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44 Comments
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RM
RM (@guest_2089811)
July 1, 2025 06:59

 William Charles The (much worse) $500 bonus for depositing $25,000 for 90 days is now up. Expires 8/31/25. https://www.flagstar.com/promo/business/small-business-offer.html

Not worth it for most people since this bank cannot be churned.

LS
LS (@guest_2089649)
June 30, 2025 21:20

$500 bonus tomorrow per banker when I went today. Opening the account was easy today without too many questions for the $1k bonus for sole proprietor. Thanks again Doc!

Compke
Compke (@guest_2089200)
June 30, 2025 12:30

Has anyone had luck opening this account in Michigan as a sole prop without any paperwork?

Nick
Nick (@guest_2088097)
June 27, 2025 18:19

i went to a branch and was told the promo was cut to $500 as of yesterday(06/26).

Drimen
Drimen (@guest_2088260)
June 27, 2025 23:26

Maybe that particular banker got the memo dates mixed up? Friend of mine opened an account today (5/27) for the 1k promo. The documents they printed out for his new account included disclosures and terms for the 1,000 promotion. Also, during the process small business analyst they called over the phone confirmed the 1k promo is still active.

Yang
Yang (@guest_2082104)
June 20, 2025 21:57

What’s the chance for this offer to get extended like the individual checking bonus? My money is tied up till 7/1.

Da-Remedy76
Da-Remedy76 (@guest_2084399)
June 24, 2025 11:32

It’s been ended sooner AAMOF (as a matter of fact)

Drimen
Drimen (@guest_2087103)
June 26, 2025 10:11

Da-Remedy76 The link on DoC is dead, but the facebook promo and the link it takes you to is still live. See here: Small Business Offer
Were you told by the banker that the promo has ended sooner?

Drimen
Drimen (@guest_2087194)
June 26, 2025 12:58

I spoke with the banker, the promo will change on July 1st to $500 instead of $1,000.

AZ
AZ (@guest_2087299)
June 26, 2025 15:26

So the banker confirmed that the $1000 bonus is still available until June 30th?

Drimen
Drimen (@guest_2087750)
June 27, 2025 10:55
  AZ

Yes, the banker confirmed that Friday (today) and Monday are still OK to open the account for 1k promo.

Charlie
Charlie (@guest_2087914)
June 27, 2025 14:36
  AZ

I confirm, I’m at a branch doing this right now!

Olympia
Olympia (@guest_2081636)
June 20, 2025 11:50

Anybody happen to have a banker you’d recommend in So Cal?

LS
LS (@guest_2089639)
June 30, 2025 21:17

Not really.

Kiwi
Kiwi (@guest_2072172)
June 4, 2025 10:16

Anybody try any of the south FL branches? Planning to go later and see hopefully not get declined in person for Chex lol

JB
JB (@guest_2071496)
June 3, 2025 09:38

Denied due to Chex (specifically noted in denial email).

MM
MM (@guest_2071084)
June 2, 2025 13:55

Can OOS apply at branch?

RM
RM (@guest_2073851)
June 7, 2025 07:49
  MM

Numerous DPs for OOS consumer accounts being opened in branch. I would be surprised if it was any different for business accounts. https://www.doctorofcredit.com/az-ca-fl-in-mi-nj-ny-oh-wi-flagstar-bank-250-350-checking-bonus/ MM

AV
AV (@guest_2069711)
May 30, 2025 12:44

They wouldn’t let me do it as sole proprietorship at my branch in NY. They require some sort of certification/paperwork which isn’t required as a SP in NY.
Annoyed and now 0/2 at Citizens and Flagstar.

Howard
Howard (@guest_2069939)
May 30, 2025 21:32
  AV

Sorry to hear that. Was it a NYC branch? What’s the address?

RM
RM (@guest_2071312)
June 2, 2025 21:38
  AV

AV If it’s possible, try a different branch. This sort of thing happens all the time with bank bonuses — one branch will enforce a made-up rule and absolutely will not budge, and another branch 10 minutes away could not care less.