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Johnz
Johnz (@guest_1833270)
April 19, 2024 12:31

Day before the DD tracker updates, I get a ‘Your Early Pay deposit is here’ email from Laurel, letting me know the DD’s considered payroll.

PaulinTexas
PaulinTexas (@guest_1833292)
April 19, 2024 12:52

Johnz I got the same message from my Schwab Brokerage deposit, but it didn’t trigger an update to the tracker. So, you have to wait until the next day to verify the tracker updates.

My TD deposit worked as others have reported.

Johnz
Johnz (@guest_1833310)
April 19, 2024 13:07

thanks

Paranoid
Paranoid (@guest_1833187)
April 19, 2024 10:33

I think they overdid it. Even DD from IRS is not counted.

Eric 🔗
Eric 🔗 (@guest_1833367)
April 19, 2024 14:28

Even if that had worked, wouldn’t that only get you the $10 bonus once per year?

LaurelLoad
LaurelLoad (@guest_1832433)
April 17, 2024 23:21

Question for discussion: what is the risk of LaurelRoad clawing back previous bonuses that were not real DD’s?

I am considering closing my account now rather than take that risk in the future.

Gadget - Bank Bonus Geek 🔗
Gadget - Bank Bonus Geek 🔗 (@guest_1832455)
April 18, 2024 00:16

Almost zero. They set a starting date for the new terms. There was no agreement stating anything about being retroactive.

Eric 🔗
Eric 🔗 (@guest_1832528)
April 18, 2024 08:28

While I agree with the “Almost zero.” response from the previous commentator, they are incorrect about there being “new terms”.

Laurel is simply enforcing the terms already on the books. They updated their backend system to prevent most “fake” DDs from working.

sam
sam (@guest_1832531)
April 18, 2024 08:35

It was enough of a “new term” for them to send out an email, so I’d think that indicates a change in terms/conditions.

Gadget - Bank Bonus Geek 🔗
Gadget - Bank Bonus Geek 🔗 (@guest_1832656)
April 18, 2024 12:22

Plus, retroacting claw backs would make them a pariah. How fair would that be? Punish existing loyal customers, but presumably not punish those, like myself, that closed months ago, all who benefitted from their piss-poor enforcement of “qualifying DD’s”. This sounds like something Govt would do, since we have no choice in providers (other than moving), but not a business.

When is the last time you saw a deposit account bonus claw back? In the CC world (Amex), yes, but not typically bank bonuses.

J2🤓
J2🤓 (@guest_1832749)
April 18, 2024 14:10

Enough of this lol, I got my schwab referral bonus, thanks Gadget - Bank Bonus Geek

MOTDOC
MOTDOC (@guest_1832144)
April 17, 2024 14:04

The description for a Cash App cash-out says “Direct Deposit Cash App * Cash App,” but the tracker did not update

Paranoid A
Paranoid A (@guest_1830391)
April 13, 2024 14:13

So much info what doesn’t work. But except business DD transfers, is there anything that still works? I personally tried DCU CU — no luck.

Poo
Poo (@guest_1830204)
April 12, 2024 22:02

Chase business $2.50 ACH worked for me.

Mike
Mike (@guest_1832804)
April 18, 2024 15:50

Can you do that if you have Chase business checking account?

How can you do that? Also, did you mean that there is a $2.50 fee per transfer?

Bulba
Bulba (@guest_1830056)
April 12, 2024 15:11

Amex business payee ACH transfer does not work

OST
OST (@guest_1829957)
April 12, 2024 12:37

ETFCU no longer works

mothman69
mothman69 (@guest_1829958)
April 12, 2024 12:39

now known as Liberty FCU

OST
OST (@guest_1829967)
April 12, 2024 12:51

you are technically correct

Gadget - Bank Bonus Geek 🔗
Gadget - Bank Bonus Geek 🔗 (@guest_1829976)
April 12, 2024 12:59

Literally and figuratively as well. OST

TRJ
TRJ (@guest_1829554)
April 11, 2024 16:54

I decided to move on. I closed my account, savings account and credit card. P2 closed her checking account. It was easy to do via online chat.

MM
MM (@guest_1829763)
April 12, 2024 00:03

Nice I’m thinking about closing both checking and HYSA with them, was there any complications moving your money out? Should I push or pull?

TRJ
TRJ (@guest_1829831)
April 12, 2024 07:12
  MM

I did push and pull. The ONLY thing is that you have to wait for the money to clear LR. I had a zero balance but the transaction was pending and they told me to wait until it cleared to make the request.

The way it works is that the CSR “puts in a request” and it will take a day or two. They say even with a zero balance they will mail you a check in about 10 days or so. It was easier than I thought it would be.

AH
AH (@guest_1829510)
April 11, 2024 15:23

Wise did not work. I will try Chase business.