Update 10/1/25: Deal now live, targeted unfortunately. Terms state ‘For the avoidance of doubt, only current Alliant Credit Union members identified within the selected audience are eligible for this promotion. There is a limit of one bonus per eligible member.’
Note: This doesn’t go live until October 1, 2025.
Offer at a glance
- Maximum bonus amount: $300
- Availability: Nationwide
- Direct deposit required: Yes, $1,500+
- Additional requirements:
- Hard/soft pull: Soft
- ChexSystems: Yes, some reports of chexsystems sensitivity in the comments but lots approved as well
- Credit card funding: None
- Monthly fees: None with eStatements
- Early account termination fee: $10, 90 days
- Household limit: None
- Expiration date: October 31, 2025
Contents
The Offer
- Alliant Credit Union is offering a $300 bonus when you open a new checking account and complete the following requirements:
- Apply for, and open, one new Alliant Credit Union Checking account between October 1, 2025, and October 31, 2025.
- Make direct deposit(s) totaling a minimum of $1,500 into the newly opened Alliant Credit Union Checking account within 45 calendar days of the Checking account opening.
The Fine Print
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fees as long as you opt for eStatements.
Early Account Termination Fee
There is a $10 fee if closed within 90 days.
Our Verdict
Hopefully this stacks with the Rakuten offer, often that doesn’t lead to the correct landing page but it’s possible to get them to stack but YMMV as always. We won’t add this to our best bank bonus page until it actually goes live.
Hat tip to reader DWhite
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times

