American Express now allows all cardmembers to refer a friend to an Amex card, even those cards which previously weren’t part of Amex referral program, e.g. Schwab and Ameriprise Platinum cardholders and OBC cardholders. The referrer gets $100 per referral with a max $550 per year in referral earnings (6 referrals). It’s showing an end date of 4/16/20.
You can not signup for a Schwab/ Ameriprise/ OBC/ etc using a referral link – those cards don’t show up in the list of eligible cards. But if you have a Schwab/Ameriprise/OBC/etc card you can refer others to the regular Amex cards like Everyday, SPG, Platinum, etc.
Important: Being that Amex now allows you to refer cross-refer from one card to another, you probably shouldn’t be using the Schwab/ Ameriprise/ OBC/ etc referral link to refer a friend. Using that link, the new member can signup for any of the regular Amex cards and you’ll get $100. But if you have a Platinum or Blue Business+ card, you can refer a friend to any of the regular Amex cards and get 15,000 points, which is undoubtedly worth more than $100. Gold, Green, and Everyday cards have a 10,000 points bonus which is also worth more than $100 to a lot of people.
Still, if you maxed out your other referrals or you don’t have a card with a better referral program, $100 bonus is nice. It’s even more than the $75 offered for the Blue Cash cards.
Hat tip to reader Dave
What about for the Schwab AmEx credit cards?
Gold Business gets 20000 MRs.
I AM SO CONFUSED. I login and I can only see spg refer to spg, blue cash to blue cash and everyday to everyday cards. How can I cross refer a blue cash card to get my everyday MR refer bonus?
Try out the link and you’ll see. We explained in more detail in the previous post.
BTW updated your AMEX Logo. It’s been nearly 8 months since the branding changed.
https://about.americanexpress.com/logo/brand/american-express-blue-box-logo-full
I can’t get Mercedes Benz to refer anything.
What is the difference b/t OBC and EBC or any of the current Blue Card variants? (Basically, why do people prize OBC?)
You meant BCE aka blue cash everyday? Both give rewards dollars but OBC is no longer available for sign up. BCE has no AF, gives 3% CB up to $6K on supermarkets only, 1% on all other spend while OBC has a required threshold of $6.5K that you must spend where you earn only 1% on everyday spend on gas, groceries, drugstores and 0.5% on everything else. Starting at $6501, you earn 5% on gas, groceries, drugstores purchases and 1% on everything else capped at $50K on your anniversary date. BCE rewards are based on calendar year, OBC is based on anniversary date.
Do referral links work even after you don’t have the card? I.e can someone diversify use my platinum card link even after I have closed the card.
Nice name~ :o)
if you have the personal hilton can you refer yourself if you have the amex hilton personal and you want to sign up for the amex hilton consumer?
Yes.
To whatever your question means.
am i the only one totally confused by the post title and then the contradictory statements in the contents? oh well. doesnt matter. i think i get wat ur trying to say.
You can refer from those cards, you can’t refer to them. Hope that makes sense
thanks doc. much clearer now. didnt get it at first.
Can you refer yourself?
Yes