American Express Expands Referral Program for ALL Cardholders [including Schwab, Ameriprise, OBC, etc.] with $100 Bonus

American Express now allows all cardmembers to refer a friend to an Amex card, even those cards which previously weren’t part of Amex referral program, e.g. Schwab and Ameriprise Platinum cardholders and OBC cardholders. The referrer gets $100 per referral with a max $550 per year in referral earnings (6 referrals). It’s showing an end date of 4/16/20.

You can not signup for a Schwab/ Ameriprise/ OBC/ etc using a referral link – those cards don’t show up in the list of eligible cards. But if you have a Schwab/Ameriprise/OBC/etc card you can refer others to the regular Amex cards like Everyday, SPG, Platinum, etc.

Important: Being that Amex now allows you to refer cross-refer from one card to another, you probably shouldn’t be using the Schwab/ Ameriprise/ OBC/ etc referral link to refer a friend. Using that link, the new member can signup for any of the regular Amex cards and you’ll get $100. But if you have a Platinum or Blue Business+ card, you can refer a friend to any of the regular Amex cards and get 15,000 points, which is undoubtedly worth more than $100. Gold, Green, and Everyday cards have a 10,000 points bonus which is also worth more than $100 to a lot of people.

Still, if you maxed out your other referrals or you don’t have a card with a better referral program, $100 bonus is nice. It’s even more than the $75 offered for the Blue Cash cards.

Hat tip to reader Dave

 

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35 Comments
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az
az (@guest_683914)
December 3, 2018 13:30

Gold Business gets 20000 MRs.

YMYR
YMYR (@guest_665607)
October 31, 2018 10:24

I AM SO CONFUSED. I login and I can only see spg refer to spg, blue cash to blue cash and everyday to everyday cards. How can I cross refer a blue cash card to get my everyday MR refer bonus?

Richard Howard
Richard Howard (@guest_665565)
October 31, 2018 09:10

BTW updated your AMEX Logo. It’s been nearly 8 months since the branding changed.
https://about.americanexpress.com/logo/brand/american-express-blue-box-logo-full

P
P (@guest_665443)
October 30, 2018 22:26

I can’t get Mercedes Benz to refer anything.

Onsale
Onsale (@guest_665387)
October 30, 2018 20:57

What is the difference b/t OBC and EBC or any of the current Blue Card variants? (Basically, why do people prize OBC?)

Mimi
Mimi (@guest_665557)
October 31, 2018 08:24

You meant BCE aka blue cash everyday? Both give rewards dollars but OBC is no longer available for sign up. BCE has no AF, gives 3% CB up to $6K on supermarkets only, 1% on all other spend while OBC has a required threshold of $6.5K that you must spend where you earn only 1% on everyday spend on gas, groceries, drugstores and 0.5% on everything else. Starting at $6501, you earn 5% on gas, groceries, drugstores purchases and 1% on everything else capped at $50K on your anniversary date. BCE rewards are based on calendar year, OBC is based on anniversary date.

Debit
Debit (@guest_665347)
October 30, 2018 19:52

Do referral links work even after you don’t have the card? I.e can someone diversify use my platinum card link even after I have closed the card.

debiTnm
debiTnm (@guest_665407)
October 30, 2018 21:34

Nice name~ :o)

quick q
quick q (@guest_665338)
October 30, 2018 19:42

if you have the personal hilton can you refer yourself if you have the amex hilton personal and you want to sign up for the amex hilton consumer?

Sa
Sa (@guest_665380)
October 30, 2018 20:42

Yes.
To whatever your question means.

NinjaX
NinjaX (@guest_665250)
October 30, 2018 17:10

am i the only one totally confused by the post title and then the contradictory statements in the contents? oh well. doesnt matter. i think i get wat ur trying to say.

William Charles
Admin
October 30, 2018 18:38

You can refer from those cards, you can’t refer to them. Hope that makes sense

NinjaX
NinjaX (@guest_665530)
October 31, 2018 05:09

thanks doc. much clearer now. didnt get it at first.

Andy
Andy (@guest_665209)
October 30, 2018 16:01

Can you refer yourself?

DDG
DDG (@guest_665213)
October 30, 2018 16:03

Yes

debiTnm
debiTnm (@guest_665200)
October 30, 2018 15:55

Looking for 100k Platinum Personal card.

debiTnm
debiTnm (@guest_665710)
October 31, 2018 12:23

Anyone find a referral for this?