[AZ Only] Sun Canyon Bank $300 Checking Bonus

Offer at a glance

• Maximum bonus amount: $300
• Availability: AZ
• Direct deposit required: Yes, $500+
• Additional requirements: See below
• Hard/soft pull: Soft pull
• ChexSystems: Unknown
• Credit card funding: None
• Monthly fees: $5, avoidable
• Early account termination fee: Six months, bonus forfeit
• Household limit: None
• Expiration date: None

The Offer

Direct link to offer

• Sun Canyon Bank is offering a $300 bonus when you open a new checking account. Bonuses are as follows:
  • $300 bonus with Sun Canyon Interest Checking
  • $150 bonus with Sun Canyon Simplified Checking
• Must receive a direct deposit by April 30, 2025 of $500+

The Fine Print

• $300 Cash Bonus with Sun Canyon Interest Checking or $150 Cash Bonus with Sun Canyon Simplified Checking: One direct deposit must post to your account by April 30, 2025; direct deposit needs to be an electronic deposit of your paycheck, pension, or government benefits (such as Social Security) from your employer or the government and must be $500 or higher.
• Bonus will be credited to your account within your statement cycle following your first eligible direct deposit and will be reported as income on Form 1099-INT.
• Limit one bonus per household. Accounts must be opened by March 31, 2025, to receive bonus offer.
• Bonus offers are not available to existing Sun Canyon checking customers or previous customers whose accounts have been closed within the last 90 days or closed with a negative balance.
• Must be 18 years or older and agree to maintain account in good standing for a minimum of six months.
• Account Closing: If your checking account is closed within six months after opening, the bonus amount you received for that account will be deducted at closing.
• Employees are not eligible for this offer.
• Subject to bank approval.
• Cannot be combined with other bonus offers.
• Limit one bonus per customer for either a Sun Canyon Interest Checking or a Sun Canyon Simplified Checking (not both).
• Sun Canyon Simplified Checking must be opened in-person at the branch and is not available online.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

Sun Canyon Simplified Checking $5 Monthly Fee

Easiest way to avoid the monthly fee is with a $500 daily balance is maintained in your checking account.

Sun Canyon Interest Checking $5 Monthly Fee

Easiest way to avoid the monthly fee is with a $5,000 daily balance is maintained in your checking account.

Early Account Termination Fee

Account must be kept open for six months

Our Verdict

Owned by Banterra and they are Chexsystems sensitive.

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