AmEx Offers: Save 10% On Insurance Payments, Up To $20 Savings

Update 1/10/24: Deal is back for either 20%, 10%, or 5%. Up to $20 max this time. Save offer by 5/10/24 and use by 12/31/24. (ht SD)

The Offer

Check your AmEx Offers for the following deal:

  • Enroll by 5/16/23. Get 10% back as a statement credit by using your enrolled eligible Card to make a payment on your insurance bill by 12/31/2023. Limit of $30 back in total statement credits. See terms.
  • Others got a lower $20 or $15 max.

The Fine Print

  • Government-backed insurance policies may be excluded.
  • Payments made to Insurance policies outside of the U.S. are excluded.
  • Valid only on purchases made in US dollars.
  • Limit of $30 in total statement credits per Card Member.
  • You may not receive the statement credit if we receive inaccurate information or are otherwise unable to identify your purchase as qualifying for the offer. For example, you may not receive the statement credit if (a) the merchant uses a third-party to sell their products or services; or (b) the merchant uses a third-party to process or submit your transaction to us (e.g., using mobile or wireless card readers); or (c) you choose to make a purchase using a third-party payment account or make a purchase using a mobile or digital wallet.
  • Purchases may fall outside of the offer period in some cases due to a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the transaction (for example, the purchase date for online orders may be the shipping date).
  • Statement credit will appear on your billing statement within 90 days after 12/31/2023, provided that American Express receives information from the merchant about your qualifying purchase.

Our Verdict

There was a highly targeted insurance offer for $15 off that surfaced a bit ago, this is a different version for up to $30 offer and valid through the end of 2023. I got this on my Blue Cash. I love insurance offers since it’s basically free money on my auto insurance bill.

You can search prior posts for data points on what worked in the past, but this should work on most regular auto, health, homeowner, life, etc, insurances. Amex offers for a specific category, such as insurance, have worked in the past even when paying with Paypal; hopefully that’s the case this time as well.

View more Amex offers here & if you have any questions about American Express offers then read this post.

Deal History:

  • Update 5/30/23: Offer is back or extended with either $20 or $30 max. Valid through 12/31/23. (ht Fred)
  • Update 3/4/23: New variation with a $20 max and 7/9/2023 end date; Update 2/17/23: More people are seeing this now
Notify of

oldest most voted

Sam (@guest_1776950)
January 13, 2024 04:59

Targeted – Not in my offer list

Denise (@guest_1775700)
January 11, 2024 11:28

I got this offer on my Cash Magnet and paid my progressive renewal via Paypal – I immediately received and email from Amex stating I successfully used my offer. Woo!

Wayne (@guest_1775566)
January 11, 2024 06:29

1/6, it’s something. 🙂

Ken L.
Ken L. (@guest_1775525)
January 11, 2024 02:46

what is this garbage? 20$ back max.
my car insurance is like 3000$ annual, i pay with my 2% cashback card, i’ll get back 60 bucks.
this con offer only give me 20$ back max !

Jorge (@guest_1775720)
January 11, 2024 11:52

Split your payments?

flex (@guest_1775467)
January 10, 2024 23:08

Got offer for 5%

Ty K.
Ty K. (@guest_1775307)
January 10, 2024 18:52


K.M. (@guest_1775190)
January 10, 2024 15:52

i got this. thank you.

ck (@guest_1760092)
December 17, 2023 13:48

Tried a small payment on my health insurance but does not appear to have triggered it. Sucks because I do not have any other insurance options to use it on before the end of the year.

Jay (@guest_1749770)
December 2, 2023 13:07

Will this work for renter’s insurance? (i.e. Lemonade)

San (@guest_1775139)
January 10, 2024 14:31

Jay – Yes. It worked for me in 2023.

Davis (@guest_1676859)
August 21, 2023 15:31

I paid my Progressive insurance bill through Paypal to my Amex card (since they don’t accept Amex cards) and that charge triggered the Amex offer used email.

Peter (@guest_1679684)
August 25, 2023 06:34

Same for me. It did trigger, nice 10% cashback! It seems offer can be used multiple times, because the $1 pre-authorization charge triggered it as well, and I received 2 emails.