In an effort to update our best credit card sign up bonus page, I thought I’d tackle at least one credit card issuer each day. Today we’re looking at the best sign up bonuses on all of the Bank of America cards, along with any targeted offers that might be currently available and what the best sign up bonus has been on each card. This should give you a good idea if you should apply now for a card, or wait for a better bonus. If you know of any increased bonuses on any of these cards, or a previous bonus that has been higher than listed then please let us know in the comments.
Personal Cards
- Alaska Airlines Visa Signature card: 30,000 bonus miles on & a $100 statement credit after you make $1,000 in purchases within 90 days Annual fee of $75 not waived. (highest was bonus of 50,000 after a total of $1,000 in spend, annual fee of $75 not waived. I doubt we’ll see this bonus come back as it was meant to be targeted).
- Amtrak Guest Rewards World MasterCard: 20,000 points after $1,000 in spend within 90 days (highest bonus offered)
- Asiana Airlines American Express Card from Bank of America: 10,000 miles after first purchase, annual fee of $99 not waived. (Highest bonus was 25,000 miles + an additional 13,000 miles for purchasing Asiana round trip ticket)
- Bank of America Virgin Atlantic: Up to 75,000 miles (20,000 miles after first purchase, 50,000 miles after $12,000 in spend and 2,500 miles for adding authorized user)
- Spirit Airlines World MasterCard® Credit Card: 15,000 miles after first purchase, $100 statement credit after $500 in purchases. Annual fee of $59 is waived the first year (this is the highest bonus on this card)
- BankAmericard: No bonus (no bonus, never had a bonus)
- BankAmericard Better Balance Rewards: No sign up bonus (never had a bonus)
- BankAmericard Cash Rewards Credit Card: $200 after you spend $500 within three months account opening. No annual fee (This is the highest bonus on this card ever offered)
- BankAmericard Secured: No bonus offered (none ever offered)
- BankAmericard Travel Rewards: 20,000 points after $1,000 in spend within 90 days (highest bonus offered)
- Norwegian Cruise Line: 10,000 points after first purchase (highest bonus offered)
- Royal Caribbean: 10,000 points after first purchase (highest bonus offered)
- Celebrity Cruises: 10,000 points after first purchase
- Bass Pro Shops Outdoor Rewards: No bonus (none ever offered on this card)
- AAA Card: $100 bonus after $250 in spend within 90 days (highest offered)
Business Cards
- Alaska Airlines Visa Signature card: 30,000 bonus miles on & after you make $1,000 in purchases within 90 days Annual fee of $75 not waived. (This is the highest bonus we’ve seen on this card).
- Bank of America Spirit Airlines Business Card: 15,000 miles after your first purchase. (card has always had this offer)
The link for the Business Card goes to the Personal Card
Great post. Thank you.
BofA seems to overlook multiple pulls as long as the last one has been 90 days, seems to be their new strategy after the 5 Alaska cards in one day debacle reported by a not so smart blogger on another site. I am working on my 4th card this year from them.
Not working with a real high score, and have many recent inquires (9).
Is the Virgin Atlantic bonus still live? Didn’t see the additional 50k after 12k spending in the T&C after I clicked through.
Looks like t might be dead.
B of A also turned me down for that cash rewards card last week. Recon told me I had to wait for the letter and I could only request recon via writing.
I did not include my IRA when it asked about liquid assets. Could I have included thar? I am not of retirement age.
Just a heads up on BoA, they seem to be really hard on people like us. I applied for the Amtrak card last week and got rejected, I called recon a few times, and they turned me down because of a high number of inquiries (10 or so, Experian). Even after escalating to a manager, I had no luck. A few other people have mentioned being rejected for BoA cards for similar reasons. So consider carefully before applying for one of these!
I completely agree with this. BoA seems to be very strict when it comes to approval. I have since chosen to go elsewhere and not bother with them.
Absolutely fantastic idea for a resource and something I’ve wanted to see for years from one of the bloggers. One potential thing to consider is that there is a lot of grey area in-between current offer and best ever offer. For example:
Data Point 1: Card Alpha is currently offering 25K miles
Data Point 2: Card Alpha once had an offer for 75k but it was four years ago
Data Point 3: Card Alpha had an offer for 50K six months ago
The issue is if you only provide data points 1&2 then someone might reasonably come to the conclusion that they might as well apply for 25k since the 75k offer was so long ago…but in reality it may be prudent to wait and see if that 50k offer comes around again.
Might be easiest to do this in some sort of table since it could get confusing otherwise
Yeah in cases where it’s been a while since the last higher bonus, we’ll mention it. The idea is also that all of our in depth reviews have a list of the bonus history on the card so people can read those reviews for more detailed information.