Posted by William Charles on May 4, 2014
Credit Cards

Published on May 4th, 2014 | by William Charles


Will Chase Match A Bonus If A Better Offer Comes Available?

It’s been awhile since we did a reader question, so here’s a timely one.


I applied for a Chase Ink Bold card six weeks ago when it was 50,000 points. I saw that the bonus has now jumped up to 60,000 points. Will they match this bonus?


Chase has an unwritten official policy where they will match any public or personally targeted bonus offer that you receive within three months of applying for a card. Because you applied six weeks ago, you’ll be able to get them to add the extra 10,000 points to your account.

The easiest way to do so is by sending them a secured message, which you can do by logging into your account and then clicking the secured message box which should be in the top right hand corner. You can also call the number found on the back of your card, but by using the secured message feature you have a paper trail of your request and any respond they give you.

If it’s been more than three months, you’re out of luck. Chase will not match bonuses after this time. They will also not match bonuses if it’s a targeted offer and you haven’t been targeted for it. For example, if your friend receives an offer for 70,000 Chase UR points after $3,000 spend you will not be able to get that added to your account unless you also received it.

We suggest checking to see if you have any pre-approved or personalized offers from Chase before applying for a credit card from them. Occasionally they’ll send out better than publicly available offers in this manner.

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