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sam
sam

Watch out! This nasty little bank wants to try and charge you an “official check fee” when you close your account. Let the CFPB deal with it.

sam
sam

Got my bonus. Secure message got it posted within the week (after the time frame had passed).

NN
NN

received my bonus on 1/23. Have to called in. I use real DD. Thanks DoC

Ben
Ben

Rec’d my bonus on 12/7 also. Real DD. Thanks Doc! U guys are the freakin Bomb!

jackgopack4
jackgopack4

Super easy.

I live in Pensacola, about 50 miles from their only FL branch in Destin. Applied online 11/15, no hard inquiry. Needed to send my driver license via email the next day and was approved, 11/16.

I set up a direct deposit of $150 that came in on 11/30 and received my bonus on 12/7. Plan on keeping it open until the end of March then closing (90 days).

Lily
Lily

Did you use real DD like payroll or Bank ACH? I wonder how strict this bank is on DD. Couldn’t find any data point.

jackgopack4
jackgopack4

Can’t help with that one, used military paycheck allotment

Chris
Chris

Their branch locator shows a Mortgage branch in my city. I wonder if that will be sufficient?

payyoutuesday
payyoutuesday

Wondering the same. There is only a “Loan Production Office” within 50 miles of me.

Les Harper
Les Harper

is Houston with in the 1 hour driving distance if I speed…lol

NN
NN

can confirm it’s a ChexSystem inquiry.
I opened in branch in LA and in the document they gave me, it stated they did a check on my ChexSystem report.
Pretty straightforward, took about 20 mins

Curmudgeon
Curmudgeon

I got an email asking for copy of drivers license to verify identity, then less than an hour later another email said my application had been cancelled since I don’t live “near enough” to a branch.

Called customer service and after probably 15 minutes on hold while the rep checked with multiple people I was told that you have to live within an hour of a branch to apply online, but she said I was free to apply in branch so apparently you can live far away if you open at a physical branch.

I live about 3 hours away from a branch, but will be in that area later this month so I’ll stop by and see if open in branch still gets me the bonus and if there are any other roadblocks.

dan
dan

my online appl is pending; did folks who applied online get instant approval?

dan
dan

this is in TX, nearest branch is about 120 miles; received this msg after applying earlier this morning:

Dear BancorpSouth Online Applicant,

Thank you for applying for a new account at BancorpSouth. Unfortunately, we did cancel your application. To open an account at BancorpSouth, you must reside near a branch location.

dan
dan

wasted a credit pull!