Posted by William Charles on October 19, 2017
Bank Account Bonuses

Published on October 19th, 2017 | by William Charles

147

Brightpeak Financial $200 Savings Bonus – Nationwide [Excluding AR, GA, NV, OK. Must Also Be Christian]

Deal is back and valid until November 1st, 2017.

Offer at a glance

  • Maximum bonus amount: $200
  • Availability:  (This account is not available to residents of Arkansas, Georgia, Nevada and Oklahoma.) You or your spouse must also be Christian.
  • APY: 0.10%
  • Additional requirements: Deposit $50 per month
  • Hard/soft pull: Soft pull
  • ChexSystems: Unknown 
  • Credit card funding: None
  • Monthly fees: None
  • Early account termination fee: Unknown, account must be open for two years to get full bonus
  • Expiration date: September 30th, 2017 October 13th, 2017 November 1st, 2017

The Offer

Direct link to offer

  • Receive bonuses of up to $100 when you open a Brightpeak Financial Emergency Savings Share Account. To receive bonuses you’re required to deposit at least $50 per month and you’ll receive the following bonuses:
    • Have a balance of at least $50 in the savings account when it has been opened for three months, receive $20
    • Have a balance of at least $200 in the savings account when it has been opened for six months, receive $30
    • Have a balance of at least $500 in the savings account when it has been opened for twelve months, receive $50
    • Have a balance of at least $1,000 in the savings account when it has been opened for twenty four months, receive $100

 

The Fine Print

  • If a Program participant fails to meet any of the requirements at any of the times that brightpeak may be calculating reward eligibility, the program participant will not be eligible to receive the reward payment at that time. However, they will remain enrolled in the program and will have the opportunity to receive future rewards if all of the requirements are met for the each of the subsequent rewards.
  • Each household is only eligible to receive rewards on one Savings Account. For the purposes of this Program, “household” is defined as all of the individuals who live together at a single-address residence.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

There are no monthly fees, I wasn’t able to find their fee schedule so I’m unsure if an early account termination fee is charged or not but given the fact that you need to keep it open for a full two years to get the full bonus I doubt it’ll really matter.

Our Verdict

Not a bad savings bonus, really depends on whether it’s a soft or hard pull to open and if you can fund with a credit card or not. Shame it’s restricted to Christians and it takes two full years to get the full $200 bonus. If you have any experiences with this bank, please share them in the comments below. You can view a full list of bonuses we recommend here.

Hat tip to reader Stevil

Useful posts regarding bank bonuses:



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Dan
Dan

what hogwash is this?

David
David

And yet the pig is still dirty.

Reg
Reg

DoC posts everything that he thinks MAY be of interest to his readership. He makes the editorial decisions that he genuinely thinks benefits us. I, for one, respect that effort.

Whether or not someone agrees with some random credit union’s membership requirements is a useless argument to have here. If you agree with it, great. If you don’t, great.

So symptomatic of general discourse these days: A group of people that share the same hobby and very likely so much in common, yet find a divisive issue and find a way to fight with each other.

Ken
Ken

Exactly. If you don’t like it MOVE ON. There are plenty of other deals you may like better. People used to teach “If you have nothing nice to say don’t say anything at all”. What happened to those days?

Reg
Reg

For the sake of this blog and this country, I genuinely hope that we can take a step back, look at each other and realize that we have so much more in common than what separates us.

Ted
Ted

A subsidiary of my employer . First time I am hearing about the savings account.

Ted
Ted

Also, Brightpeak is not a bank but a marketing arm. The account will be open at “Thrivent federal credit union.”

More than likely is a soft pull.

El Guapo
El Guapo

Open to Christians only? WTF? What century are we in?

Ted
Ted

Have you ever heard of knights of Columbus?
Both are fraternal benefits socieities, per IRS.

Steve
Steve

Haven’t you heard of a Credit Union? They restrict based on workplace. This isn’t any different.

Max
Max

How the fuck do they enforce that? If Obama decided to apply for this account, would they require extra verification?

