Posted by William Charles on May 14, 2015
Business Credit Cards

Published on May 14th, 2015 | by William Charles

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[Dead]American Express Business Platinum 150,000 Offer – Publicly Available

Looks like this offer is now officially dead a day early.

The Offer

  • Receive 150,000 American Express membership rewards points on the American Express Business Platinum Card after $20,000 in spend within 90 days (broken down as follows: 100,000 points after $10,000 in spend and another 50,000 points after an additional $5,000 in spend). To get this offer you need to do the following:
    • Call 1877-628-6736
    • Give the following offer code: L081-994-816-5743

As always, make sure you verify the spending requirements, bonus and get a reference number in case of any trouble.

The Fine Print

  • Valid until May 15th, 2015
  • Annual fee of $450 not waived

Our Verdict

This offer has been floating around for awhile (I posted about a similar offer on March 24th, but it had a lower minimum spend requirement) with people sharing it among themselves (and lots of readers sending it my way), Miles Per Day has also been giving away the code on his blog.

I’ve been pretty hesitant to post the offer code publicly as I didn’t want to kill the deal. Given that it’s due to expire on May 15th, I don’t think there is much harm in doing so but I’m sure some will disagree with me (it’s now also being shared on public forums). Obviously a $20,000 minimum spend requirement isn’t going to be achievable for most people, but there are other options:

It’s possible to get the sign up bonus on this card again if you’ve got it before, but you cannot have or had this card in the past 12 months. It’s also possible to get the bonus on this card if you’ve gotten the bonus on the Business gold card, as they are considered separate products.



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J. Grant
J. Grant

Kudos. Best blogger ever.

Esther
Esther

Thanks for posting!

So tempted…but too lazy to reach $20k in 90 days, fastest way is probably 40 $500 GCs, which feels like a lot!! o_O If Redbird were still alive, I bet more people would jump on this in an instant, including me. 🙂

mike
mike

AMEX timed it perfectly 😉

J. Grant
J. Grant

Actually, it seems that the offer ends in a day, and has been around for a while. Therefore, it doesn’t seem like it coincided with the “devaluation” of redbird.

Will
Will

Wonder if I can still sign up for this card given that I got a Amex Biz Gold recently… Are they considered the same product?

Mark
Mark

Any chance of getting approved with 690 Experian score from a seven year old bankruptcy?

geoff
geoff

I just did with the same history and standing.

brteacher
brteacher

Mark, it may seem counterintuitive, but because the Gold and Platinum cards are charge cards (they must be paid in full every month), not credit cards, and they have no set limit, Amex is comfortable giving these cards to people at lower limits than others. I see Platinum approvals on the creditboards.com database as low as 630, so your score is almost certainly fine, but I don’t know how Amex treats bankruptcy in their approval process.

misty
misty

Thanks for the post!
can you direct us to the benefits of this card? Any way to recoup the $450?

Tom Brady
Tom Brady

Close the card within 60 days of annual fee posting to get the annual fee back. Unless you place high value on the lounge access that comes with the card, this card isn’t worth much past the bonus points.

MilesCollector
MilesCollector

Is the annual fee posted after the 1st statement or at the end of 1st year? If posted after 1st statement, then how we can get the fee back when we have not met the min spend requirement of $20K within 90 days. Please clarify.

Tom Brady
Tom Brady

The annual fee is not waived for the first year. You would have to complete the spending within the first month or two, and have your points post before you close the card. Complete the spending in the first week to ensure the points post in time.

Ken
Ken

Complete 20k of spend in 30-60 days buying VGC has FR written all over it. Have others reported FRs meeting spend on this card?

Kent C
Kent C

Don’t forget Tom, you’ll have 4 weeks

Jacob
Jacob

Wondering if I can qualify for the points if I apply under a new business name? I recently had the Plat under an old business name and I closed it last month.

coralsnake
coralsnake

You have no right to publicly post a cod that I was sharing privately on DDF, despite what whoever gave it to you said. -coralsnake

J. Grant
J. Grant

Nothing on the interwebz is private; word gets out quick these days. If you didn’t want it shared, why’d you share it in the first place?

coralsnake
coralsnake

I think we can all agree that there’s a difference between privately messaging someone and posting it in the open. Although DoC wasn’t the first to post this, still doesn’t justify it IMO.

J. Grant
J. Grant

Sure, but it comes down to sharing or not sharing in the first place. What I don’t get is keeping this secret. For example, if you had the code, used it, and gotten the card and the bonus, then why care if anybody else gets the bonus? That is, unless you’re SELLING the code, which would mean that publicly releasing the code would kill your profits.

