[Expired] American Express Morgan Stanley Platinum 150,000 Points

Deal has ended, view more credit card bonuses by clicking here.

The Offer

Direct link to offer

  • American Express is offering 150,000 points after $8,000 in purchases within the first six months of being a cardmember.

Offer valid through June 11, 2025.

 

Card Details

  • Annual fee of $695 is not waived the first year
    • Morgan Stanley version of the Platinum card offers one free Platinum authorized user, then $195 for each one thereafter
    • Authorized Gold cards are free
    • Full details here
  • Card earns at the following rates:
    • 5x points per $1 spent on purchases made with airlines or with American Express Travel
    • 5x points per $1 spent on hotel & airline bookings made directly from the American Express travel website
    • 1x points on all other purchases
  • $200 airline incidental credit per calendar year
  • $200 Uber credit ($15 per month and additional $20 in December)
  • Lounge access:
    • Centurion lounge access
    • International American Express lounge access
    • Delta SkyClub lounge access
    • Priority pass select membership
    • Airspace lounge access
  • $240 digital entertainment credit. This is a credit of $20 per month and can be used on Peacock, Audible, SiriusXM and The New York Times.
  • $200 hotel credit. This can be used on select prepaid bookings (Fine Hotels + Resorts® and The Hotel Collection) when using American Express Travel
  • $179 Clear credit
  • $300 Equinox credit. This is a $25 credit each month
  • Global Dining Access by Resy
  • The Global Lounge Collection
  • Walmart+ monthly credit. Cardholders will receive a $12.95 credit (covers the full cost of membership).

Our Verdict

You need to be a Morgan Stanley customer to be eligible for this card and you can no longer use the access investing work around unfortunately. It’s rare we see increased offers on these co-branded versions of the Platinum card, so it’s worth signing up if you are eligible and can make use of all the various credits. Of course you can consider the other Amex Platinum versions as well, if eligible. We will add this to our list of the best credit card bonuses.

Hat tip to DDG

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27 Comments
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Esquiar
Esquiar (@guest_2060079)
May 13, 2025 02:21

Maybe evidence they’re trying to drive signups ahead of big refresh in summer?

Jeremy
Jeremy (@guest_2058815)
May 10, 2025 01:55

I can’t see it happening after Costco split with American Express for Citi (Visa), but I’d love a Costco credit more than many of others. I suppose they do give you Walmart+, but I shop at each store for different things. Walmart+ does not solve my Costco problem.

Bd
Bd (@guest_2058789)
May 9, 2025 23:16

Hey DoC, can you experts guide how to open ms account. I think we need plat cash account to get ms amex plat…but to open plat cash we need investment account….so which is cheapest investment account and how to open it…as online no way found to open any account? Experts pls help with latest things…I went though reddit and frequent Miller etc but all comments are 1-2 yrs past so not finding that relevant info…

K
K (@guest_2058285)
May 9, 2025 10:13

I have a Morgan Stanley account from an early Airbnb IPO purchase years ago. It really just holds airbnb stock so it’s not a “full account” but does that qualify? I use the Morgan Stanley app.

Dorkboy
Dorkboy (@guest_2057659)
May 8, 2025 17:12

I did not see automatic Hilton Gold status as a benefit like the regular platinum? Is it not included or is it just not listed above?

Chris
Chris (@guest_2058107)
May 9, 2025 01:03

Not listed above. Can confirm it’s a benefit along with Marriott Gold.

Dorkboy
Dorkboy (@guest_2058216)
May 9, 2025 08:40

Thanks!

Jerry
Jerry (@guest_2057592)
May 8, 2025 15:24

Do you have to wait 90 days from opening a vanilla plat?

Alex
Alex (@guest_2058184)
May 9, 2025 07:13

Yes

Jack
Jack (@guest_2058202)
May 9, 2025 07:55

Family language might make a person ineligible for a SUB.

CMH
CMH (@guest_2057570)
May 8, 2025 15:03

Is there a way to get interest on the $25k you need to keep in the Platinum Cash Plus account in order to get your AF waived?

Chris
Chris (@guest_2058105)
May 9, 2025 01:02

Nope

Jack
Jack (@guest_2058203)
May 9, 2025 07:56

You’re looking at an opportunity cost of about $1000 per year in the current interest rate environment.

TC
TC (@guest_2057557)
May 8, 2025 14:48

Is an Etrade account sufficient to qualify as a Morgan Stanley customer?

Matt Katakis
Matt Katakis (@guest_2057986)
May 8, 2025 22:00
  TC

Nope

AP
AP (@guest_2057471)
May 8, 2025 13:04

Hope this higher SUB is offered for for the Charles Schwab version soon.

Matt Katakis
Matt Katakis (@guest_2057987)
May 8, 2025 22:01
  AP

125K offer for Schwab…DOC did a post about it earlier.

Jon
Jon (@guest_2057462)
May 8, 2025 12:50

Are etrade account holders eligible for this CC?

Matt Katakis
Matt Katakis (@guest_2057989)
May 8, 2025 22:01

No