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Michael (@guest_503298)
October 29, 2017 18:12

FWIW. You can ‘issuer change’ the Bank of America Cash Rewards card from Visa to Mastercard. This is helpful as the Mastercard is known to work with more grocery/fuel rewards programs. I’ve recently submitted this change and was told it takes 2-4 weeks to complete.

It will wipe out any rewards you have accrued and terminate any special benefits the various branded Cash Rewards cards may give you.

fauxblogger (@guest_356326)
February 18, 2017 16:46

my bad.. See “Expired” in headline.. Sorry

fauxblogger (@guest_356324)
February 18, 2017 16:45

link dead

John K
John K (@guest_346000)
January 30, 2017 12:47

I opened 10 accounts before they shut be down over the summer. Logged in late last week and noted 6 of my accounts were missing. Just called BoA this morning and confirmed they shut down 6 of my MLB credit cards. The regular customer support line was unable to access the contents of the letters as my accounts were “shut down and the letters sent by a different department.”

I haven’t used any of these cards for months, and I assume the terms allow them to do this. I’m just a bit surprised at the suddenness of it. Also, one of them still had a balance of $150 I was paying down (milking that 0% APR). They said my bill pay paying it set up with a different bank (HSBC, bonus churner…) would still pay it, but I’m skeptical. Anyone else have similar stories?

Eric (@guest_346011)
January 30, 2017 13:09

Early this morning I went to pay my bill and saw that one of my accounts was missing. I called and found out that it was closed and also wasn’t given a reason why. I am pretty sure I had most, if not all, of my rewards left on that account. Will I be able to cash them out?

Did you redeem over $600 in CB in 2016? If so, did BAC send you a 1099?

John K
John K (@guest_346587)
January 31, 2017 09:26

I definitely redeemed over $600 in CB. I’m currently on the road for work and haven’t had time to go through tax stuff. I’ll check this weekend and reply.

Nus (@guest_349427)
February 6, 2017 19:51

So did you get a 1099?

Gus (@guest_286881)
August 22, 2016 23:47

I read the comments above by “NinjaX” about receiving a 1099-MISC if you redeem the cash back using a BoA relationship bonus (adding 10%-75%) potentially making the whole “Credit Card rebate plus relationship bonus” reportable on 1099-MISC. I have searched the internet and have not found any reference to this anywhere else.

Could anyone who has received a 1099-MISC (or any other tax form) from BoA, tell us precisely which types of cash back quantities were included on the 1099-MISC? Has anyone ever received a 1099-MISC for a Credit Card signup bonus or cash back? How about if the Credit Card signup bonus or cash back are redeemed such that some relationship bonus is added (e.g. BoA Preferred Rewards)? How about bonuses for opening checking/savings account or brokerage account? Also say whether these were on 1099-MISC, or a different form like 1099-INT, which has very different tax implications in some cases.

David (@guest_276532)
July 17, 2016 00:29

this link does not work anymore.

Naveen (@guest_274977)
July 11, 2016 16:28

Don’t apply for this card. I have a good Credit Score but still they rejected the application and with out any particular reason.

Pat (@guest_274096)
July 8, 2016 14:11

Is there any wait time between BoA credit card applications? I have applied an Alaska card in mid June, and I just find out this offer. I wonder whether I can apply for this card.

Also, do people usually apply for multiple cards in the same day? Just curious.

Bleak (@guest_271211)
June 28, 2016 11:51

Got approved for two then the third one said pending I used Incognito for all I guess I should have switched it up

Vasv (@guest_270859)
June 27, 2016 10:05

Got approved yesterday 6/27 for 3 cards each 15k limit. hopefully 1 hard pull. so if i apply 4th is there a chance to get 2nd hard pull? Also becoz of this 3 mlb cards, my existing boa limit reduced from 7500 CL to just 1000 cl. looks like they pulled the CL from my old card. I think my chances of getting 4th is slim or should i try for 4th?