Bank of America has announced the launch of two Royal Caribbean Group credit cards:
- Royal ONE™ (no annual fee)
- Royal ONE Plus™ ($99 annual fee)
Royal ONE™
- No annual fee
- Priority boarding for Royal Caribbean and Celebrity Cruises
- $100 anniversary discount if you spend $10,000 within a cardmember year
- Card earns at the following rates:
- 3X points on purchases with Royal Caribbean, Celebrity Cruises, and Silversea
- 2X points on grocery, gas, and EV charging
- 1X point on all other purchases
Royal ONE Plus™
- $99 annual fee
- Priority suite boarding for Royal Caribbean, Celebrity Cruises and Silversea vacations
- Priority luggage handling with Royal Caribbean and Celebrity Cruises
- $200 anniversary discount if you spend $20,000 within a cardmember year
- $120 TSA PreCheck/Global entry credit (every four years)
- No foreign transaction fees
- Card earns at the following rates:
- 4X points on purchases with Royal Caribbean, Celebrity Cruises, and Silversea
- 2X points on grocery, gas, EV charging, plus air, hotel, and dining
- 1X point on all other purchases
Our Verdict
Another card for the new to 2026 list. Don’t really see how these cards are useful unless priority boarding is a huge deal that I’m not aware of. Only thing that can realistically save these cards is a high sign up bonus and based on the other cruise cards Bank of America offers/has offered I’d be surprised if we see that.
