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whodidntante
whodidntante (@guest_332905)
January 1, 2017 14:07

This has expired.

Dan
Dan (@guest_331540)
December 27, 2016 15:56

I just signed up in Denver. An interesting thing I didn’t see mentioned here, and maybe they only recently changed it, but the offer in the branch said that the 45 transactions have to be signature transactions. The banker told me that if I’m at the grocery store just hit credit instead of debit and it will come up as a signature transaction.

Steven
Steven (@guest_333308)
January 2, 2017 21:03

Well hopefully not. I just completed my 45 Amazon reloads. I’ll report back if the bonus posts.

rick
rick (@guest_333410)
January 3, 2017 03:49

You should be good. Most of my 45 were 50-cent Amazon reloads, with a few small grocery/gas purchases (run as credit, not debit) thrown in for good measure.

Bonus posted within a day or two from completion of the 45.

Steven
Steven (@guest_339870)
January 16, 2017 22:26

Posted shortly thereafter. Such an easy and fast bonus.

Charles
Charles (@guest_330353)
December 22, 2016 16:50

Was able to trigger the direct deposit bonus for WI B&T with Ally. 2 direct deposits from the trial deposits and 1 from an actual transfer.

Tim
Tim (@guest_330410)
December 22, 2016 19:59

Wisconsin Bank & Trust

Tim
Tim (@guest_329879)
December 21, 2016 11:57

I filled out the online form for 4 designated locations in my area and have not heard from any of them. It has been over 2 weeks. Can this be opened online? I have opened 13 checking accounts in 2016 (2 twice) and I am hesitant to go into the branch and be rejected. Does this bank use ChexSystems?

Paul
Paul (@guest_323882)
December 6, 2016 16:42

Can you add the states for this to the Best Bank Account Bonuses page? It gets me every time. 🙂

adam
adam (@guest_323236)
December 5, 2016 03:28

I had a shit storm with this bank. I wanted to close out my Citibank checking account that I received a $400 bonus from. I didn’t want to transfer 2k at a time from citi to hit the 5k balance needed in az bank and trust BC that would just be a pain in the ass. Instead I wrote a 5k check from the checks Citibank gave me when I opened the account with them.

Bad idea. Citi denied the check even though I had about 10k in the account BC apparently before you can use checks with Citi bank you have to “activate” check writing. What the fucking fuck? Really?

Az bank and trust put some kind of weird hold on my account which showes it NEGATIVE 5K. I called several times and they did Jack shit until some VP called me to tell me my account would be closed. That 5K hold on the account was removed and the $300 or so I had in the account was clawed back. I walked away with about $150 in bonus money.

My $1 direct deposits and 45 $1 Amazon transactions made me look like a gamer plus the bad check look like a dead beat criminal. This was all due to shitty bank not honoring my check. It was a pain in the ass.

Idk if this will lead to a negative remark on my chexsystems report. I fucking hope not. This was about the 20th bank account I had opened in 2016.

thedimt
thedimt (@guest_327772)
December 16, 2016 01:01

The negative hold is standard for a new account which has a check deposited at AZ B&T. They put a hold on funds for all checks for a period of 1 month from the account opening. Normally your account would have shown both a +$5000 and -$5000 which would cancel out for available balance so you would not be able to withdraw funds that potentially would not clear or have payment stopped in the case of fraud.

The “Held” balance would still count toward the amount available in the account for the purpose of the $5k savings balance and accruing interest. It was only due to the check bouncing that the negative account value occurred in your case. You might have a negative mark for the bounced check, but you shouldn’t for the negative balance which was just a quirk of their computer system.

bonus help
bonus help (@guest_316588)
November 18, 2016 01:19

It’seems probably a little CSS tweak.

bonus help
bonus help (@guest_315612)
November 15, 2016 21:24

Long time lurker/reader and first time poster here. I just got back from a branch after opening the checking and savings accounts.

I am planning on using bank transfer ACH transactions for the required three direct deposits. I am assuming, these have to be initiated at the other bank(s) not Bank & Trust. Correct? Do they have to be spaced apart or can they be within days/hours of each other?

For the 45 debit card transactions, can I do gas station, supermarket/grocery store swipes without getting flagged?

Thanks in advance and thanks to DOC for an excellent website for bank bonus offers.

bonus help
bonus help (@guest_315633)
November 15, 2016 22:02

Thanks Bill. They also signed me up for Generations Gold: http://www.gengold.com.
It can be canceled after period.

bonus help
bonus help (@guest_316563)
November 18, 2016 00:15

I just checked their mobile app and my two bonuses posted. One is $65 for estatements and second is $150 for direct deposit. My direct deposits are initiated but didn’t show up in my account activity yet. They probably are in pending state and don’t show up yet.

P.S.: DOC, why the green background for text with links? Makes it difficult to read.

bonus help
bonus help (@guest_316571)
November 18, 2016 00:27

Funny, only two ACH should have been initiated. Third one is scheduled for 25th — 8 days from now. But the dirdct deposit bonus already posted to my account. Looks like one direct deposit/ACH may be enough.

It has been only 51 hours since I opened my accounts and I already have two of the bonuses posted. This is my quickest & easiest bonus.

Aaron
Aaron (@guest_313167)
November 7, 2016 14:16

Two of the four requirements were incredibly easy. $65 for the estatement sign up (which the banker did for me in branch when I signed up), posted a couple days later, and then the DD requirement, which triggered with Wells Fargo test deposits and one $10 deposit, and posted 1 day later. If you include the time spent opening the account in branch, that’s like 20 minutes of work for $215. Plus, they’re offering $50 referral coupons, of which family members are eligible (they’re not a one per household thing). Super easy money here.

Not sure if I’ll even bother with the extra effort on the 45 debit swipe option. Either way, getting a quick $215 is fantastic.

Patrick
Patrick (@guest_313210)
November 7, 2016 16:19

Just get an Amex Serve or Bluebird card and link your debit card to it. You can do 45 $1 loads to it, and then transfer the money right back to your bank account. Worked great for me and the bonus credited the day after the 45 debit transactions finished posting.

alex
alex (@guest_313619)
November 8, 2016 18:53

In what time frame u did 45 transfers???

Patrick McKay
Patrick McKay (@guest_313671)
November 9, 2016 01:14

Two days. I did 15 on the first day and 30 on the second.

alex
alex (@guest_313731)
November 9, 2016 09:48

Thats cool…so no issues if we do like that?? wont they notice these types??

Aaron
Aaron (@guest_313755)
November 9, 2016 11:59

Oh man, that’s sharp — thx for the idea!

Adam D
Adam D (@guest_314251)
November 10, 2016 20:37

Not worth it imo, its a red flag to have amex looking at your serve if you use it to load at WM or such…just go to gas stations in your area a few times and do $1 pumps, or amazon load money to your account for at least 10 transactions.

NJ
NJ (@guest_312566)
November 5, 2016 11:44

DP: Discover ACH triggered the Direct Deposit requirement. Got $150 2 days after the deposits were made.