Posted by William Charles on March 28, 2020
Credit Card Offers

Published on March 28th, 2020 | by William Charles

36

[YMMV] American Express Blue Business Plus 20,000 Point Offer with $5,000 Spend Requirement – No Lifetime Language

Update 3/28/20: More people targeted. Hat tip to yt-nthr-rddtr

Update 2/11/20: More people have been targeted. Hat tip to Andk56

The Offer

Direct link to offer (requires login eventually to apply)

  • American Express is offering a sign up bonus to select pre-approved members for 20,000 points after $5,000 in spend within the first three months of card ownership on the American Express Blue Business Plus card.

Card Details

  • 2x Membership Rewards points on all purchases for the first $50,000 per calendar year
  • 1x Membership Rewards points on all other purchases
  • No annual fee
  • No lifetime language
  • 0% APR for first 15 months

Our Verdict

This offer has no lifetime language. Best bonus on this card has been 20,000 points in the last, but only required spend of $3,000. The main advantage to this offer is that it doesn’t have lifetime language. If you have any questions about American Express cards, read this first as it addresses the common questions.

Hat tip to FindingMyPossible



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Duncan
Duncan

=( already have this….

ABc
ABc

How may can you have?

L82WORK
L82WORK

i am on my 4th one this year

T
T

Wait you have 4 BBP? Do you have anything else? Lol

Jeremy
Jeremy

You can do pretty well with just BBP and Amex Gold +/- Platinum.

The Man
The Man

I call BS

COBOLCODERUSEALLCAPS
COBOLCODERUSEALLCAPS

It’s a usual thing to read people on Reddit bragging like this, while they neglect to mention “their” n-th card belongs to someone related to them, most commonly, their spouse.

Sevillada
Sevillada

Did you close any of the other?

Helang
Helang

YMMV]

Drivesabrowntruck
Drivesabrowntruck

Come on RAT, 20k isn’t big enough to hook me. I need a 100k NLL offer if you wanna play.

Zach
Zach

Depends on your needs. Like 20K plus a 15 month loan (with a 2% kicker) to redo our backyard was freaking awesome in my opinion.

JP
JP

All these NLL offers are just traps setup by RAT team. I hope I’m wrong but I’m staying away from them. Even though if you are targeted use it at risk of being shutdown.

Tolikfox
Tolikfox

Ikr….get ppl to apply, put 5k in spend then claw back their bonus. Genius!

Mike
Mike

Yeah and I don’t see how a 20k SUB for $5K spend is worth bothering with anyways

Jags
Jags

Because AMEX doesn’t hard pull current customers and business cards don’t show up on your credit report. Instead of a SUB think of it as a spending bonus on an existing account. People would be going crazy if there was an AMEX offer on an existing account spend 5k get 20k MR.

Captain Greg
Captain Greg

How often does this 20k offer come up?

John
John

“This offer has expired” for both P1 and P2. P1 already has a BBP, P2 has never had one.

Pointz
Pointz

Does “no longer available” mean not eligible or is it truly no longer available?

The Man
The Man

Correct

Kevin
Kevin

Which statement is correct?

The Man
The Man

LMAO! My bad. Just seen this. Means not eligible

Captain Greg
Captain Greg

Curious if anyone managed to get this deal

Brad
Brad

Wonder if they will match. Approved two weeks ago 10k MR for 3k spend.

Dan
Dan

Is there anyway to get the no lifetime language without signing in?

beat2def
beat2def

Tried today. Logged in and it says, “This offer is no longer available. If you’d still like to apply for a Business Card from American Express.”
Not targeted I guess.

Bodiddely
Bodiddely

Not targeted either, although I did just close my last BBP a few hours ago…. I’m more interested in signing up again though for the 15 months zero APR… anyone know how long I ought to wait in between closing last card and applying for it again?

Frugal Nellie, aka Lela
Frugal Nellie, aka Lela

“Offer is no longer available.”

John
John

Did this but having a hard time meeting min spend in quarantine. Spending less money than ever before. Mostly groceries. $5k is 10k points so 30k total for $5k or 6x. Not a great return for groceries which is already 3-6x. If you can wait, I’d recommend waiting for an upcoming non-bonus expense like taxes.

fST
fST

Don’t need to wait to pay taxes.

desert rat
desert rat

Pay taxes, utility bills, insurance, car registration, get some gift cards for Amazon, etc., while at the grocery store – Safeway has lots of gift cards. Get some for the grocery store, too. Stock up on staples at any online store – Vitacost.com has lots of healthy food items, as well as vitamin supplements. Get some gift cards for online clothing stores. And, etc. Since the interest is 0% for a while, you dont have to pay it all off right away.

Tim
Tim

I can meet the $5000 minimum spend by purchasing $500 Visa gift cards at Meijer. Would Amex know if I am purchasing VGC from Meijer?

sdsearch
sdsearch

Whenever buying gift cards with an Amex at a grocery or superstore or such, always “disguise” it by buying something else on the same purchase. A $500 Visa gift card with a known activation fee ($503.95 or $504.95 or $505.95 or whatever) might stand out as “this was gift card purchase!”, but a $500 Visa gift card with activation fee PLUS a bag of tomatoes (or whatever) is going to turn into a total that will look no different to Amex than someone hoarding toilet paper 🙂 and/or buying groceries for a big family.

And if you do it multiple times, male the purchase totals different each time, and space them out, and it helps you are using the card in between for more “normal” shopping at the same store. In fact, if it’s a variable-load gift card, you might want to make some of them only $487 or whatever (if they allow odd numbers as loads) to help with this “disguising”.

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