Max
Max

I notice that you list a bunch of states for availability, 34 in total, but only list 4 for not available. What about MA for instance and the unlisted states?

john
john

wow the open anti christian atttitudes in this country . It is socially acceptable to attack christians but not other groups. Wake up, there are banks and organizations targeted to each and every religion and ethnicty but they are ok to do so. Yes they are ok in my book. In all cases how are they going to prove you are not christian . They cant so apply away. When i was in college I did a jewish birth right tour of Isreal open only to Jewish people. I claimed to be jewish, put my christian cross necklace away and went along with a few afrtican americans, asians and hispanics. Stop the any christian bashing .

Max
Max

All religions are equally obviously-not-true-if-you-have-two-brain-cells-of-critical-thinking so yes we should bash them all equally.

Ferris
Ferris

Everyone is entitled to an opinion. Many Christians (especially Catholics) believe because of the sheer number of miracles that have occurred and have been verified, even over the past few centuries. Marian apparitions (such as Guadalupe tilma), Eucharistic hosts bleeding ever year (Italy) and the Hiroshima 8. All of these were extensively studied by scientists and no explanation was found at all except that these are not of this world, there has to be something else.

kurtis
kurtis

jesus christ.

Jebus
Jebus

“Verified”

By whom, Captain Crunch?

Dylan
Dylan

Hahaha.

Mark O
Mark O
Sam
Sam

THE Scott M. Sullivan!?! OMG (see, I’m swayed already)!

And he’s linking to THE Steve Williams (who works for a publication that is not capitalized)! And THE Steve Williams link takes to you axs.com.

Also, everyone on the list is a dude.

Better evidence & articles exist to make your argument.

Mark O
Mark O

Fair points – I didn’t want to spend a lot of time on this so I grabbed the first thing available just to disprove an asinine point max made.

mwwalk
mwwalk

Nobody was basing Christians. Get over yourself.

Geo
Geo

What blog did I just come to?

Tom
Tom

Wow you lied about your faith to steal a trip from a non-profit organization specifically not meant for you. Very Christian of you. Hope you get the bonus!

J T
J T

I think you misspelled “Breitbart”.

Daniel
Daniel

LOL

Daniel
Daniel

Can you have a religious test for financial services?!?

Also, there are a few states where this supposedly isn’t available that aren’t listed.

P
P

Why are these offers never available to Hawaii when it says nationwide? We’re U.S.A. as well!

P
P

Well, for this particular offer, it says Christian. I still consider myself one but I’m not affiliated with any church, so I won’t be able to prove it.

john
john

NO.But i don’t think the offer is worth the time and effort

Jeff H
Jeff H

Like you, I consider myself Christian, but not a churchgoer. I was able to open an account just by checking the box “I am a Christian”. Nothing more required so far.

Actual process of opening the account after application has been slow, but I am making progress.

One concern – IF I READ CORRECTLY, bonus might NOT be paId if you withdraw anything. They label it an emergency fund, but if you have one, you lose bonus.

Superchurn
Superchurn

Driving around the hinterlands of Maui and seeing all the anti-America signs, it does make one wonder a bit!

Joe
Joe

Is NJ eligible for this bonus?
Thanks.

El Guapo
El Guapo

Nope, NJ isn’t a Christian state. Mostly New Yorkers and Philadelphians, heathens one and all.

Phillip Dampier
Phillip Dampier

NY is also not on the list. My guess is they are mostly in red states. 🙂 CA isn’t there either, and you know how many heathens live there.

I am waiting for the firestorm when we see Sharia Credit Union open and the membership requirement is being a devout Muslim. Overdraw your account and we take a finger.

john
john

There are already credit unions and lenders focusing on the muslim community. You are aware that interest on loans is not acceptable in the muslim world. There is a work around that does not call it interest but works out to be the same money extra. Part of religious freedom is to allow people to exercise thier belief. Government is the only entity that has to serve all. The leftest media tries to say otherwise.

anthonyjh21
anthonyjh21

Actually, the leftists are all about exercising each and every belief, sometimes to a fault. On the other end of the spectrum are extreme conservatives who want it to be about the good ol’ days and keep the antiquated status quo. There’s faults and bits of truth to both sides as far as I’m concerned. I’m neither left nor right so I don’t give a damn either way and don’t have a horse in the race here.