JTI
JTI

I received the sign up bonus for the business gold, then upgraded the gold to Platinum for an upgrade bonus. I still have the Bus. Platinum card…I’m guessing I would not be eligible for this sign up bonus even if I cancelled my card. Correct?

sheila
sheila

Maybe just me but I would pay the annual fee if I got so much points and benefits from a card.

J. Grant
J. Grant

If you read the fine print you’ll see that the annual fee is pretty much taken care of by 2x$200 credits. It becomes a $50 annual fee card.

Ken
Ken

That’s only true if you have spending that you were going to do anyways. For me it’s not a $50 card because I normally don’t buy plane tickets; I haven’t in years.

Chuck
Chuck

Same boat here, but I just buy AA gift cards and sell on eBay. Even after selling for less than face value and incurring selling fees, it’s still ~$100 card for me. Well worth it for the points IMO.

George Smiley
George Smiley

That’s great but how could that be? They sell for ~5% less than value. Fees are ~11% or so?

Maybe if you use portals or Ink you could get some more off, but it feels tough to break even.

I never really have understood gift card reselling.

Chuck
Chuck

You just answered yourself. Portals help, but even without them and using your percentages, you’re around $340 cash from $400 in gift cards. Even if you never set foot on a plane that’s a great deal. I also picked up global entry for 5 years and access to delta and centurion lounges when I am traveling.

Davis
Davis

Hey Chuck, I just signed up for the Amex Plat, and in the fine print it explicity says that gift cards don’t count toward the $200 reimbursement for incidental airline fees.
Did they change it?
See here:
“Airline tickets, upgrades, mileage points purchases, mileage points transfer fees, gift cards, duty free purchases, and award tickets are not deemed to be incidental fees.”

Chuck
Chuck

@Davis – even though the terms state gift cards aren’t reimbursed, in practice they are. Maybe DofC can help with a past article on this, but from what I understand, as long as the gift cards are $100 or less and electronic(not physical gc’s) then they’re reimbursed. I just bought 4 $50 e-cards on aa.com and had 4 $50 credits applied to my card within two business days. It worked the same way when I payed for global entry. Extremely easy. I did this within the past month and the terms have always excluded gc’s.

Heihei
Heihei

does anyone has the code for the gold biz offer (75000 points after 5000 spending)? Many thanks!!

George Smiley
George Smiley

I assume the application is done on the phone yeah? If I wanted to combine hard pulls, I could apply for an AMEX EDP online at approximately the same time and that *should* work right? It’s a business charge plus a personal credit – did I read correctly?

Ken
Ken

I don’t know about Amex, but the inquiries will not merge Biz/Personal cards since they come from different departments. And actually, it’s the credit agency that merges the pulls, not the bank.

Tom Brady
Tom Brady

You’re wrong about Amex. With them business and personal inquiries are from the same department so a mixture of business and personal apps can be done with one pull.

Ken
Ken

I said I didn’t know about Amex, so thanks for clearing that up.

George Smiley
George Smiley

Any idea if it will merge pulls if I do one online and one by phone. Since it actually happens at the credit agency, it seems like it would.

Carl
Carl

I went from 0 spend with Amex to this in one month:

30k Amex hilton surpass (10k credit line recycled several times)
10k Amex Bus Gold for 75k points
1k Amex Hilton HHonors
5k Amex SPG personal (pure MS, met min spend 6 months ago).

So I went from 0 spend on Amex for a couple of months to 46k in one month. Those that worry about FR from spending 20k perhaps are a bit paranoid.

Ken
Ken

How long ago was that? Thanks for the data point.

Carl
Carl

april

Ken
Ken

Give it time 😉

Tom Brady
Tom Brady

An FR is nothing to be worried about for most people.

Kroozer
Kroozer

It really depends on your financial profile. One single $7K charge at Costco on AmEx Bus Gold triggered a FR, within 1 week after charge went through. My stated annual business revenue was probably $10K. This was a couple of years ago. Submitting personal income tax returns (without schedule C) cleared the FR in a couple of weeks. Responding timely is imperative, if you don’t respond all AmEx accounts are closed.

DANH
DANH

@Carl: Did you close the card like other said? I think if there is human interaction and the CS suspects that you are doing this purely for points and hurts Amex, then they could escalate it to FR.

econjon
econjon

$20k shouldn’t be hard if you have a couple ***** cards right? as per ft counts toward min spend.

Chucks
Chucks

Wait why the censorship?

J. Grant
J. Grant

Totally.
For example, put the spend on the ********* cards, then transfer the ********* to the ******** and then back to ******. Gotta be careful though because ******* may trigger the ****** for the ******, which could offset the *******. Tread carefully with this one!

Boras
Boras

Did amex match open bonus? Just signed up the 100K one a month a ago…..

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