Chase has released their 5% cash back categories for Q4 for their Chase Freedom card and it’s now possible to activate cash back for that period (October 1st – December 31st). The categories are as follows: amazon.com, zappos.com, audible.com & diapers.com. Click here to go and activate.
All of those sites are owned by $AMZN, so presumably Chase has made a deal with them in regards to this quarter (and it’s likely Discover has a similar deal). Frankly I find this offering a bit boring, here is what Chase has offered in the past for quarter four:
- 2014: Amazon, Zappos & select department stores
- 2013: Online shopping
- 2012: Hotels, Airlines, Best Buy, Kohls
- 2011: Dining, Department Stores, Movies, Charity
At least last year you could also get 5% at department stores as well. A discount of 5% is nice at Amazon, but not really anything special as it’s possible to get that year round.
[Read: Best Shopping Portal For Amazon.com]
In contrast the Discover it gets 5% back at Amazon.com, department stores & clothing stores for Q4. In addition to that, the cash back is also doubled as long as you’re registered for that promotion. Discover is the clear winner for my mind, more choice and 10% cash back. I really would’ve liked to see Chase offer restaurants/dining as a category, as it’s getting more and more difficult to get a decent category bonus on those.
What are your thoughts about the Chase Freedom Q4 categories? Are you as disappointed as I am?