As far as the bonus is concerned they can apparently do what they want. Like it or leave it, that’s what the country is about. Like I said earlier though it goes both ways and there’s no way they can prove or disprove your religious affiliation at the point of sign up so as far as requirements are concerned it’s a moot point.

Max
Max

People should be able to freely exercise their nonsense beliefs but they should also be reminded that they should probably use some critical thinking for once in their life and they’d see those beliefs aren’t true.

J T
J T

Actually, people should be able to freely exercise their nonsense beliefs, full stop.

When those nonsense beliefs are used to restrict the rights of others or dictate public policy, then that nonsense is fair game for public scorn.

Stephen
Stephen

Yet there are countless miracles that happen, especially within the Catholic Church throughout the millennia that prove that, at least, there is something there. We all have a right to our opinion, but what happens when Science can’t explain countless miracles? I’m 100% pro-Science, but what happens when something transcends Physics, Biology, etc?

Yeshu
Yeshu

You sound like Benny Hinn or Teresa, two big charlatans.

Information Booth
Information Booth

Always remember not to cast your pearls before swine! Anyway, I don’t think the bonus is worth my time. Isn’t that what we were discussing? Love in Christ.

everywhere_dude
everywhere_dude

I think there is a big difference between providing a service that caters to a specific religion (without restricting it to members of that religion), and providing a “generic” service and artificially restricting it to a religion.

anthonyjh21
anthonyjh21

Sad that a bonus requirement like this even exists. I suppose you could easily play their game and just lie about it. You might go to hell though 🙂

Ferris
Ferris

It’s no different than requiring someone to be a part of XYZ employer to be a member of a credit union.

anthonyjh21
anthonyjh21

I don’t want to go down that road and start comparing an organization to a belief. They’re just two completely different things. I’ll leave it at that because we’ll most likely have to agree to disagree as I don’t see common ground with our opinions and this is a touchy subject for many people.

Mark O
Mark O

I am kind of curious how you think a Teachers only(etc.) credit union is different then a religious credit union. Both restrict membership based on certain criteria.

If this is really linked into Thrivent federal credit union as stated above they use their money to loan the christian churches and schools. Would you really want your money to be used solely to lend to Christian churches and schools? I would guess everyone complaining here wouldn’t want their money going to that so that is probably why the restrict membership to Christians.

anthonyjh21
anthonyjh21

Made it pretty clear it’s not a discussion I want to get into but I’ll try to answer your question.

Fundamentally you’re comparing a belief (personal opinion) to a group that’s based on non-belief criteria. Anyone can join a teachers union if they’re a teacher, regardless of their spiritual or religious beliefs. The same cannot be said for an institution that requires you to be of a specific belief.

Schools has nothing to do with this though. PUBLIC schools are supposed to be free from any religious influence and shouldn’t impede on anyone’s personal beliefs. There’s a reason that we’re supposed to have separation between church and state, although that line continually gets blurred.

Adam
Adam

Never been a better time to convert, right? Finally putting some money behind Pascal’s wager.

Andy S
Andy S

Very clever. Nicely done.

Mike
Mike

Adam, I think you found a new side hobby. Time to start up a best religion sign up bonus page. Be sure to list fees for leaving early and if they are churnable if you switched religions recently

Curmudgeon
Curmudgeon

DP: Started the application to see funding options. Only thing that came up was ACH transfer from another bank savings/checking account. No credit card option.

LC
LC

Let us know if you experience any hard pull or anything else noteworthy. thanks!

Rye
Rye

Any DPs for MO mobile deposits?

David Davidson
David Davidson

I was a born again Christian for 5 minutes

peter
peter

im double disqualified

LC
LC

Less bashing and more information on the sign up process please. Let us know if you guys get approved

JT
JT

If it’s a soft pull and they don’t verify Christianity then I’d probably do it cuz why the hell not. Did you sign up for it yet?

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