Bank of America Spirit ‘Free Spirit’ Credit Card, 45,000 Points + $100 Companion Flight Voucher

The Offer

Direct link to offer

  • Bank of America is offering 45,000 points after $1,000 in spend within the first 90 days and $100 companion flight voucher

The Fine Print

  • Annual fee of $79, waived first year
  • Card earns at the following rates:
    • 3 points per $1 spent on eligible Spirit purchases
    • 2 points per $1 spent on eligible dining and grocery store purchases
    • 1 point per $1 spent on all other purchases
  • Anniversary bonus of $100 companion flight voucher if you spend at least $5,000 in purchases the prior year
  • Zone 2 shortcut boarding on all flights
  • 25% rebate on all inflight food and beverage purchases when you pay with your card

Our Verdict

There is another offer that is for 35,000 points + $100 statement credit + $100 flight voucher. I think most people will prefer that offer, unless you value Spirit points at over 1¢ each. Because of that we won’t be adding this to our best credit card bonus page.

Hat tip to JonLuca

 

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Ted
Ted

Applied and approved.

Kim Jong Un

Best airline for when you want to pick up a fight.

Dana

As everyone knows, Spirit is garbage. Beyond the obvious nickel and dime business model, they offer terrible customer service and make poor use of technology from their website to their check in process. Business Insider calling them the worst airline in America is justified. Why anyone would tie themselves to this kind of organization, let alone pay to do that, is beyond me. I wish I could mute Spirit from DOC and Google search results.

Rick James
Rick James

Bank of America and Spirit…Like have a bitch and a bitch on her period at once.

Nomilk
Nomilk

i’d like to qualify what i’m about to say by saying i’ve never flown spirit and don’t intend to, but i’m actually interested in what the estimated value of the SUB of card is. i often see Spirit flights in the mid to low double digits, so although the SUB is a relatively low amount let’s not forget the context of it being for a budget airline.

lets assume a .07cpp value (totally spitballing here). if i were a penny pincher like i imagine most of Spirits target audience is, you might be able to squeeze a handful of domestic RT flights out of this, which is more than most airline SUBs. especially so if you’re on a short haul flight along either coast with a destination like LAX, LAS, MIA. as far as actual cash value points + the companion fare might put you in the $400 *maybe* $500 range on the high end.

no intention to sign up but may just price shop their points for s&g…

okay so i went on their site and kind of like i presumed best value is on those short haul flights. did a couple of random itineraries on random days and one found quite a few one way tix priced at 2500-3000pts that would otherwise be priced at $40-50. bumps the cpp up well above 1cpp, closer to 2cpp.

bottom line if you’re a savvy penny pincher located on either coast and often take short haul domestic flights to popular destinations you can probably extract pretty decent value from this.

P.S. if anybody on the Spirit web engineering team is reading this, props on the very responsive site. never navigated there before and was pleasantly surprised.

Paau
Paau

My husband signed up for it in flight. We used the points to fly SAN to PDX. Then we paid for SEA to SAN in AS. The taxes and fees on SAN to PDX was very close to cash price on SEA to SAN, so I concluded the points were useless.

Kurt
Kurt

You might be pleasantly surprised if you tried flying the airline too. Actually, not a lot different then other airlines, except they don’t charge you for luggage unless you actually bring some ;).

Allen
Allen

I am wondering about the target audience of this card. I would think that the typical Spirit passenger is not the kind of consumer jumping to pay a $79 annual fee for a credit card, even with the companion voucher. And the typical points enthusiast wouldn’t be interested in an airline card with an annual fee when the signup bonus is only 45k miles for any airline, but especially when those are for Spirit.

Krain Belly The Goints Puy
Krain Belly The Goints Puy

The typical spirit consumer loves being nickeled and dimed though.

scott
scott

I have a friend who lives in the middle of nowhere in PA and the only major airline flying anywhere close to his little town is Spirit. He has the Spirit cc and has been traveling all over Latin America for free with them for years.

Oliver
Oliver

I’m not totally against flying spirit — its definitely you get what you pay for kind of service.

That being said, i looked into getting this card in the past, but note there is a $50 fee if you make a booking with points within 28 days prior to departure. This was a dealbreaker for me — i’d rather just buy the flight out right than have to deal with the hassle of using points then probably paying a $50 fee

Dan
Dan

I would not fly Sprit even if they paid me.

Alan
Alan

Yes I concur, this one is an extremely easy PASS!

Vy
Vy

I have never flown Spirit per se, but like many of the other people in this community who have also never flown Spirit Airlines I am outraged that it exists.

Lots of BoA co-branded subs today 🥪

siouxu
siouxu

Gross

Jesse
Jesse

Wouldn’t recommend eating it.