 ($999 everywhere else pre-launch) – and was still able to trade in daughter’s old Galaxy S5 for $250 and pre-ordered the Note 9 for the AKG -bt ANC headphones, plus they threw in the Tylt kit with chargers, braided cables and portable battery.

I’ve gotten killer deals on phones through Costco most have far exceeded any portal deal (both on EIP/outright purchase)- but again YMMV as I’ve never bought an iPhone

NN
NN

AFAIK, at least for the first month (or two) of new products release (iPhone, iPad, Macbook), both Discover and Chase UR portals have exclude language. To use those portal, you have to wait until later. Or use US Bank Cash+ if you don’t want to wait

Matthew
Matthew

US Bank Cash+ Electronic stores category gives 5% back on Apple purchases if you chose that for your quarterly 5% categories

David
David

With drop you’re limited to 5000 points (I.e. $5) per week. It’s possible this offer will bypass that, but I wouldn’t count on it.

CJK
CJK

Dang, I wish this post (and comment thread) were around a few weeks prior when I had bought my mother an ipad. FWIW, I bought Best Buy gcs off of Raise and at least got some cashback for my efforts.

I also wanted to mention: love the blog, Chuck!

Dan
Dan

I use the Chase Ink Plus which gives me 5pts for phone bills. Since I use the ATT payment plan, I get the bonus.

Charlie

I actually made out very nicely last month with the new MacBook Pro! UA was paying out 6X and had the back-to-school bonus. I was able to pick up a little over 20,000 after it was all said and done. Definitely helped offset the cost!
So, when the wording mentions that the portals may not work on new releases, that is not talking laptops – just the stuff that they exclude anyway when the new phones come out.

L
L

If you want to buy new iPhone, you can buy other Apple products with similar price, then you return product and request refund in Apple gift card. Use that gift card for new iPhone. So you can get 5% cash back.

SK
SK

brilliant xd

Onsale
Onsale

I don’t get it. Would you mind explaining?

L
L

Let’s say you want to buy the new iPhone Xr 64GB with Discover deal but you found new iPhones are excluded.

Here is the trick:
The price of iPhone Xr 64GB is $749.00, which is the same as the price of iPhone 8 256GB.
So you buy iPhone 8 256GB with Discover deal instead of iPhone Xr, by doing this, you will get 5% cashback.
After you receive your iPhone 8, go to Apple store and return it. Ask staff to refund to Apple Store gift card, then you will get one Apple Store gift card with $749 + tax. Then you use that gift card to purchase new iPhone Xr. Since you did not refund to the credit card, Discover is not going to take the cashback back.

L
L

Let’s say you want to buy the new iPhone Xr 64GB with Discover deal but you found new iPhones are excluded.

Here is the trick:
The price of iPhone Xr 64GB is $749.00, which is the same as the price of iPhone 8 256GB.
So you buy iPhone 8 256GB with Discover deal instead of iPhone Xr, by doing this, you will get 5% cashback.
After you receive your iPhone 8, go to Apple store and return it. Ask staff to refund to Apple Store gift card, then you will get one Apple Store gift card with $749 + tax. Then you use that gift card to purchase new iPhone Xr. Since you did not refund to the credit card, Discover is not going to take the cashback back.

Onsale
Onsale

Thanks

L
L

Let’s say you want to buy the new iPhone Xr 64GB with Discover deal but you found new iPhones are excluded.

L
L

Let’s say you want to buy the new iPhone Xr 64GB with Discover deal but you found new iPhones are excluded.

Here is the trick:
The price of iPhone Xr 64GB is $749.00, which is the same as the price of iPhone 8 256GB.
So you buy iPhone 8 256GB with Discover deal instead of iPhone Xr, by doing this, you will get 5% cashback.
After you receive your iPhone 8, go to Apple store and return it. Ask staff to refund to Apple Store gift card, then you will get one Apple Store gift card with $749 + tax. Then you use that gift card to purchase new iPhone Xr. Since you did not refund to the credit card, Discover is not going to take the cashback back.

gina
gina

but can you still get the extra 1-2 year warrenty for the product you really want if you actually buy it by gift card?

alcwj
alcwj

depends on where you buy it eg ebay, bhphoto, etc

P
P

I was going to mention drop but it looks like you listed it. I just don’t like that it doesn’t have any tracking or confirmation like other portals.

NT
NT

Hi DOC, can you add bestbuy(using Chase Freedom 5% through Chase Pay) to the list? That would give you 5 UR points for an apple purchase

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