[NE & KS Only] Union Bank & Trust $500 Checking Bonus

Update 5/8/25: Union Bank & Trust reached out and stated it’s only for NE & KS.

Update 5/7/25: List of eligible states seems to be: AL, AZ, AR, CO, FL, IL, IA, KS, MN, MO, NE, NY, OK, SD, TX, WY. Reports of people being locked out of their accounts in the comments.

Offer at a glance

• Maximum bonus amount: $500
• Availability:NE & KS
• Direct deposit required: Yes, $2,500+
• Additional requirements: None
• Hard/soft pull: Soft pull
• ChexSystems: Unknown
• Credit card funding: None
• Monthly fees: None
• Early account termination fee: Unknown
• Household limit: None listed
• Expiration date: 9/30/2025

The Offer

Direct link to offer

• Union Bank & Trust is offering a $500 bonus when you open a new checking account and complete the following requirements:
  • Have $2,500 in direct deposits posted to your account within 90 days
  • Enroll in paperless statements within 90 days

The Fine Print

• To qualify for the checking promotion, you cannot be a primary accountholder on an existing UBT personal checking account.
• Offer not valid if existing checking account closed in the last 120 days.
• Receive $500 when you open a Simply Free, Simply Free Plus, Simply Free Platinum, or Premium Interest Advantage checking account and complete the following within 90 calendar days of account opening: (1) have $2,500 in electronic direct deposits posted; and (2) enroll in paperless statements via online or mobile banking. Bonus is credited to your active account within 100 days of account opening if you meet requirements. $1,000 opening deposit required on Simply Free Plus checking accounts.
•  Promotion offers limited to one new checking account per person and cannot be combined with other offers. Simply Free Platinum accounts designed for people ages 50 and over. Premium Interest Advantage is limited to residents of Douglas, Sarpy, and Washington counties in Nebraska
• . Available 5/01/2025 to 9/30/2025.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

They offer a free checking account.

Early Account Termination Fee

Wasn’t able to find a fee schedule so unsure if there is any EATF.

Our Verdict

Insane bonus, especially compared to previous bonuses. I wouldn’t be surprised if this gets pulled early, so if you’re interested I would recommend applying ASAP. We will add this to our list of the best checking bonuses.

Hat tip to reader Bockrr

Useful posts regarding bank bonuses:

• A Beginners Guide To Bank Account Bonuses
• Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
• PSA: Don’t Call The Bank
• Introduction To ChexSystems
• Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
• What Banks & Credit Unions Do/Don’t Pull ChexSystems?
• How To Use Our Direct Deposit Page For Bank Bonuses Page
• Common Bank Bonus Misconceptions + Why You Should Give Them A Go
• How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
• Affiliate Links & Bank Bonuses – We Won’t Be Using Them
• Complete List Of Ways To Close Bank Accounts At Each Bank
• Banks That Allow/Don’t Allow Out Of State Checking Applications
• Bank Bonus Posting Times